1. Controller
The operator named in our imprint is responsible for data processing. Privacy enquiries: info@günstigekrankenkasse.ch.
2. Website visits and server logs
When you visit our website, our hosting provider and systems may process technical information including IP address, access time, requested page, browser, operating system and status codes in server logs. This supports security, troubleshooting and protection against misuse. Actual retention depends on server configuration.
3. Comparison, contact and quote requests
We process the information you enter into our forms or voluntarily provide, which may include first and last name, phone, email, date of birth, postal address, postcode, insurer, deductible, accident cover, existing policy, requested benefits and your message. Where a particular request allows you to submit them, we may also process documents such as ID copies and previous insurance policies. Please do not submit unnecessary documents or sensitive information.
4. Purposes
We use your information to display and calculate premiums, respond to enquiries, prepare requested quotes, provide insurance advice and process related applications. We process health data or other particularly sensitive information only when necessary for the requested service and legally permitted.
5. Sharing with intermediaries and insurers
If you request a quote or advice, the necessary information and any relevant documents may be shared with participating insurance intermediaries, advisers and the requested insurers. Recipients process the information within their roles and legal obligations. Please also see our consent information.
7. Google Analytics 4
We load Google Analytics 4 (measurement ID G-H29ZG722M5) only after you actively consent to analytics. Website usage and technical data may then be transmitted to Google, and analytics cookies such as _ga may be set. Without consent, our consent mechanism does not load Analytics. You may withdraw consent for the future at any time.
8. Google reCAPTCHA
We use Google reCAPTCHA on relevant forms to protect against automated submissions. Loading or using it may transmit technical information, including IP address and device/browser data, to Google. Please consult Google’s privacy information.
9. Service providers and international transfers
External providers may support hosting, operations, form protection and analytics. Google services may involve processing abroad, including the USA. Appropriate data protection safeguards must be implemented where required.
10. Retention and security
We retain information only as needed for the stated purposes, enquiries, legal duties or legitimate documentation needs. Retention periods vary by data type. We apply appropriate technical and organisational safeguards.
11. Your rights
Subject to applicable law, you may request access, correction or deletion of your personal information and withdraw consent for future processing. Contact info@günstigekrankenkasse.ch.
12. Changes
We may update this policy when our services, technical processes or legal requirements change.