Premium region in St. Gallen
The address in Gams is assigned to premium region 3. Insurers may apply different premiums across the premium regions of Canton St. Gallen.
Explore the available Luzerner Hinterland basic health insurance tariffs for Gams (SG), postcode 9473, in premium region 3. Compare monthly prices by age group, deductible and accident coverage.

The tables below show the available Luzerner Hinterland tariffs in Gams. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
No tariffs available for this age group.
No tariffs available for this age group.
No tariffs available for this age group.
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
The address in Gams is assigned to premium region 3. Insurers may apply different premiums across the premium regions of Canton St. Gallen.
The Luzerner Hinterland premium in Gams depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
No insurance model is currently listed for Luzerner Hinterland in Gams in the available data.
The tables below show the available Luzerner Hinterland tariffs in Gams. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
There is currently no adult premium without accident cover in the available Luzerner Hinterland tariff data for Gams.
The current data does not list an available Luzerner Hinterland model for Gams.
Gams belongs to premium region 3 in Canton St. Gallen. The premium region is used to determine the applicable local tariffs.
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Luzerner Hinterland.
No. The figures are a tariff overview for Gams. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.