Premium region in St. Gallen
The address in St. Gallen is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton St. Gallen.
2027 · St. Gallen · SG · 1
Helsana premiums 2027 in St. Gallen
Explore the available Helsana basic health insurance tariffs for St. Gallen (SG), postcode 9000, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
Helsana tariffs for St. Gallen, Canton St. Gallen
The tables below show the available Helsana tariffs in St. Gallen. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 346.15View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 350.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 346.15
With accident coverage
Premium before deductionCHF 377.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.55
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 356.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.65
With accident coverage
Premium before deductionCHF 383.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.45
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 356.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.65
With accident coverage
Premium before deductionCHF 383.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.45
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 361.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 357.15
With accident coverage
Premium before deductionCHF 389.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 384.35
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 367.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.65
With accident coverage
Premium before deductionCHF 395.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.25
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 378.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.55
With accident coverage
Premium before deductionCHF 406.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.95
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 383.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.05
With accident coverage
Premium before deductionCHF 412.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.85
BASEBASE
Without accident coverage
Premium before deductionCHF 427.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.85
With accident coverage
Premium before deductionCHF 459.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.95
CHF 2000 Deductiblefrom CHF 373.35View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 378.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.35
With accident coverage
Premium before deductionCHF 406.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.75
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 383.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.85
With accident coverage
Premium before deductionCHF 412.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.65
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 383.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.85
With accident coverage
Premium before deductionCHF 412.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.65
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 389.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 384.35
With accident coverage
Premium before deductionCHF 418.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.55
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 394.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.85
With accident coverage
Premium before deductionCHF 424.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.45
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 405.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.65
With accident coverage
Premium before deductionCHF 435.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.15
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 410.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 406.15
With accident coverage
Premium before deductionCHF 441.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 437.05
BASEBASE
Without accident coverage
Premium before deductionCHF 454.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 449.95
With accident coverage
Premium before deductionCHF 488.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 484.15
CHF 1500 Deductiblefrom CHF 400.45View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 405.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.45
With accident coverage
Premium before deductionCHF 435.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.85
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 410.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.85
With accident coverage
Premium before deductionCHF 441.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.75
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 410.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.85
With accident coverage
Premium before deductionCHF 441.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.75
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 416.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.35
With accident coverage
Premium before deductionCHF 447.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.65
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 421.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.85
With accident coverage
Premium before deductionCHF 453.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 448.55
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 432.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.75
With accident coverage
Premium before deductionCHF 465.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.25
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 438.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 433.25
With accident coverage
Premium before deductionCHF 470.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 466.15
BASEBASE
Without accident coverage
Premium before deductionCHF 481.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 477.05
With accident coverage
Premium before deductionCHF 518.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 513.25
CHF 1000 Deductiblefrom CHF 427.55View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 432.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.55
With accident coverage
Premium before deductionCHF 464.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.05
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 437.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 433.05
With accident coverage
Premium before deductionCHF 470.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.95
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 437.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 433.05
With accident coverage
Premium before deductionCHF 470.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.95
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 443.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 438.55
With accident coverage
Premium before deductionCHF 476.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 471.85
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 448.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 444.05
With accident coverage
Premium before deductionCHF 482.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 477.75
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 459.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.95
With accident coverage
Premium before deductionCHF 494.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 489.45
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 465.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.35
With accident coverage
Premium before deductionCHF 500.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.35
BASEBASE
Without accident coverage
Premium before deductionCHF 508.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 504.15
With accident coverage
Premium before deductionCHF 547.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 542.45
CHF 500 Deductiblefrom CHF 454.75View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 459.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.75
With accident coverage
Premium before deductionCHF 494.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 489.25
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 465.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.25
With accident coverage
Premium before deductionCHF 499.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.15
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 465.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.25
With accident coverage
Premium before deductionCHF 499.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.15
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 470.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.65
With accident coverage
Premium before deductionCHF 505.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 501.05
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 475.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 471.15
With accident coverage
Premium before deductionCHF 511.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.95
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 486.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 482.05
With accident coverage
Premium before deductionCHF 523.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 518.65
