Premium region in Schaffhausen
The address in Hemmental is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton Schaffhausen.
2027 · Hemmental · SH · 1
Philos Krankenversicherung AG premiums 2027 in Hemmental
Explore the available Philos Krankenversicherung AG basic health insurance tariffs for Hemmental (SH), postcode 8231, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
Philos Krankenversicherung AG tariffs for Hemmental, Canton Schaffhausen
The tables below show the available Philos Krankenversicherung AG tariffs in Hemmental. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 392.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 397.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.95
With accident coverage
Premium before deductionCHF 427.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 406.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.05
With accident coverage
Premium before deductionCHF 437.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 409.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.95
With accident coverage
Premium before deductionCHF 440.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 435.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 421.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 417.15
With accident coverage
Premium before deductionCHF 453.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 448.85
BASEBASE
Without accident coverage
Premium before deductionCHF 485.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 480.55
With accident coverage
Premium before deductionCHF 521.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 517.05
CHF 2000 Deductiblefrom CHF 419.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 424.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.95
With accident coverage
Premium before deductionCHF 456.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 433.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 428.95
With accident coverage
Premium before deductionCHF 466.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 461.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 435.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.55
With accident coverage
Premium before deductionCHF 468.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 463.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 448.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 444.05
With accident coverage
Premium before deductionCHF 482.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 477.85
BASEBASE
Without accident coverage
Premium before deductionCHF 512.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 507.55
With accident coverage
Premium before deductionCHF 550.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 546.05
CHF 1500 Deductiblefrom CHF 446.85View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 451.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 446.85
With accident coverage
Premium before deductionCHF 485.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 480.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 460.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 455.95
With accident coverage
Premium before deductionCHF 495.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 490.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 460.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 456.15
With accident coverage
Premium before deductionCHF 495.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 490.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 475.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 471.05
With accident coverage
Premium before deductionCHF 511.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.85
BASEBASE
Without accident coverage
Premium before deductionCHF 539.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 534.55
With accident coverage
Premium before deductionCHF 579.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 575.05
CHF 1000 Deductiblefrom CHF 474.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 479.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.35
With accident coverage
Premium before deductionCHF 515.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 510.35
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 487.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 482.25
With accident coverage
Premium before deductionCHF 523.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 518.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 488.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 483.35
With accident coverage
Premium before deductionCHF 524.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 520.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 503.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 498.45
With accident coverage
Premium before deductionCHF 541.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 536.35
BASEBASE
Without accident coverage
Premium before deductionCHF 566.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 561.95
With accident coverage
Premium before deductionCHF 609.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 604.55
CHF 500 Deductiblefrom CHF 501.25View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 506.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 501.25
With accident coverage
Premium before deductionCHF 544.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 539.35
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 512.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 507.85
With accident coverage
Premium before deductionCHF 551.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 546.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 515.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 510.35
With accident coverage
Premium before deductionCHF 553.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 549.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 530.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 525.45
With accident coverage
Premium before deductionCHF 570.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 565.35
BASEBASE
Without accident coverage
Premium before deductionCHF 593.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 588.95
With accident coverage
Premium before deductionCHF 638.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 633.55
CHF 300 Deductiblefrom CHF 511.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 516.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 511.95
With accident coverage
Premium before deductionCHF 555.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 550.85
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 522.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 518.05
With accident coverage
Premium before deductionCHF 562.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 557.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 525.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 521.05
With accident coverage
Premium before deductionCHF 565.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 560.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 540.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 536.15
With accident coverage
Premium before deductionCHF 581.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 576.85
BASEBASE
Without accident coverage
Premium before deductionCHF 604.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 599.65
With accident coverage
Premium before deductionCHF 649.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 645.05
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 264.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 268.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 264.05
With accident coverage
Premium before deductionCHF 289.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 284.35
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 273.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 268.55
With accident coverage
Premium before deductionCHF 293.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 289.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 282.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 277.55
With accident coverage
Premium before deductionCHF 303.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 298.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 291.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 286.55
With accident coverage
Premium before deductionCHF 313.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.45
BASEBASE
Without accident coverage
Premium before deductionCHF 329.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 324.65
With accident coverage
Premium before deductionCHF 354.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 349.35
CHF 2000 Deductiblefrom CHF 291.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 295.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 291.05
With accident coverage
Premium before deductionCHF 318.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 313.35
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 300.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 295.55
With accident coverage
Premium before deductionCHF 322.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 309.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 304.55
With accident coverage
Premium before deductionCHF 332.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 318.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 313.45
With accident coverage
Premium before deductionCHF 342.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.45
BASEBASE
Without accident coverage
Premium before deductionCHF 356.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.55
With accident coverage
Premium before deductionCHF 383.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.35
CHF 1500 Deductiblefrom CHF 318.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 322.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.05
With accident coverage
Premium before deductionCHF 347.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.35
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 327.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 322.55
With accident coverage
Premium before deductionCHF 351.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 347.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 336.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.45
With accident coverage
Premium before deductionCHF 361.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 356.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 345.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 340.45
With accident coverage
Premium before deductionCHF 371.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 366.45
BASEBASE
Without accident coverage
Premium before deductionCHF 383.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.55
With accident coverage
Premium before deductionCHF 412.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.35
CHF 1000 Deductiblefrom CHF 345.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 350.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 345.45
With accident coverage
