Compare Health Insurance Premiums in Switzerland for 2027

You can generally switch basic insurance effective January 1. Your cancellation must reach your current insurer by the last working day of November. In certain cases, a July 1 switch is also possible.

For adults, deductibles range from CHF 300 to CHF 2,500. A higher deductible can reduce premiums but increases your potential out-of-pocket costs.

Basic insurance (KVG/LAMal) is mandatory for people subject to Swiss health insurance requirements and covers statutory benefits. Optional supplementary insurance may cover additional services such as dental care or alternative medicine.

With a Telmed model, you generally contact a telemedicine service first. Exceptions and procedures depend on the insurer and model. In return, premiums are usually lower.

Yes, our health insurance comparison and quote requests are 100% free and without obligation.