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 492.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 487.55
With accident coverage
Premium before deductionCHF 529.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 524.55
BASEBASE
Without accident coverage
Premium before deductionCHF 536.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 531.35
With accident coverage
Premium before deductionCHF 576.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 571.65
CHF 300 Deductiblefrom CHF 465.55View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 470.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.55
With accident coverage
Premium before deductionCHF 505.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 500.85
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 475.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.95
With accident coverage
Premium before deductionCHF 511.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.75
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 475.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.95
With accident coverage
Premium before deductionCHF 511.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.75
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 481.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 476.45
With accident coverage
Premium before deductionCHF 517.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 512.65
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 486.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 481.95
With accident coverage
Premium before deductionCHF 523.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 518.55
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 497.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.85
With accident coverage
Premium before deductionCHF 535.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 530.25
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 503.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 498.35
With accident coverage
Premium before deductionCHF 540.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 536.15
BASEBASE
Without accident coverage
Premium before deductionCHF 546.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 542.15
With accident coverage
Premium before deductionCHF 588.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 583.25
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 252.15View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 256.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 252.15
With accident coverage
Premium before deductionCHF 276.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 271.45
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 261.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 256.55
With accident coverage
Premium before deductionCHF 280.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 276.15
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 261.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 256.55
With accident coverage
Premium before deductionCHF 280.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 276.15
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 265.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 260.95
With accident coverage
Premium before deductionCHF 285.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 280.85
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 270.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 265.25
With accident coverage
Premium before deductionCHF 290.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 285.55
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 278.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 274.05
With accident coverage
Premium before deductionCHF 299.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 294.95
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 283.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 278.35
With accident coverage
Premium before deductionCHF 304.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 299.65
BASEBASE
Without accident coverage
Premium before deductionCHF 318.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 313.45
With accident coverage
Premium before deductionCHF 342.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.35
CHF 2000 Deductiblefrom CHF 279.35View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 284.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 279.35
With accident coverage
Premium before deductionCHF 305.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 300.65
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 288.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 283.65
With accident coverage
Premium before deductionCHF 310.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.35
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 288.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 283.65
With accident coverage
Premium before deductionCHF 310.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.35
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 292.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 288.05
With accident coverage
Premium before deductionCHF 314.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 310.05
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 297.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 292.45
With accident coverage
Premium before deductionCHF 319.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 314.75
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 305.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 301.15
With accident coverage
Premium before deductionCHF 328.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 324.15
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 310.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.55
With accident coverage
Premium before deductionCHF 333.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 328.85
BASEBASE
Without accident coverage
Premium before deductionCHF 345.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 340.65
With accident coverage
Premium before deductionCHF 371.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 366.55
CHF 1500 Deductiblefrom CHF 306.35View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 311.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 306.35
With accident coverage
Premium before deductionCHF 334.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 329.75
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 315.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 310.75
With accident coverage
Premium before deductionCHF 339.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 334.45
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 315.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 310.75
With accident coverage
Premium before deductionCHF 339.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 334.45
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 319.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 315.15
With accident coverage
Premium before deductionCHF 343.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 339.15
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 324.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.45
With accident coverage
Premium before deductionCHF 348.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.85
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 333.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 328.25
With accident coverage
Premium before deductionCHF 358.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 353.25
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 337.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 332.65
With accident coverage
Premium before deductionCHF 362.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 357.95
BASEBASE
Without accident coverage
Premium before deductionCHF 372.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 367.65
With accident coverage
Premium before deductionCHF 400.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 395.65
CHF 1000 Deductiblefrom CHF 333.55View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 338.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.55
With accident coverage
Premium before deductionCHF 363.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.95
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 342.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.95
With accident coverage
Premium before deductionCHF 368.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.65
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 342.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.95
With accident coverage
Premium before deductionCHF 368.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.65
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 347.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.25
With accident coverage
Premium before deductionCHF 373.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 368.35
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 351.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 346.65
With accident coverage
Premium before deductionCHF 377.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.05
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 360.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 355.35
