Premium region in Obwalden
The address in Kerns is assigned to premium region 0. Insurers may apply different premiums across the premium regions of Canton Obwalden.
2027 · Kerns · OW · 0
Sumiswalder premiums 2027 in Kerns
Explore the available Sumiswalder basic health insurance tariffs for Kerns (OW), postcode 6064, in premium region 0. Compare monthly prices by age group, deductible and accident coverage.
Sumiswalder tariffs for Kerns, Canton Obwalden
The tables below show the available Sumiswalder tariffs in Kerns. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 306.15View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 310.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 306.15
With accident coverage
Premium before deductionCHF 334.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 329.55
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 310.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 306.15
With accident coverage
Premium before deductionCHF 334.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 329.55
BASEBASE
Without accident coverage
Premium before deductionCHF 337.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.15
With accident coverage
Premium before deductionCHF 363.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.55
CHF 2000 Deductiblefrom CHF 331.15View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 335.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.15
With accident coverage
Premium before deductionCHF 361.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 356.35
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 335.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.15
With accident coverage
Premium before deductionCHF 361.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 356.35
BASEBASE
Without accident coverage
Premium before deductionCHF 365.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.35
With accident coverage
Premium before deductionCHF 392.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.75
CHF 1500 Deductiblefrom CHF 356.05View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 360.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 356.05
With accident coverage
Premium before deductionCHF 387.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 383.15
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 360.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 356.05
With accident coverage
Premium before deductionCHF 387.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 383.15
BASEBASE
Without accident coverage
Premium before deductionCHF 392.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.35
With accident coverage
Premium before deductionCHF 421.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.85
CHF 1000 Deductiblefrom CHF 380.95View tariffs
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 385.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.95
With accident coverage
Premium before deductionCHF 414.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.95
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 385.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.95
With accident coverage
Premium before deductionCHF 414.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.95
BASEBASE
Without accident coverage
Premium before deductionCHF 419.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.55
With accident coverage
Premium before deductionCHF 450.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 446.05
CHF 500 Deductiblefrom CHF 405.85View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 410.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.85
With accident coverage
Premium before deductionCHF 441.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.75
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 410.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.85
With accident coverage
Premium before deductionCHF 441.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.75
BASEBASE
Without accident coverage
Premium before deductionCHF 446.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.65
With accident coverage
Premium before deductionCHF 480.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 475.25
CHF 300 Deductiblefrom CHF 415.85View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 420.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 415.85
With accident coverage
Premium before deductionCHF 452.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.55
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 420.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 415.85
With accident coverage
Premium before deductionCHF 452.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.55
BASEBASE
Without accident coverage
Premium before deductionCHF 457.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 452.45
With accident coverage
Premium before deductionCHF 491.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 486.85
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 185.25View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 190.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 185.25
With accident coverage
Premium before deductionCHF 204.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 199.55
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 190.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 185.25
With accident coverage
Premium before deductionCHF 204.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 199.55
BASEBASE
Without accident coverage
Premium before deductionCHF 206.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 201.65
With accident coverage
Premium before deductionCHF 221.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 217.15
CHF 2000 Deductiblefrom CHF 210.15View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 214.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 210.15
With accident coverage
Premium before deductionCHF 231.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 226.25
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 214.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 210.15
With accident coverage
Premium before deductionCHF 231.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 226.25
BASEBASE
Without accident coverage
Premium before deductionCHF 233.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 228.85
With accident coverage
Premium before deductionCHF 251.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 246.35
CHF 1500 Deductiblefrom CHF 235.05View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 239.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 235.05
With accident coverage
Premium before deductionCHF 257.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 253.05
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 239.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 235.05
With accident coverage
Premium before deductionCHF 257.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 253.05
BASEBASE
Without accident coverage
Premium before deductionCHF 260.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 255.85
With accident coverage
Premium before deductionCHF 280.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 275.45
CHF 1000 Deductiblefrom CHF 259.95View tariffs
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 264.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 259.95
With accident coverage
Premium before deductionCHF 284.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 279.85
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 264.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 259.95
With accident coverage
