Premium region in St. Gallen
The address in Schänis is assigned to premium region 2. Insurers may apply different premiums across the premium regions of Canton St. Gallen.
2027 · Schänis · SG · 2
Philos Krankenversicherung AG premiums 2027 in Schänis
Explore the available Philos Krankenversicherung AG basic health insurance tariffs for Schänis (SG), postcode 8718, in premium region 2. Compare monthly prices by age group, deductible and accident coverage.
Philos Krankenversicherung AG tariffs for Schänis, Canton St. Gallen
The tables below show the available Philos Krankenversicherung AG tariffs in Schänis. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 407.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 412.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.95
With accident coverage
Premium before deductionCHF 443.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 438.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 418.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.15
With accident coverage
Premium before deductionCHF 450.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 421.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.95
With accident coverage
Premium before deductionCHF 453.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 448.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 434.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 429.55
With accident coverage
Premium before deductionCHF 467.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 462.25
BASEBASE
Without accident coverage
Premium before deductionCHF 499.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 494.45
With accident coverage
Premium before deductionCHF 536.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 532.05
CHF 2000 Deductiblefrom CHF 434.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 439.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 434.95
With accident coverage
Premium before deductionCHF 472.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 467.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 445.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.05
With accident coverage
Premium before deductionCHF 479.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 447.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.55
With accident coverage
Premium before deductionCHF 481.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 476.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 461.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 456.55
With accident coverage
Premium before deductionCHF 496.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 491.25
BASEBASE
Without accident coverage
Premium before deductionCHF 526.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 521.45
With accident coverage
Premium before deductionCHF 565.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 561.05
CHF 1500 Deductiblefrom CHF 461.85View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 466.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 461.85
With accident coverage
Premium before deductionCHF 501.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 496.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 472.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.05
With accident coverage
Premium before deductionCHF 508.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 473.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.25
With accident coverage
Premium before deductionCHF 508.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 488.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 483.55
With accident coverage
Premium before deductionCHF 525.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 520.25
BASEBASE
Without accident coverage
Premium before deductionCHF 553.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 548.45
With accident coverage
Premium before deductionCHF 594.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 590.05
CHF 1000 Deductiblefrom CHF 489.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 494.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 489.35
With accident coverage
Premium before deductionCHF 531.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 526.45
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 499.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 494.25
With accident coverage
Premium before deductionCHF 536.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 531.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 500.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.45
With accident coverage
Premium before deductionCHF 537.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 515.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 510.95
With accident coverage
Premium before deductionCHF 554.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 549.75
BASEBASE
Without accident coverage
Premium before deductionCHF 580.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 575.85
With accident coverage
Premium before deductionCHF 624.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 619.55
CHF 500 Deductiblefrom CHF 516.25View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 521.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 516.25
With accident coverage
Premium before deductionCHF 560.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 555.45
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 524.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 519.85
With accident coverage
Premium before deductionCHF 564.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 559.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 527.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 522.45
With accident coverage
Premium before deductionCHF 566.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 562.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 542.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 537.95
With accident coverage
Premium before deductionCHF 583.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 578.75
BASEBASE
Without accident coverage
Premium before deductionCHF 607.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 602.85
With accident coverage
Premium before deductionCHF 653.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 648.55
CHF 300 Deductiblefrom CHF 526.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 531.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 526.95
With accident coverage
Premium before deductionCHF 571.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 566.95
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 534.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 530.05
With accident coverage
Premium before deductionCHF 575.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 570.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 537.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.15
With accident coverage
Premium before deductionCHF 578.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 573.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 553.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 548.65
With accident coverage
Premium before deductionCHF 595.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 590.25
BASEBASE
Without accident coverage
Premium before deductionCHF 618.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 613.55
With accident coverage
Premium before deductionCHF 664.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 660.05
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 269.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 273.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 269.05
With accident coverage
Premium before deductionCHF 294.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 289.65
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 278.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 273.55
With accident coverage
Premium before deductionCHF 299.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 294.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 287.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 282.65
With accident coverage
Premium before deductionCHF 309.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 304.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 296.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 291.75
With accident coverage
Premium before deductionCHF 318.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 314.05
BASEBASE
Without accident coverage
Premium before deductionCHF 335.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 330.25
With accident coverage
Premium before deductionCHF 360.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 355.55
CHF 2000 Deductiblefrom CHF 295.95View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 300.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 295.95
With accident coverage
Premium before deductionCHF 323.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.65
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 305.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 300.55
With accident coverage
Premium before deductionCHF 328.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 323.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 314.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 309.55
With accident coverage
Premium before deductionCHF 338.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 323.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.65
With accident coverage
Premium before deductionCHF 347.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.05
BASEBASE
Without accident coverage
Premium before deductionCHF 362.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 357.25
With accident coverage
Premium before deductionCHF 389.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 384.55
CHF 1500 Deductiblefrom CHF 322.95View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 327.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 322.95
With accident coverage
Premium before deductionCHF 352.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 347.65
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 332.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.45
With accident coverage
Premium before deductionCHF 357.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 341.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 336.55
With accident coverage
Premium before deductionCHF 367.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 350.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 345.65
With accident coverage
Premium before deductionCHF 376.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.05
BASEBASE
Without accident coverage
Premium before deductionCHF 389.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 384.25
With accident coverage
Premium before deductionCHF 418.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.55
CHF 1000 Deductiblefrom CHF 350.35View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 355.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 350.35
With accident coverage
Premium before deductionCHF 381.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 377.15