With accident coverage
Premium before deductionCHF 387.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.45
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 364.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 359.75
With accident coverage
Premium before deductionCHF 391.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.15
BASEBASE
Without accident coverage
Premium before deductionCHF 399.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 394.85
With accident coverage
Premium before deductionCHF 429.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 424.85
CHF 500 Deductiblefrom CHF 360.65View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 365.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.65
With accident coverage
Premium before deductionCHF 392.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 388.15
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 369.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.05
With accident coverage
Premium before deductionCHF 397.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.85
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 369.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.05
With accident coverage
Premium before deductionCHF 397.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.85
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 374.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 369.45
With accident coverage
Premium before deductionCHF 402.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.55
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 378.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.85
With accident coverage
Premium before deductionCHF 407.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.25
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 387.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.55
With accident coverage
Premium before deductionCHF 416.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.65
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 391.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 386.95
With accident coverage
Premium before deductionCHF 421.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.35
BASEBASE
Without accident coverage
Premium before deductionCHF 426.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 421.95
With accident coverage
Premium before deductionCHF 458.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.05
CHF 300 Deductiblefrom CHF 371.45View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 376.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.45
With accident coverage
Premium before deductionCHF 404.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 399.75
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 380.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.85
With accident coverage
Premium before deductionCHF 409.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.45
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 380.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.85
With accident coverage
Premium before deductionCHF 409.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.45
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 385.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.25
With accident coverage
Premium before deductionCHF 413.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.15
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 389.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 384.55
With accident coverage
Premium before deductionCHF 418.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.85
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 398.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.35
With accident coverage
Premium before deductionCHF 428.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 423.25
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 402.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.75
With accident coverage
Premium before deductionCHF 432.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.95
BASEBASE
Without accident coverage
Premium before deductionCHF 437.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.75
With accident coverage
Premium before deductionCHF 470.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.65
Children (0–18)
CHF 500 Deductiblefrom CHF 76.35View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 81.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 76.35
With accident coverage
Premium before deductionCHF 87.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.35
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 82.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.65
With accident coverage
Premium before deductionCHF 88.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.75
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 82.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.65
With accident coverage
Premium before deductionCHF 88.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.75
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 83.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 78.85
With accident coverage
Premium before deductionCHF 89.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 85.05
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 84.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 80.15
With accident coverage
Premium before deductionCHF 91.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.45
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 87.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.65
With accident coverage
Premium before deductionCHF 93.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.15
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 88.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.85
With accident coverage
Premium before deductionCHF 95.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.45
BASEBASE
Without accident coverage
Premium before deductionCHF 98.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.95
With accident coverage
Premium before deductionCHF 106.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.35
CHF 0 Deductiblefrom CHF 103.35View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 108.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.35
With accident coverage
Premium before deductionCHF 116.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.45
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 109.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.65
With accident coverage
Premium before deductionCHF 117.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.85
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 109.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.65
With accident coverage
Premium before deductionCHF 117.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.85
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 110.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.85
With accident coverage
Premium before deductionCHF 118.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.15
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 111.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.15
With accident coverage
Premium before deductionCHF 120.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.55
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 114.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.65
With accident coverage
Premium before deductionCHF 123.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.25
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 115.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.85
With accident coverage
Premium before deductionCHF 124.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.55
BASEBASE
Without accident coverage
Premium before deductionCHF 125.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.05
With accident coverage
Premium before deductionCHF 135.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 130.45
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Helsana premiums in St. Gallen?
Age and deductible for Helsana in St. Gallen
The Helsana premium in St. Gallen depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Helsana insurance models in St. Gallen
The tariff data for Helsana in St. Gallen includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in St. Gallen
The tables below show the available Helsana tariffs in St. Gallen. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Helsana in St. Gallen
What is the lowest Helsana adult premium in St. Gallen (SG)?
The lowest displayed adult monthly premium without accident cover for Helsana in St. Gallen is CHF 346.15. The amount depends on the deductible and insurance model.
Which Helsana insurance models are listed for St. Gallen?
The available tariff data for Helsana in St. Gallen lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Helsana in St. Gallen?
St. Gallen belongs to premium region 1 in Canton St. Gallen. The premium region is used to determine the applicable local tariffs.
Can residents of St. Gallen remove accident cover from Helsana basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Helsana.
Are the Helsana premiums shown for St. Gallen a binding quote?
No. The figures are a tariff overview for St. Gallen. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.