Home address and premium region
Zürich is in Canton Zürich and belongs to premium region 1. Your municipality of residence is important when calculating premiums.
Premium region 1 · 8000
Compare health insurance premiums in Zürich for 2027
How much does basic health insurance cost in Zürich? Explore selected low monthly premiums for adults, young adults and children in premium region 1, Canton Zürich. For a personalised quote, select your age, deductible, insurance model and accident coverage in the comparison tool.
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Affordable health insurance premiums in Zürich for 2027
For each age group and accident coverage option, this table shows the lowest tariff identified in the underlying data among selected insurers. These illustrative premiums do not replace a personalised calculation.
| Age group | Accident cover | Insurer | Premium before deduction | Deduction | Premium from |
|---|---|---|---|---|---|
| Adults (26+) | With accident cover | Atupri Gesundheitsversicherung AG | CHF 406.80 | CHF 4.75 | CHF 402.05 |
| Adults (26+) | Without accident cover | Sanitas | CHF 384.05 | CHF 4.75 | CHF 379.30 |
| Young adults (19–25) | With accident cover | Assura-Basis SA | CHF 256.20 | CHF 4.75 | CHF 251.45 |
| Young adults (19–25) | Without accident cover | Assura-Basis SA | CHF 238.30 | CHF 4.75 | CHF 233.55 |
| Children (0–18) | With accident cover | Assura-Basis SA | CHF 89.60 | CHF 4.75 | CHF 84.85 |
| Children (0–18) | Without accident cover | Assura-Basis SA | CHF 83.40 | CHF 4.75 | CHF 78.65 |
Note: This overview uses selected insurers and predefined deductible levels. The displayed amounts reflect the CHF 4.75 deduction in the existing calculation; its applicability should be checked against the underlying tariff data.
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For an accurate comparison in Zürich, adjust your deductible, insurance model, age and accident coverage.
What affects health insurance premiums in Zürich?
Deductible and age group in Zürich
For residents of Zürich (ZH), the selected deductible and age group influence basic health insurance premiums. A higher deductible can lower monthly premiums but may increase out-of-pocket treatment costs.
Insurance models and accident coverage in Zürich
Residents of Zürich in Canton Zürich may be able to compare Standard (BASE), Family doctor (PRAXIS), Flex (FLEX), Telemedicine/Digital (TEL_DIG) and Pharmacy (PHARM) models, depending on the insurer. Availability varies by provider, and accident coverage can also affect your premium.
Explore insurers serving Zürich
Explore individual insurers and their plans. Check the availability and conditions of specific models in the personalised comparison.
Agrisano
AMB Assurances SA
Aquilana
Assura-Basis SA
Atupri
Avenir
Birchmeier
CONCORDIA
CSS
curaulta
EGK
Einsiedler Krankenkasse
GALENOS AG
Glarner
Helsana
KPT
Luzerner Hinterland
Mutuel AG
ÖKK
Philos AG
rhenusana
sana24
Sanitas
SLKK
sodalis
Steffisburg
Sumiswalder
SWICA
Vallée d’Entremont
Visana
Visperterminen
vita surselva
Vivao Sympany
Wädenswil
Frequently asked questions about premiums in Zürich
Which premium region is Zürich in?
Zürich is in Canton Zürich, premium region 1. The region may affect the cost of compulsory basic health insurance.
What are the lowest health insurance premiums in Zürich for 2027?
The table on this page shows the lowest identified monthly premiums by age group and accident coverage. Your actual premium also depends on factors such as deductible, model and age.
Which insurance models are available in Zürich (ZH)?
For people living in Zürich, insurers may offer Standard (BASE), Family doctor (PRAXIS), Flex (FLEX), Telemedicine/Digital (TEL_DIG) and Pharmacy (PHARM) models. Check which options and conditions are available for Zürich in the comparison.
Can I exclude accident coverage if I live in Zürich?
The same Swiss rules apply in Zürich: if you work at least eight hours a week for the same employer and have non-occupational accident insurance through that employer, you can generally exclude accident cover from compulsory basic health insurance.
Are the displayed health insurance premiums for Zürich binding?
No. These are comparison figures for Zürich, premium region 1 in Canton Zürich. Your personal premium depends particularly on your age group, deductible, insurance model, accident coverage and the insurer's current rates.