Premium region in St. Gallen
The address in St. Josefen is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton St. Gallen.
2027 · St. Josefen · SG · 1
Philos Krankenversicherung AG premiums 2027 in St. Josefen
Explore the available Philos Krankenversicherung AG basic health insurance tariffs for St. Josefen (SG), postcode 9030, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
Philos Krankenversicherung AG tariffs for St. Josefen, Canton St. Gallen
The tables below show the available Philos Krankenversicherung AG tariffs in St. Josefen. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 460.55View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 465.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.55
With accident coverage
Premium before deductionCHF 500.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 472.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 467.35
With accident coverage
Premium before deductionCHF 507.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 502.85
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 474.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 469.85
With accident coverage
Premium before deductionCHF 510.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 505.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 489.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 484.25
With accident coverage
Premium before deductionCHF 525.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 521.05
BASEBASE
Without accident coverage
Premium before deductionCHF 560.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 555.65
With accident coverage
Premium before deductionCHF 602.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 597.75
CHF 2000 Deductiblefrom CHF 487.45View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 492.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 487.45
With accident coverage
Premium before deductionCHF 529.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 524.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 499.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 494.25
With accident coverage
Premium before deductionCHF 536.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 531.85
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 500.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.45
With accident coverage
Premium before deductionCHF 537.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.05
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 516.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 511.25
With accident coverage
Premium before deductionCHF 554.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 550.05
BASEBASE
Without accident coverage
Premium before deductionCHF 587.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 582.55
With accident coverage
Premium before deductionCHF 631.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 626.75
CHF 1500 Deductiblefrom CHF 514.45View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 519.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 514.45
With accident coverage
Premium before deductionCHF 558.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 553.55
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 525.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 521.15
With accident coverage
Premium before deductionCHF 565.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 560.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 526.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 521.25
With accident coverage
Premium before deductionCHF 565.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 560.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 543.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 538.25
With accident coverage
Premium before deductionCHF 583.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 579.05
BASEBASE
Without accident coverage
Premium before deductionCHF 614.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 609.55
With accident coverage
Premium before deductionCHF 660.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 655.75
CHF 1000 Deductiblefrom CHF 541.85View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 546.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 541.85
With accident coverage
Premium before deductionCHF 587.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 583.05
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 551.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 547.15
With accident coverage
Premium before deductionCHF 593.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 588.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 553.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 548.65
With accident coverage
Premium before deductionCHF 595.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 590.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 570.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 565.65
With accident coverage
Premium before deductionCHF 613.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 608.55
BASEBASE
Without accident coverage
Premium before deductionCHF 641.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 636.95
With accident coverage
Premium before deductionCHF 690.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 685.25
CHF 500 Deductiblefrom CHF 568.85View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 573.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 568.85
With accident coverage
Premium before deductionCHF 616.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 612.05
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 577.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 572.75
With accident coverage
Premium before deductionCHF 620.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 616.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 580.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 575.65
With accident coverage
Premium before deductionCHF 624.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 619.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 597.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 592.65
With accident coverage
Premium before deductionCHF 642.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 637.55
BASEBASE
Without accident coverage
Premium before deductionCHF 668.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 663.95
With accident coverage
Premium before deductionCHF 719.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 714.25
CHF 300 Deductiblefrom CHF 579.55View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 584.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 579.55
With accident coverage
Premium before deductionCHF 628.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 623.55
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 587.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 582.95
With accident coverage
Premium before deductionCHF 631.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 627.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 591.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 586.35
With accident coverage
Premium before deductionCHF 635.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 630.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 608.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 603.35
With accident coverage
Premium before deductionCHF 653.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 649.05
BASEBASE
Without accident coverage
Premium before deductionCHF 679.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 674.65
With accident coverage
Premium before deductionCHF 730.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 725.75
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 307.85View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 312.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 307.85
With accident coverage
Premium before deductionCHF 336.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.35
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 317.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 312.85
With accident coverage
Premium before deductionCHF 341.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 336.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 327.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 322.85
With accident coverage
Premium before deductionCHF 352.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 347.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 337.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 332.75
With accident coverage
Premium before deductionCHF 362.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.15
BASEBASE
Without accident coverage
Premium before deductionCHF 380.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.25
With accident coverage
Premium before deductionCHF 408.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 403.75
CHF 2000 Deductiblefrom CHF 334.85View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 339.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 334.85
With accident coverage
Premium before deductionCHF 365.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.35
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 344.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 339.85
With accident coverage
Premium before deductionCHF 370.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 354.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 349.75
With accident coverage
Premium before deductionCHF 381.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 364.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 359.75
With accident coverage
Premium before deductionCHF 391.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.15
BASEBASE
Without accident coverage
Premium before deductionCHF 406.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.15
With accident coverage
Premium before deductionCHF 437.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.75
CHF 1500 Deductiblefrom CHF 361.75View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 366.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 361.75
With accident coverage
Premium before deductionCHF 394.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.35
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 371.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 366.75
With accident coverage
Premium before deductionCHF 399.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 394.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 381.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.75
With accident coverage
Premium before deductionCHF 410.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 391.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 386.75
With accident coverage
Premium before deductionCHF 420.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.15
BASEBASE
Without accident coverage
Premium before deductionCHF 433.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 429.15
With accident coverage
Premium before deductionCHF 466.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 461.75
CHF 1000 Deductiblefrom CHF 389.25View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 394.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.25
With accident coverage
Premium before deductionCHF 423.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 418.85
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 399.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 394.25
With accident coverage
