1. Scope and operator
These terms apply to the use of günstigekrankenkasse.ch, including its information, comparisons and request forms. Details of the operator can be found in our imprint.
2. Free premium comparison
Our platform provides information and free, non-binding comparisons of Swiss health insurance premiums. Premiums depend on factors including location, age, deductible, insurance model and accident cover. Despite careful preparation, information may change or differ. The insurer’s binding terms prevail.
3. Quotes and intermediation
Submitting a request does not create an insurance contract. If you request advice or a quote, your details may be shared with participating advisers, intermediaries or insurers as needed to process the request. Insurance contracts are concluded only under the applicable contractual rules.
4. Website use and copyright
Texts, graphics, design and other protected materials may not be reproduced or commercially reused without permission, subject to statutory exceptions.
5. Liability and availability
We aim to provide accurate, up-to-date information and reliable access but cannot guarantee uninterrupted availability or error-free content. Liability is limited only to the extent permitted by law; mandatory rights remain unaffected.
6. Third-party links
Our website may link to third-party providers. Those providers are responsible for their own content and privacy practices.
7. Privacy
Please see our privacy policy for information about personal data processing.
8. Changes
We may update these terms as necessary. The version published on this page applies.
9. Governing law
Swiss law applies to the extent permitted. Mandatory statutory places of jurisdiction remain unaffected.