Premium before deductionCHF 284.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 279.85
BASEBASE
Without accident coverage
Premium before deductionCHF 287.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 283.05
With accident coverage
Premium before deductionCHF 309.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 304.65
CHF 500 Deductiblefrom CHF 284.95View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 289.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 284.95
With accident coverage
Premium before deductionCHF 311.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 306.75
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 289.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 284.95
With accident coverage
Premium before deductionCHF 311.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 306.75
BASEBASE
Without accident coverage
Premium before deductionCHF 314.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 310.15
With accident coverage
Premium before deductionCHF 338.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.85
CHF 300 Deductiblefrom CHF 294.85View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 299.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 294.85
With accident coverage
Premium before deductionCHF 322.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 317.45
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 299.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 294.85
With accident coverage
Premium before deductionCHF 322.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 317.45
BASEBASE
Without accident coverage
Premium before deductionCHF 325.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 320.95
With accident coverage
Premium before deductionCHF 350.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 345.45
Children (0–18)
CHF 600 Deductiblefrom CHF 63.65View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 68.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 63.65
With accident coverage
Premium before deductionCHF 73.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 68.75
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 68.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 63.65
With accident coverage
Premium before deductionCHF 73.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 68.75
BASEBASE
Without accident coverage
Premium before deductionCHF 74.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 69.65
With accident coverage
Premium before deductionCHF 80.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 75.25
CHF 500 Deductiblefrom CHF 68.75View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 73.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 68.75
With accident coverage
Premium before deductionCHF 79.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 74.25
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 73.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 68.75
With accident coverage
Premium before deductionCHF 79.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 74.25
BASEBASE
Without accident coverage
Premium before deductionCHF 79.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 75.05
With accident coverage
Premium before deductionCHF 85.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.05
CHF 300 Deductiblefrom CHF 73.65View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 78.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 73.65
With accident coverage
Premium before deductionCHF 84.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 79.55
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 78.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 73.65
With accident coverage
Premium before deductionCHF 84.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 79.55
BASEBASE
Without accident coverage
Premium before deductionCHF 85.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 80.45
With accident coverage
Premium before deductionCHF 91.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.85
CHF 200 Deductiblefrom CHF 83.75View tariffs
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 88.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.75
With accident coverage
Premium before deductionCHF 95.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.35
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 88.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.75
With accident coverage
Premium before deductionCHF 95.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.35
BASEBASE
Without accident coverage
Premium before deductionCHF 96.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 91.35
With accident coverage
Premium before deductionCHF 103.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.55
CHF 100 Deductiblefrom CHF 88.65View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 93.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.65
With accident coverage
Premium before deductionCHF 100.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.65
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 93.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.65
With accident coverage
Premium before deductionCHF 100.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.65
BASEBASE
Without accident coverage
Premium before deductionCHF 101.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.75
With accident coverage
Premium before deductionCHF 109.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.35
CHF 0 Deductiblefrom CHF 93.65View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 98.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.65
With accident coverage
Premium before deductionCHF 105.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.05
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 98.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.65
With accident coverage
Premium before deductionCHF 105.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.05
BASEBASE
Without accident coverage
Premium before deductionCHF 106.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.15
With accident coverage
Premium before deductionCHF 114.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.15
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Sumiswalder premiums in Kerns?
Age and deductible for Sumiswalder in Kerns
The Sumiswalder premium in Kerns depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Sumiswalder insurance models in Kerns
The tariff data for Sumiswalder in Kerns includes these model categories: Family Doctor, Telemedicine / Digital, Standard. Availability may differ by age group and deductible.
Compare all insurers in Kerns
The tables below show the available Sumiswalder tariffs in Kerns. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Sumiswalder in Kerns
What is the lowest Sumiswalder adult premium in Kerns (OW)?
The lowest displayed adult monthly premium without accident cover for Sumiswalder in Kerns is CHF 306.15. The amount depends on the deductible and insurance model.
Which Sumiswalder insurance models are listed for Kerns?
The available tariff data for Sumiswalder in Kerns lists: Family Doctor, Telemedicine / Digital, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Sumiswalder in Kerns?
Kerns belongs to premium region 0 in Canton Obwalden. The premium region is used to determine the applicable local tariffs.
Can residents of Kerns remove accident cover from Sumiswalder basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Sumiswalder.
Are the Sumiswalder premiums shown for Kerns a binding quote?
No. The figures are a tariff overview for Kerns. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.