Premium region in Obwalden
The address in Ramersberg is assigned to premium region 0. Insurers may apply different premiums across the premium regions of Canton Obwalden.
2027 · Ramersberg · OW · 0
Luzerner Hinterland premiums 2027 in Ramersberg
Explore the available Luzerner Hinterland basic health insurance tariffs for Ramersberg (OW), postcode 6060, in premium region 0. Compare monthly prices by age group, deductible and accident coverage.
Luzerner Hinterland tariffs for Ramersberg, Canton Obwalden
The tables below show the available Luzerner Hinterland tariffs in Ramersberg. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 320.95View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 325.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 320.95
With accident coverage
Premium before deductionCHF 346.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 341.75
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 330.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 325.70
With accident coverage
Premium before deductionCHF 351.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 346.80
BASEBASE
Without accident coverage
Premium before deductionCHF 354.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 349.45
With accident coverage
Premium before deductionCHF 376.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.05
CHF 2000 Deductiblefrom CHF 348.40View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 353.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 348.40
With accident coverage
Premium before deductionCHF 375.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 370.90
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 357.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 353.15
With accident coverage
Premium before deductionCHF 380.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.00
BASEBASE
Without accident coverage
Premium before deductionCHF 381.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.85
With accident coverage
Premium before deductionCHF 406.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.25
CHF 1500 Deductiblefrom CHF 375.80View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 380.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.80
With accident coverage
Premium before deductionCHF 404.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.10
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 385.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.55
With accident coverage
Premium before deductionCHF 409.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.15
BASEBASE
Without accident coverage
Premium before deductionCHF 409.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.30
With accident coverage
Premium before deductionCHF 435.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.40
CHF 1000 Deductiblefrom CHF 403.20View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 407.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 403.20
With accident coverage
Premium before deductionCHF 434.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 429.25
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 412.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.95
With accident coverage
Premium before deductionCHF 439.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 434.30
BASEBASE
Without accident coverage
Premium before deductionCHF 436.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.70
With accident coverage
Premium before deductionCHF 464.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 459.55
CHF 500 Deductiblefrom CHF 430.65View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 435.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.65
With accident coverage
Premium before deductionCHF 463.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 458.40
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 440.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 435.40
With accident coverage
Premium before deductionCHF 468.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 463.50
BASEBASE
Without accident coverage
Premium before deductionCHF 463.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 459.10
With accident coverage
Premium before deductionCHF 493.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 488.75
CHF 300 Deductiblefrom CHF 441.60View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 446.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.60
With accident coverage
Premium before deductionCHF 474.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.10
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 451.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 446.35
With accident coverage
Premium before deductionCHF 479.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 475.15
BASEBASE
Without accident coverage
Premium before deductionCHF 474.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.10
With accident coverage
Premium before deductionCHF 505.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 500.40
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 209.40View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 214.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 209.40
With accident coverage
Premium before deductionCHF 227.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 223.05
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 220.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 216.20
With accident coverage
Premium before deductionCHF 235.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 230.30
BASEBASE
Without accident coverage
Premium before deductionCHF 235.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 230.75
With accident coverage
Premium before deductionCHF 250.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 245.80
CHF 2000 Deductiblefrom CHF 236.80View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 241.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 236.80
With accident coverage
Premium before deductionCHF 256.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 252.20
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 246.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 242.20
With accident coverage
Premium before deductionCHF 262.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 258.00
BASEBASE
Without accident coverage
Premium before deductionCHF 262.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 258.15
With accident coverage
Premium before deductionCHF 279.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 274.95
CHF 1500 Deductiblefrom CHF 264.20View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 268.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 264.20
With accident coverage
Premium before deductionCHF 286.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 281.40
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 273.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 268.45
With accident coverage
Premium before deductionCHF 290.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 285.85
BASEBASE
Without accident coverage
Premium before deductionCHF 290.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 285.60
With accident coverage
Premium before deductionCHF 308.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 304.10
CHF 1000 Deductiblefrom CHF 291.65View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 296.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 291.65
With accident coverage
Premium before deductionCHF 315.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 310.55
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 299.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 295.20
With accident coverage
Premium before deductionCHF 319.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 314.35
