Premium region in St. Gallen
The address in Gams is assigned to premium region 3. Insurers may apply different premiums across the premium regions of Canton St. Gallen.
2027 · Gams · SG · 3
SLKK premiums 2027 in Gams
Explore the available SLKK basic health insurance tariffs for Gams (SG), postcode 9473, in premium region 3. Compare monthly prices by age group, deductible and accident coverage.
SLKK tariffs for Gams, Canton St. Gallen
The tables below show the available SLKK tariffs in Gams. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 335.85View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 340.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 335.85
With accident coverage
Premium before deductionCHF 362.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 357.65
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 356.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.75
With accident coverage
Premium before deductionCHF 379.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 374.45
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 360.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 355.65
With accident coverage
Premium before deductionCHF 383.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.65
BASEBASE
Without accident coverage
Premium before deductionCHF 396.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 391.35
With accident coverage
Premium before deductionCHF 421.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.65
CHF 2000 Deductiblefrom CHF 359.45View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 364.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 359.45
With accident coverage
Premium before deductionCHF 387.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.75
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 381.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.45
With accident coverage
Premium before deductionCHF 405.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.75
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 385.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.65
With accident coverage
Premium before deductionCHF 410.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.25
BASEBASE
Without accident coverage
Premium before deductionCHF 423.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 418.75
With accident coverage
Premium before deductionCHF 450.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.85
CHF 1500 Deductiblefrom CHF 383.05View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 387.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 383.05
With accident coverage
Premium before deductionCHF 412.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.75
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 405.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.05
With accident coverage
Premium before deductionCHF 431.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 426.95
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 410.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.55
With accident coverage
Premium before deductionCHF 436.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.75
BASEBASE
Without accident coverage
Premium before deductionCHF 450.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 446.15
With accident coverage
Premium before deductionCHF 479.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.95
CHF 1000 Deductiblefrom CHF 406.65View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 411.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 406.65
With accident coverage
Premium before deductionCHF 437.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.85
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 430.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 425.75
With accident coverage
Premium before deductionCHF 458.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 453.25
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 435.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.55
With accident coverage
Premium before deductionCHF 463.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 458.35
BASEBASE
Without accident coverage
Premium before deductionCHF 478.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 473.55
With accident coverage
Premium before deductionCHF 508.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 504.15
CHF 500 Deductiblefrom CHF 430.25View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 435.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.25
With accident coverage
Premium before deductionCHF 462.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.95
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 455.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 450.45
With accident coverage
Premium before deductionCHF 484.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 479.55
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 460.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 455.55
With accident coverage
Premium before deductionCHF 489.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 484.85
BASEBASE
Without accident coverage
Premium before deductionCHF 505.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 501.05
With accident coverage
Premium before deductionCHF 538.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.35
CHF 300 Deductiblefrom CHF 439.55View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 444.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 439.55
With accident coverage
Premium before deductionCHF 472.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 467.95
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 465.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.25
With accident coverage
Premium before deductionCHF 494.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 489.95
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 470.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.45
With accident coverage
Premium before deductionCHF 500.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.45
BASEBASE
Without accident coverage
Premium before deductionCHF 516.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 511.95
With accident coverage
Premium before deductionCHF 549.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 544.95
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 255.85View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 260.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 255.85
With accident coverage
Premium before deductionCHF 277.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 272.55
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 272.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 268.05
With accident coverage
Premium before deductionCHF 290.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 285.45
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 275.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 271.05
With accident coverage
Premium before deductionCHF 293.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 288.65
BASEBASE
Without accident coverage
Premium before deductionCHF 303.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 298.35
With accident coverage
Premium before deductionCHF 322.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 317.65
CHF 2000 Deductiblefrom CHF 279.55View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 284.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 279.55
With accident coverage
Premium before deductionCHF 302.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 297.65
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 297.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 292.75
With accident coverage
Premium before deductionCHF 316.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 311.75
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 300.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 296.05
With accident coverage
Premium before deductionCHF 320.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 315.25
BASEBASE
Without accident coverage
Premium before deductionCHF 330.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 325.75
With accident coverage
Premium before deductionCHF 351.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 346.85
CHF 1500 Deductiblefrom CHF 303.05View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 307.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 303.05
With accident coverage
Premium before deductionCHF 327.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 322.65
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 322.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 317.35
With accident coverage
Premium before deductionCHF 342.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.95
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 325.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 320.95
With accident coverage
Premium before deductionCHF 346.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 341.75
BASEBASE
Without accident coverage
Premium before deductionCHF 357.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 353.15
With accident coverage
Premium before deductionCHF 380.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.95
CHF 1000 Deductiblefrom CHF 326.65View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 331.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 326.65
With accident coverage
Premium before deductionCHF 352.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 347.75
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 346.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.05
