Premium region and municipality
The municipality you live in determines which premium region applies. Our directory currently contains 268 place names for canton Zürich. Select your town above to check locally applicable premiums.
Premium overview 2027
Health insurance premiums 2027 in canton Zürich
Explore basic health insurance premiums for canton Zürich in 2027. This page lists 268 place names from our directory. Select your place of residence to compare premiums for your own premium region, age, deductible and insurance model.
Compare premiums →
Find premiums by municipality
Our directory contains 268 place names for canton Zürich. On this page you can find Hedingen, Henggart, Herrliberg and more. Choose your municipality to continue to its local premium overview.
Premium overview for canton Zürich
The following amounts show the lowest values found in the available premium data for the listed example profiles. They are not personalised quotes. Your municipality and individual details may change the result.
| Age group | Accident cover | Insurance model | Premium | Deduction | Amount after deduction |
|---|---|---|---|---|---|
| AdultsAdults: from age 26. | Included | Telemedicine / Digital | CHF 338.90 | CHF 4.75 | CHF 334.15 |
| AdultsAdults: from age 26. | Excluded | Telemedicine / Digital | CHF 315.60 | CHF 4.75 | CHF 310.85 |
| Young adultsYoung adults: ages 19–25. | Included | Telemedicine / Digital | CHF 205.30 | CHF 4.75 | CHF 200.55 |
| Young adultsYoung adults: ages 19–25. | Excluded | Telemedicine / Digital | CHF 191.00 | CHF 4.75 | CHF 186.25 |
| ChildrenChildren: ages 0–18. | Included | Family doctor | CHF 68.40 | CHF 4.75 | CHF 63.65 |
| ChildrenChildren: ages 0–18. | Excluded | Family doctor | CHF 63.70 | CHF 4.75 | CHF 58.95 |
Example deductibles: CHF 2,500 for adults and young adults, CHF 600 for children. Displayed amounts are monthly. A CHF 4.75 deduction is included in the net values shown, based on the existing calculator data.
Calculate your personal premium
Enter your postcode and personal details to compare the premiums that apply to your situation.
What affects health insurance premiums in Zürich?
Deductible and age
For canton Zürich, the overview compares example profiles for adults, young adults and children using different deductibles and accident cover. Your personal premium can differ from these examples.
Insurance model and accident cover
Depending on the insurer, basic insurance may be offered as Standard (BASE), Family Doctor (PRAXIS), Flex (FLEX), Telemedicine / Digital (TEL_DIG) or Pharmacy (PHARM). The model can affect your monthly premium. Accident coverage depends on your employment situation.
Questions about premiums in canton Zürich
Why do premiums vary within canton Zürich?
Within canton Zürich, the relevant premium region can vary by municipality. Insurers also differentiate by age, deductible, model and accident coverage. Therefore, a canton-wide example price is not a binding quote.
How can I find my personal premium?
Choose your municipality in canton Zürich from the list above and use the calculator with your age, deductible, model and accident cover.
Which insurance models can I compare in canton Zürich?
Depending on the insurer and availability, models may include Standard (BASE), Family Doctor (PRAXIS), Flex (FLEX), Telemedicine / Digital (TEL_DIG) and Pharmacy (PHARM). Not every insurer offers every model.
What do the example premiums for canton Zürich represent?
The amounts in the table are the lowest matching values found in the available canton data for the stated age, deductible and accident-cover profiles. They are not personal offers. Check the municipality-level comparison for your own situation.