Swiss premium overview 2027

Health Insurance Premiums in Switzerland 2027

✅

How much does Swiss basic health insurance cost in 2027? Explore the lowest recorded premiums by age group and accident coverage, then compare plans for your location.

Health Insurance Premiums 2027 by Canton

Basic insurance premiums vary by canton and premium region. Select your canton to explore the local premium overview.

Aargau AG Aargau Appenzell Ausserrhoden AR Appenzell Ausserrhoden Appenzell Innerrhoden AI Appenzell Innerrhoden Basel-Landschaft BL Basel-Landschaft Basel-Stadt BS Basel-Stadt Bern BE Bern Freiburg FR Freiburg Genf GE Genf Glarus GL Glarus Graubünden GR Graubünden Jura JU Jura Luzern LU Luzern Neuenburg NE Neuenburg Nidwalden NW Nidwalden Obwalden OW Obwalden Schaffhausen SH Schaffhausen Schwyz SZ Schwyz Solothurn SO Solothurn St. Gallen SG St. Gallen Tessin TI Tessin Thurgau TG Thurgau Uri UR Uri Waadt VD Waadt Wallis VS Wallis Zug ZG Zug Zürich ZH Zürich

Which health insurance plan suits your needs?

The lowest premium is not always the most suitable choice. Your location, age, deductible and accident coverage all matter. Family doctor, HMO and telemedicine models also have different rules for accessing care.

Use the canton overview as a starting point. For a comparison based on your own details, open our premium calculator – free and without obligation.

Compare all premiums now →
Swiss health insurance premium comparison

Lowest recorded monthly premiums by age group

Illustrative minimum premiums across Switzerland for fixed deductibles; not personal offers.

Group Accident Coverage Cheapest Provider Premium Discount Premium from
Adults i Adults: From age 26 (26 years and older).
With accident coverage CONCORDIA CHF 227.50 4.75 CHF CHF 222.75
Adults i Adults: From age 26 (26 years and older).
Without accident coverage Helsana CHF 213.20 4.75 CHF CHF 208.45
Young Adults i Young Adults: Ages 19 to 25.
With accident coverage Agrisano CHF 155.80 4.75 CHF CHF 151.05
Young Adults i Young Adults: Ages 19 to 25.
Without accident coverage Agrisano CHF 148.00 4.75 CHF CHF 143.25
Children i Children: Up to age 18 (0 to 18 years).
With accident coverage Agrisano CHF 46.90 4.75 CHF CHF 42.15
Children i Children: Up to age 18 (0 to 18 years).
Without accident coverage Agrisano CHF 44.60 4.75 CHF CHF 39.85
Calculate your personal monthly premium

The table displays minimum recorded premiums across Switzerland for selected age groups and fixed deductibles. These are not personalised quotes. Your actual premium depends on your premium region, age, deductible, accident coverage and insurance model.

Compare all premiums now →
Compare premiums for your address

Find basic insurance options suited to your needs in 2027.

Start your comparison →

Questions about Swiss Health Insurance Premiums 2027

Why do premiums vary between Swiss cantons?

Premiums vary by canton and sometimes by premium region. Age group, deductible, accident coverage, insurer and insurance model also affect the price.

What does the premium table show?

The table shows the lowest recorded monthly premium for selected age groups, accident coverage options and fixed deductibles. It is not a personalised calculation for your address.

How should I choose my deductible?

A higher deductible can reduce monthly premiums but increases the amount you may need to pay towards medical costs. Compare both the premium and your potential out-of-pocket expenses.

When can I switch basic health insurance?

For a change effective on 1 January, cancellation must generally reach your existing insurer by 30 November. Check the applicable conditions and deadlines.