With accident coverage
Premium before deductionCHF 368.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 364.15
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 350.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 345.95
With accident coverage
Premium before deductionCHF 373.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 368.25
BASEBASE
Without accident coverage
Premium before deductionCHF 385.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.55
With accident coverage
Premium before deductionCHF 409.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.15
CHF 500 Deductiblefrom CHF 350.25View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 355.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 350.25
With accident coverage
Premium before deductionCHF 377.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.85
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 371.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 366.75
With accident coverage
Premium before deductionCHF 395.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.45
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 375.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 370.85
With accident coverage
Premium before deductionCHF 399.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 394.85
BASEBASE
Without accident coverage
Premium before deductionCHF 412.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 408.05
With accident coverage
Premium before deductionCHF 439.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 434.35
CHF 300 Deductiblefrom CHF 359.65View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 364.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 359.65
With accident coverage
Premium before deductionCHF 387.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.85
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 381.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.55
With accident coverage
Premium before deductionCHF 405.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.95
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 385.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.85
With accident coverage
Premium before deductionCHF 410.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.45
BASEBASE
Without accident coverage
Premium before deductionCHF 423.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 418.95
With accident coverage
Premium before deductionCHF 450.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.95
Children (0–18)
CHF 600 Deductiblefrom CHF 73.55View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 78.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 73.55
With accident coverage
Premium before deductionCHF 83.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 78.65
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 82.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.25
With accident coverage
Premium before deductionCHF 87.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.45
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 82.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 78.15
With accident coverage
Premium before deductionCHF 88.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.45
BASEBASE
Without accident coverage
Premium before deductionCHF 91.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.35
With accident coverage
Premium before deductionCHF 96.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.15
CHF 500 Deductiblefrom CHF 78.35View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 83.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 78.35
With accident coverage
Premium before deductionCHF 88.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.65
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 87.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.25
With accident coverage
Premium before deductionCHF 92.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.75
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 88.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.25
With accident coverage
Premium before deductionCHF 93.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.85
BASEBASE
Without accident coverage
Premium before deductionCHF 96.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 91.95
With accident coverage
Premium before deductionCHF 102.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.05
CHF 300 Deductiblefrom CHF 83.35View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 88.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.35
With accident coverage
Premium before deductionCHF 93.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.95
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 92.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.35
With accident coverage
Premium before deductionCHF 98.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.25
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 93.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.45
With accident coverage
Premium before deductionCHF 99.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.35
BASEBASE
Without accident coverage
Premium before deductionCHF 102.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.65
With accident coverage
Premium before deductionCHF 108.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.15
CHF 200 Deductiblefrom CHF 92.55View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 97.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.55
With accident coverage
Premium before deductionCHF 103.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.75
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 101.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.05
With accident coverage
Premium before deductionCHF 108.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.55
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 102.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.15
With accident coverage
Premium before deductionCHF 109.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.75
BASEBASE
Without accident coverage
Premium before deductionCHF 113.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.35
With accident coverage
Premium before deductionCHF 120.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.55
CHF 100 Deductiblefrom CHF 97.25View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 102.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.25
With accident coverage
Premium before deductionCHF 108.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.75
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 106.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.95
With accident coverage
Premium before deductionCHF 113.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.75
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 107.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.15
With accident coverage
Premium before deductionCHF 114.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.05
BASEBASE
Without accident coverage
Premium before deductionCHF 118.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.85
With accident coverage
Premium before deductionCHF 126.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.35
CHF 0 Deductiblefrom CHF 101.85View tariffs
SmartMedTEL_DIG
Without accident coverage
Premium before deductionCHF 106.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.85
With accident coverage
Premium before deductionCHF 113.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.75
HomeCarePRAXIS
Without accident coverage
Premium before deductionCHF 111.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.85
With accident coverage
Premium before deductionCHF 118.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.95
TelCareTEL_DIG
Without accident coverage
Premium before deductionCHF 112.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.05
With accident coverage
Premium before deductionCHF 120.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.25
BASEBASE
Without accident coverage
Premium before deductionCHF 124.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.25
With accident coverage
Premium before deductionCHF 131.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 127.15
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects SLKK premiums in Gams?
Age and deductible for SLKK in Gams
The SLKK premium in Gams depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
SLKK insurance models in Gams
The tariff data for SLKK in Gams includes these model categories: Telemedicine / Digital, Family Doctor, Standard. Availability may differ by age group and deductible.
Compare all insurers in Gams
The tables below show the available SLKK tariffs in Gams. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about SLKK in Gams
What is the lowest SLKK adult premium in Gams (SG)?
The lowest displayed adult monthly premium without accident cover for SLKK in Gams is CHF 335.85. The amount depends on the deductible and insurance model.
Which SLKK insurance models are listed for Gams?
The available tariff data for SLKK in Gams lists: Telemedicine / Digital, Family Doctor, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to SLKK in Gams?
Gams belongs to premium region 3 in Canton St. Gallen. The premium region is used to determine the applicable local tariffs.
Can residents of Gams remove accident cover from SLKK basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including SLKK.
Are the SLKK premiums shown for Gams a binding quote?
No. The figures are a tariff overview for Gams. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.