Premium before deductionCHF 376.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.85
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 354.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 349.95
With accident coverage
Premium before deductionCHF 381.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 363.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.95
With accident coverage
Premium before deductionCHF 391.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 386.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 372.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 367.85
With accident coverage
Premium before deductionCHF 400.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 395.95
BASEBASE
Without accident coverage
Premium before deductionCHF 410.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.95
With accident coverage
Premium before deductionCHF 441.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.85
CHF 500 Deductiblefrom CHF 372.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 377.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.45
With accident coverage
Premium before deductionCHF 405.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.85
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 381.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.95
With accident coverage
Premium before deductionCHF 410.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 390.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 385.85
With accident coverage
Premium before deductionCHF 420.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 415.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 399.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 394.85
With accident coverage
Premium before deductionCHF 429.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 424.95
BASEBASE
Without accident coverage
Premium before deductionCHF 437.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.95
With accident coverage
Premium before deductionCHF 470.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.85
CHF 300 Deductiblefrom CHF 383.15View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 387.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 383.15
With accident coverage
Premium before deductionCHF 417.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 412.35
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 392.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.65
With accident coverage
Premium before deductionCHF 421.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 417.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 401.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 396.55
With accident coverage
Premium before deductionCHF 431.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 426.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 410.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.55
With accident coverage
Premium before deductionCHF 441.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.45
BASEBASE
Without accident coverage
Premium before deductionCHF 448.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 443.65
With accident coverage
Premium before deductionCHF 482.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 477.35
Children (0–18)
CHF 600 Deductiblefrom CHF 79.75View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 84.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 79.75
With accident coverage
Premium before deductionCHF 90.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.15
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 84.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 79.75
With accident coverage
Premium before deductionCHF 90.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 85.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.05
With accident coverage
Premium before deductionCHF 92.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 88.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.75
With accident coverage
Premium before deductionCHF 95.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.35
BASEBASE
Without accident coverage
Premium before deductionCHF 98.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.55
With accident coverage
Premium before deductionCHF 105.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.85
CHF 500 Deductiblefrom CHF 85.25View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 90.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 85.25
With accident coverage
Premium before deductionCHF 96.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.05
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 90.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 85.25
With accident coverage
Premium before deductionCHF 96.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 91.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.55
With accident coverage
Premium before deductionCHF 98.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 93.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.15
With accident coverage
Premium before deductionCHF 101.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.25
BASEBASE
Without accident coverage
Premium before deductionCHF 103.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.95
With accident coverage
Premium before deductionCHF 111.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.75
CHF 300 Deductiblefrom CHF 90.65View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 95.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.65
With accident coverage
Premium before deductionCHF 102.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.85
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 95.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.65
With accident coverage
Premium before deductionCHF 102.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 96.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 91.95
With accident coverage
Premium before deductionCHF 104.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 99.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.55
With accident coverage
Premium before deductionCHF 106.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.05
BASEBASE
Without accident coverage
Premium before deductionCHF 109.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.35
With accident coverage
Premium before deductionCHF 117.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.55
CHF 200 Deductiblefrom CHF 101.55View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 106.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.55
With accident coverage
Premium before deductionCHF 114.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.55
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 106.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.55
With accident coverage
Premium before deductionCHF 114.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 107.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.85
With accident coverage
Premium before deductionCHF 115.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 110.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.45
With accident coverage
Premium before deductionCHF 118.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.75
BASEBASE
Without accident coverage
Premium before deductionCHF 120.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.25
With accident coverage
Premium before deductionCHF 129.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.25
CHF 100 Deductiblefrom CHF 106.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 111.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.95
With accident coverage
Premium before deductionCHF 120.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.35
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 111.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.95
With accident coverage
Premium before deductionCHF 120.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 113.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.25
With accident coverage
Premium before deductionCHF 121.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 115.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.85
With accident coverage
Premium before deductionCHF 124.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.55
BASEBASE
Without accident coverage
Premium before deductionCHF 125.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.65
With accident coverage
Premium before deductionCHF 134.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 130.05
CHF 0 Deductiblefrom CHF 112.35View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 117.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.35
With accident coverage
Premium before deductionCHF 125.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.15
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 117.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.35
With accident coverage
Premium before deductionCHF 125.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 118.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.65
With accident coverage
Premium before deductionCHF 127.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 121.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.25
With accident coverage
Premium before deductionCHF 130.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.35
BASEBASE
Without accident coverage
Premium before deductionCHF 130.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.05
With accident coverage
Premium before deductionCHF 140.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 135.85
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Philos Krankenversicherung AG premiums in Hemmental?
Age and deductible for Philos Krankenversicherung AG in Hemmental
The Philos Krankenversicherung AG premium in Hemmental depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Philos Krankenversicherung AG insurance models in Hemmental
The tariff data for Philos Krankenversicherung AG in Hemmental includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in Hemmental
The tables below show the available Philos Krankenversicherung AG tariffs in Hemmental. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Philos Krankenversicherung AG in Hemmental
What is the lowest Philos Krankenversicherung AG adult premium in Hemmental (SH)?
The lowest displayed adult monthly premium without accident cover for Philos Krankenversicherung AG in Hemmental is CHF 392.95. The amount depends on the deductible and insurance model.
Which Philos Krankenversicherung AG insurance models are listed for Hemmental?
The available tariff data for Philos Krankenversicherung AG in Hemmental lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Philos Krankenversicherung AG in Hemmental?
Hemmental belongs to premium region 1 in Canton Schaffhausen. The premium region is used to determine the applicable local tariffs.
Can residents of Hemmental remove accident cover from Philos Krankenversicherung AG basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Philos Krankenversicherung AG.
Are the Philos Krankenversicherung AG premiums shown for Hemmental a binding quote?
No. The figures are a tariff overview for Hemmental. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.