BASEBASE
Without accident coverage
Premium before deductionCHF 317.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 313.00
With accident coverage
Premium before deductionCHF 338.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.30
CHF 500 Deductiblefrom CHF 319.05View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 323.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.05
With accident coverage
Premium before deductionCHF 344.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 339.70
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 327.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 322.60
With accident coverage
Premium before deductionCHF 348.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.50
BASEBASE
Without accident coverage
Premium before deductionCHF 345.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 340.40
With accident coverage
Premium before deductionCHF 367.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.45
CHF 300 Deductiblefrom CHF 330.00View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 334.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 330.00
With accident coverage
Premium before deductionCHF 356.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.40
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 338.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.55
With accident coverage
Premium before deductionCHF 359.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 355.15
BASEBASE
Without accident coverage
Premium before deductionCHF 356.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.40
With accident coverage
Premium before deductionCHF 378.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 374.10
Children (0–18)
CHF 600 Deductiblefrom CHF 71.70View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 76.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 71.70
With accident coverage
Premium before deductionCHF 81.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 76.60
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 77.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 72.85
With accident coverage
Premium before deductionCHF 82.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.80
BASEBASE
Without accident coverage
Premium before deductionCHF 83.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 78.70
With accident coverage
Premium before deductionCHF 88.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.00
CHF 500 Deductiblefrom CHF 77.20View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 81.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.20
With accident coverage
Premium before deductionCHF 87.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.40
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 83.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 78.35
With accident coverage
Premium before deductionCHF 88.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.65
BASEBASE
Without accident coverage
Premium before deductionCHF 88.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.15
With accident coverage
Premium before deductionCHF 94.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.85
CHF 300 Deductiblefrom CHF 82.65View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 87.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.65
With accident coverage
Premium before deductionCHF 93.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.25
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 88.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.85
With accident coverage
Premium before deductionCHF 94.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.50
BASEBASE
Without accident coverage
Premium before deductionCHF 94.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.65
With accident coverage
Premium before deductionCHF 100.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.70
CHF 200 Deductiblefrom CHF 93.65View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 98.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.65
With accident coverage
Premium before deductionCHF 104.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.90
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 99.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.80
With accident coverage
Premium before deductionCHF 105.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.15
BASEBASE
Without accident coverage
Premium before deductionCHF 105.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.60
With accident coverage
Premium before deductionCHF 112.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.35
CHF 100 Deductiblefrom CHF 99.10View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 103.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.10
With accident coverage
Premium before deductionCHF 110.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.75
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 105.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.30
With accident coverage
Premium before deductionCHF 111.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.00
BASEBASE
Without accident coverage
Premium before deductionCHF 110.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.10
With accident coverage
Premium before deductionCHF 117.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.20
CHF 0 Deductiblefrom CHF 104.60View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 109.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.60
With accident coverage
Premium before deductionCHF 116.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.60
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 110.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.75
With accident coverage
Premium before deductionCHF 117.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.80
BASEBASE
Without accident coverage
Premium before deductionCHF 116.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.60
With accident coverage
Premium before deductionCHF 123.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.00
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Luzerner Hinterland premiums in Ramersberg?
Age and deductible for Luzerner Hinterland in Ramersberg
The Luzerner Hinterland premium in Ramersberg depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Luzerner Hinterland insurance models in Ramersberg
The tariff data for Luzerner Hinterland in Ramersberg includes these model categories: Telemedicine / Digital, Family Doctor, Standard. Availability may differ by age group and deductible.
Compare all insurers in Ramersberg
The tables below show the available Luzerner Hinterland tariffs in Ramersberg. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Luzerner Hinterland in Ramersberg
What is the lowest Luzerner Hinterland adult premium in Ramersberg (OW)?
The lowest displayed adult monthly premium without accident cover for Luzerner Hinterland in Ramersberg is CHF 320.95. The amount depends on the deductible and insurance model.
Which Luzerner Hinterland insurance models are listed for Ramersberg?
The available tariff data for Luzerner Hinterland in Ramersberg lists: Telemedicine / Digital, Family Doctor, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Luzerner Hinterland in Ramersberg?
Ramersberg belongs to premium region 0 in Canton Obwalden. The premium region is used to determine the applicable local tariffs.
Can residents of Ramersberg remove accident cover from Luzerner Hinterland basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Luzerner Hinterland.
Are the Luzerner Hinterland premiums shown for Ramersberg a binding quote?
No. The figures are a tariff overview for Ramersberg. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.