Home address and premium region
Schaffhausen is in Canton Schaffhausen and belongs to premium region 1. Your municipality of residence is important when calculating premiums.
Premium region 1 · 8200
Compare health insurance premiums in Schaffhausen for 2027
How much does basic health insurance cost in Schaffhausen? Explore selected low monthly premiums for adults, young adults and children in premium region 1, Canton Schaffhausen. For a personalised quote, select your age, deductible, insurance model and accident coverage in the comparison tool.
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Affordable health insurance premiums in Schaffhausen for 2027
For each age group and accident coverage option, this table shows the lowest tariff identified in the underlying data among selected insurers. These illustrative premiums do not replace a personalised calculation.
| Age group | Accident cover | Insurer | Premium before deduction | Deduction | Premium from |
|---|---|---|---|---|---|
| Adults (26+) | With accident cover | KPT | CHF 380.10 | CHF 4.75 | CHF 375.35 |
| Adults (26+) | Without accident cover | KPT | CHF 353.50 | CHF 4.75 | CHF 348.75 |
| Young adults (19–25) | With accident cover | EGK | CHF 257.70 | CHF 4.75 | CHF 252.95 |
| Young adults (19–25) | Without accident cover | CSS | CHF 239.80 | CHF 4.75 | CHF 235.05 |
| Children (0–18) | With accident cover | Assura-Basis SA | CHF 75.70 | CHF 4.75 | CHF 70.95 |
| Children (0–18) | Without accident cover | Assura-Basis SA | CHF 70.50 | CHF 4.75 | CHF 65.75 |
Note: This overview uses selected insurers and predefined deductible levels. The displayed amounts reflect the CHF 4.75 deduction in the existing calculation; its applicability should be checked against the underlying tariff data.
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For an accurate comparison in Schaffhausen, adjust your deductible, insurance model, age and accident coverage.
What affects health insurance premiums in Schaffhausen?
Deductible and age group in Schaffhausen
For residents of Schaffhausen (SH), the selected deductible and age group influence basic health insurance premiums. A higher deductible can lower monthly premiums but may increase out-of-pocket treatment costs.
Insurance models and accident coverage in Schaffhausen
Residents of Schaffhausen in Canton Schaffhausen may be able to compare Standard (BASE), Family doctor (PRAXIS), Flex (FLEX), Telemedicine/Digital (TEL_DIG) and Pharmacy (PHARM) models, depending on the insurer. Availability varies by provider, and accident coverage can also affect your premium.
Explore insurers serving Schaffhausen
Explore individual insurers and their plans. Check the availability and conditions of specific models in the personalised comparison.
Agrisano
AMB Assurances SA
Aquilana
Assura-Basis SA
Atupri
Avenir
Birchmeier
CONCORDIA
CSS
curaulta
EGK
Einsiedler Krankenkasse
GALENOS AG
Glarner
Helsana
KPT
Luzerner Hinterland
Mutuel AG
ÖKK
Philos AG
rhenusana
sana24
Sanitas
SLKK
sodalis
Steffisburg
Sumiswalder
SWICA
Vallée d’Entremont
Visana
Visperterminen
vita surselva
Vivao Sympany
Wädenswil
Frequently asked questions about premiums in Schaffhausen
Which premium region is Schaffhausen in?
Schaffhausen is in Canton Schaffhausen, premium region 1. The region may affect the cost of compulsory basic health insurance.
What are the lowest health insurance premiums in Schaffhausen for 2027?
The table on this page shows the lowest identified monthly premiums by age group and accident coverage. Your actual premium also depends on factors such as deductible, model and age.
Which insurance models are available in Schaffhausen (SH)?
For people living in Schaffhausen, insurers may offer Standard (BASE), Family doctor (PRAXIS), Flex (FLEX), Telemedicine/Digital (TEL_DIG) and Pharmacy (PHARM) models. Check which options and conditions are available for Schaffhausen in the comparison.
Can I exclude accident coverage if I live in Schaffhausen?
The same Swiss rules apply in Schaffhausen: if you work at least eight hours a week for the same employer and have non-occupational accident insurance through that employer, you can generally exclude accident cover from compulsory basic health insurance.
Are the displayed health insurance premiums for Schaffhausen binding?
No. These are comparison figures for Schaffhausen, premium region 1 in Canton Schaffhausen. Your personal premium depends particularly on your age group, deductible, insurance model, accident coverage and the insurer's current rates.