Premium before deductionCHF 429.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 424.25
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 408.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.15
With accident coverage
Premium before deductionCHF 439.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 434.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 418.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.15
With accident coverage
Premium before deductionCHF 450.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.65
BASEBASE
Without accident coverage
Premium before deductionCHF 461.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 456.55
With accident coverage
Premium before deductionCHF 496.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 491.25
CHF 500 Deductiblefrom CHF 416.15View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 420.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.15
With accident coverage
Premium before deductionCHF 452.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.85
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 425.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 421.15
With accident coverage
Premium before deductionCHF 458.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 453.25
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 435.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.15
With accident coverage
Premium before deductionCHF 468.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 463.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 445.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.15
With accident coverage
Premium before deductionCHF 479.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.65
BASEBASE
Without accident coverage
Premium before deductionCHF 488.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 483.55
With accident coverage
Premium before deductionCHF 525.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 520.25
CHF 300 Deductiblefrom CHF 426.85View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 431.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 426.85
With accident coverage
Premium before deductionCHF 464.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 459.35
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 436.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.85
With accident coverage
Premium before deductionCHF 469.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 464.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 446.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.85
With accident coverage
Premium before deductionCHF 480.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 475.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 456.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.85
With accident coverage
Premium before deductionCHF 490.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 486.15
BASEBASE
Without accident coverage
Premium before deductionCHF 499.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 494.25
With accident coverage
Premium before deductionCHF 536.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 531.75
Children (0–18)
CHF 600 Deductiblefrom CHF 100.95View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 105.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.95
With accident coverage
Premium before deductionCHF 113.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.85
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 107.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.55
With accident coverage
Premium before deductionCHF 115.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 107.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.55
With accident coverage
Premium before deductionCHF 115.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 111.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.15
With accident coverage
Premium before deductionCHF 120.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.65
BASEBASE
Without accident coverage
Premium before deductionCHF 123.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.85
With accident coverage
Premium before deductionCHF 132.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.15
CHF 500 Deductiblefrom CHF 106.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 111.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.45
With accident coverage
Premium before deductionCHF 119.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.75
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 112.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.95
With accident coverage
Premium before deductionCHF 121.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 112.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.95
With accident coverage
Premium before deductionCHF 121.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 117.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.65
With accident coverage
Premium before deductionCHF 126.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.55
BASEBASE
Without accident coverage
Premium before deductionCHF 129.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.35
With accident coverage
Premium before deductionCHF 138.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 134.05
CHF 300 Deductiblefrom CHF 111.85View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 116.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.85
With accident coverage
Premium before deductionCHF 125.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 118.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.35
With accident coverage
Premium before deductionCHF 127.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.25
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 118.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.35
With accident coverage
Premium before deductionCHF 127.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 122.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.05
With accident coverage
Premium before deductionCHF 132.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 127.35
BASEBASE
Without accident coverage
Premium before deductionCHF 134.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.75
With accident coverage
Premium before deductionCHF 144.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 139.85
CHF 200 Deductiblefrom CHF 122.75View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 127.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.75
With accident coverage
Premium before deductionCHF 137.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 132.25
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 129.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.25
With accident coverage
Premium before deductionCHF 138.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 133.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 129.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.25
With accident coverage
Premium before deductionCHF 138.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 133.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 133.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.95
With accident coverage
Premium before deductionCHF 143.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 139.05
BASEBASE
Without accident coverage
Premium before deductionCHF 145.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 140.65
With accident coverage
Premium before deductionCHF 156.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 151.55
CHF 100 Deductiblefrom CHF 128.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 132.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.05
With accident coverage
Premium before deductionCHF 142.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 138.05
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 134.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.65
With accident coverage
Premium before deductionCHF 144.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 139.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 134.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.65
With accident coverage
Premium before deductionCHF 144.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 139.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 139.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 134.35
With accident coverage
Premium before deductionCHF 149.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 144.85
BASEBASE
Without accident coverage
Premium before deductionCHF 150.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 146.05
With accident coverage
Premium before deductionCHF 162.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 157.35
CHF 0 Deductiblefrom CHF 133.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 138.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 133.45
With accident coverage
Premium before deductionCHF 148.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 143.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 139.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 135.05
With accident coverage
Premium before deductionCHF 150.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 145.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 139.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 135.05
With accident coverage
Premium before deductionCHF 150.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 145.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 144.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 139.75
With accident coverage
Premium before deductionCHF 155.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 150.65
BASEBASE
Without accident coverage
Premium before deductionCHF 156.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 151.45
With accident coverage
Premium before deductionCHF 167.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 163.15
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Philos Krankenversicherung AG premiums in St. Josefen?
Age and deductible for Philos Krankenversicherung AG in St. Josefen
The Philos Krankenversicherung AG premium in St. Josefen depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Philos Krankenversicherung AG insurance models in St. Josefen
The tariff data for Philos Krankenversicherung AG in St. Josefen includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in St. Josefen
The tables below show the available Philos Krankenversicherung AG tariffs in St. Josefen. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Philos Krankenversicherung AG in St. Josefen
What is the lowest Philos Krankenversicherung AG adult premium in St. Josefen (SG)?
The lowest displayed adult monthly premium without accident cover for Philos Krankenversicherung AG in St. Josefen is CHF 460.55. The amount depends on the deductible and insurance model.
Which Philos Krankenversicherung AG insurance models are listed for St. Josefen?
The available tariff data for Philos Krankenversicherung AG in St. Josefen lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Philos Krankenversicherung AG in St. Josefen?
St. Josefen belongs to premium region 1 in Canton St. Gallen. The premium region is used to determine the applicable local tariffs.
Can residents of St. Josefen remove accident cover from Philos Krankenversicherung AG basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Philos Krankenversicherung AG.
Are the Philos Krankenversicherung AG premiums shown for St. Josefen a binding quote?
No. The figures are a tariff overview for St. Josefen. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.