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 359.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 354.95
With accident coverage
Premium before deductionCHF 386.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 381.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 368.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 364.05
With accident coverage
Premium before deductionCHF 396.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 391.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 377.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.05
With accident coverage
Premium before deductionCHF 406.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.55
BASEBASE
Without accident coverage
Premium before deductionCHF 416.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.65
With accident coverage
Premium before deductionCHF 447.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 443.05
CHF 500 Deductiblefrom CHF 377.35View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 382.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 377.35
With accident coverage
Premium before deductionCHF 410.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 406.15
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 386.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 381.85
With accident coverage
Premium before deductionCHF 415.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 410.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 395.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.95
With accident coverage
Premium before deductionCHF 425.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 420.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 404.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.05
With accident coverage
Premium before deductionCHF 435.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.55
BASEBASE
Without accident coverage
Premium before deductionCHF 443.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 438.65
With accident coverage
Premium before deductionCHF 476.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 472.05
CHF 300 Deductiblefrom CHF 388.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 392.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 388.05
With accident coverage
Premium before deductionCHF 422.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 417.65
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 397.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.55
With accident coverage
Premium before deductionCHF 427.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 406.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.65
With accident coverage
Premium before deductionCHF 437.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 415.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 410.75
With accident coverage
Premium before deductionCHF 446.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.05
BASEBASE
Without accident coverage
Premium before deductionCHF 454.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 449.35
With accident coverage
Premium before deductionCHF 488.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 483.55
Children (0–18)
CHF 600 Deductiblefrom CHF 88.55View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 93.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.55
With accident coverage
Premium before deductionCHF 100.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 94.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.95
With accident coverage
Premium before deductionCHF 101.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 94.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.95
With accident coverage
Premium before deductionCHF 101.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.05
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 98.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.15
With accident coverage
Premium before deductionCHF 106.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.65
BASEBASE
Without accident coverage
Premium before deductionCHF 109.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.85
With accident coverage
Premium before deductionCHF 117.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.05
CHF 500 Deductiblefrom CHF 93.95View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 98.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.95
With accident coverage
Premium before deductionCHF 106.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 100.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.45
With accident coverage
Premium before deductionCHF 107.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 100.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.45
With accident coverage
Premium before deductionCHF 107.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 104.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.65
With accident coverage
Premium before deductionCHF 112.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.55
BASEBASE
Without accident coverage
Premium before deductionCHF 115.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.35
With accident coverage
Premium before deductionCHF 123.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.95
CHF 300 Deductiblefrom CHF 99.35View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 104.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.35
With accident coverage
Premium before deductionCHF 112.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.25
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 105.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.85
With accident coverage
Premium before deductionCHF 113.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 105.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.85
With accident coverage
Premium before deductionCHF 113.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 109.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.05
With accident coverage
Premium before deductionCHF 118.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.35
BASEBASE
Without accident coverage
Premium before deductionCHF 120.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.75
With accident coverage
Premium before deductionCHF 129.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.75
CHF 200 Deductiblefrom CHF 110.25View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 115.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.25
With accident coverage
Premium before deductionCHF 123.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 116.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.65
With accident coverage
Premium before deductionCHF 125.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 116.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.65
With accident coverage
Premium before deductionCHF 125.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 120.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.95
With accident coverage
Premium before deductionCHF 129.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.05
BASEBASE
Without accident coverage
Premium before deductionCHF 131.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.65
With accident coverage
Premium before deductionCHF 141.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 136.45
CHF 100 Deductiblefrom CHF 115.65View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 120.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.65
With accident coverage
Premium before deductionCHF 129.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 121.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.05
With accident coverage
Premium before deductionCHF 131.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.25
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 121.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.05
With accident coverage
Premium before deductionCHF 131.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 126.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.35
With accident coverage
Premium before deductionCHF 135.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 130.85
BASEBASE
Without accident coverage
Premium before deductionCHF 136.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 131.95
With accident coverage
Premium before deductionCHF 147.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 142.25
CHF 0 Deductiblefrom CHF 121.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 125.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.05
With accident coverage
Premium before deductionCHF 135.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 130.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 127.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.45
With accident coverage
Premium before deductionCHF 136.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 132.05
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 127.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.45
With accident coverage
Premium before deductionCHF 136.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 132.05
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 131.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.75
With accident coverage
Premium before deductionCHF 141.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 136.65
BASEBASE
Without accident coverage
Premium before deductionCHF 142.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 137.35
With accident coverage
Premium before deductionCHF 152.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 148.05
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Philos Krankenversicherung AG premiums in Schänis?
Age and deductible for Philos Krankenversicherung AG in Schänis
The Philos Krankenversicherung AG premium in Schänis depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Philos Krankenversicherung AG insurance models in Schänis
The tariff data for Philos Krankenversicherung AG in Schänis includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in Schänis
The tables below show the available Philos Krankenversicherung AG tariffs in Schänis. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Philos Krankenversicherung AG in Schänis
What is the lowest Philos Krankenversicherung AG adult premium in Schänis (SG)?
The lowest displayed adult monthly premium without accident cover for Philos Krankenversicherung AG in Schänis is CHF 407.95. The amount depends on the deductible and insurance model.
Which Philos Krankenversicherung AG insurance models are listed for Schänis?
The available tariff data for Philos Krankenversicherung AG in Schänis lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Philos Krankenversicherung AG in Schänis?
Schänis belongs to premium region 2 in Canton St. Gallen. The premium region is used to determine the applicable local tariffs.
Can residents of Schänis remove accident cover from Philos Krankenversicherung AG basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Philos Krankenversicherung AG.
Are the Philos Krankenversicherung AG premiums shown for Schänis a binding quote?
No. The figures are a tariff overview for Schänis. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.