Premium region in Luzern
The address in St. Niklausen LU is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton Luzern.
2027 · St. Niklausen LU · LU · 1
Sanitas premiums 2027 in St. Niklausen LU
Explore the available Sanitas basic health insurance tariffs for St. Niklausen LU (LU), postcode 6005, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
Sanitas tariffs for St. Niklausen LU, Canton Luzern
The tables below show the available Sanitas tariffs in St. Niklausen LU. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 320.80View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 325.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 320.80
With accident coverage
Premium before deductionCHF 349.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 344.95
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 325.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 320.80
With accident coverage
Premium before deductionCHF 349.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 344.95
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 346.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 341.25
With accident coverage
Premium before deductionCHF 371.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 366.90
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 351.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 346.40
With accident coverage
Premium before deductionCHF 377.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.40
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 356.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.50
With accident coverage
Premium before deductionCHF 382.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 377.90
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 356.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.50
With accident coverage
Premium before deductionCHF 382.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 377.90
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 356.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.50
With accident coverage
Premium before deductionCHF 382.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 377.90
BASEBASE
Without accident coverage
Premium before deductionCHF 392.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.30
With accident coverage
Premium before deductionCHF 421.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.35
CHF 2000 Deductiblefrom CHF 347.95View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 352.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 347.95
With accident coverage
Premium before deductionCHF 378.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 374.10
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 352.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 347.95
With accident coverage
Premium before deductionCHF 378.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 374.10
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 373.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 368.40
With accident coverage
Premium before deductionCHF 400.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 396.05
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 378.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.50
With accident coverage
Premium before deductionCHF 406.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.55
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 383.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.65
With accident coverage
Premium before deductionCHF 411.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.05
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 383.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.65
With accident coverage
Premium before deductionCHF 411.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.05
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 383.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.65
With accident coverage
Premium before deductionCHF 411.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.05
BASEBASE
Without accident coverage
Premium before deductionCHF 419.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.45
With accident coverage
Premium before deductionCHF 450.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.50
CHF 1500 Deductiblefrom CHF 375.10View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 379.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.10
With accident coverage
Premium before deductionCHF 408.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 403.25
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 379.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.10
With accident coverage
Premium before deductionCHF 408.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 403.25
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 400.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 395.55
With accident coverage
Premium before deductionCHF 429.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 425.20
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 405.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.65
With accident coverage
Premium before deductionCHF 435.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.70
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 410.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.75
With accident coverage
Premium before deductionCHF 440.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.20
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 410.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.75
With accident coverage
Premium before deductionCHF 440.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.20
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 410.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.75
With accident coverage
Premium before deductionCHF 440.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.20
BASEBASE
Without accident coverage
Premium before deductionCHF 446.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.55
With accident coverage
Premium before deductionCHF 479.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.65
CHF 1000 Deductiblefrom CHF 402.30View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 407.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.30
With accident coverage
Premium before deductionCHF 437.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.45
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 407.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.30
With accident coverage
Premium before deductionCHF 437.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.45
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 427.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.70
With accident coverage
Premium before deductionCHF 459.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.40
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 432.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.85
With accident coverage
Premium before deductionCHF 464.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 459.90
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 437.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.95
With accident coverage
Premium before deductionCHF 470.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.40
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 437.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.95
With accident coverage
Premium before deductionCHF 470.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.40
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 437.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.95
With accident coverage
Premium before deductionCHF 470.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.40
BASEBASE
Without accident coverage
Premium before deductionCHF 473.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.75
With accident coverage
Premium before deductionCHF 508.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.85
CHF 500 Deductiblefrom CHF 429.40View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 434.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 429.40
With accident coverage
Premium before deductionCHF 466.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 461.60
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 434.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 429.40
With accident coverage
Premium before deductionCHF 466.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 461.60
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 454.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 449.85
With accident coverage
Premium before deductionCHF 488.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 483.55
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 459.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 455.00
With accident coverage
Premium before deductionCHF 493.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 489.05
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 464.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.10
With accident coverage
Premium before deductionCHF 499.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 494.55
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 464.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.10
With accident coverage
Premium before deductionCHF 499.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 494.55
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 464.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.10
With accident coverage
Premium before deductionCHF 499.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 494.55
BASEBASE
Without accident coverage
Premium before deductionCHF 500.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.90
With accident coverage
Premium before deductionCHF 537.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.00
CHF 300 Deductiblefrom CHF 440.25View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 445.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.25
With accident coverage
Premium before deductionCHF 478.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 473.25
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 445.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.25
With accident coverage
Premium before deductionCHF 478.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 473.25
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 465.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.70
With accident coverage
Premium before deductionCHF 499.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.20
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 470.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.80
With accident coverage
Premium before deductionCHF 505.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 500.70
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 475.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.95
With accident coverage
Premium before deductionCHF 510.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.20
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 475.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.95
With accident coverage
Premium before deductionCHF 510.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.20
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 475.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.95
With accident coverage
Premium before deductionCHF 510.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.20
BASEBASE
Without accident coverage
Premium before deductionCHF 511.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.75
With accident coverage
Premium before deductionCHF 549.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 544.65
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 204.80View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 209.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 204.80
With accident coverage
Premium before deductionCHF 225.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 220.35
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 209.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 204.80
With accident coverage
Premium before deductionCHF 225.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 220.35
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 212.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 208.20
With accident coverage
Premium before deductionCHF 228.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 224.00
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 212.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 208.20
With accident coverage
Premium before deductionCHF 228.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 224.00
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 212.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 208.20
With accident coverage
Premium before deductionCHF 228.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 224.00
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 212.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 208.20
With accident coverage
Premium before deductionCHF 228.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 224.00
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 212.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 208.20
With accident coverage
Premium before deductionCHF 228.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 224.00
BASEBASE
Without accident coverage
Premium before deductionCHF 223.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 218.50
With accident coverage
Premium before deductionCHF 239.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 235.05
CHF 2000 Deductiblefrom CHF 231.95View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 236.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 231.95
With accident coverage
Premium before deductionCHF 254.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 249.50
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 236.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 231.95
With accident coverage
Premium before deductionCHF 254.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 249.50
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 240.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 235.35
With accident coverage
Premium before deductionCHF 257.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 253.15
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 240.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 235.35
With accident coverage
Premium before deductionCHF 257.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 253.15
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 240.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 235.35
With accident coverage
Premium before deductionCHF 257.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 253.15
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 240.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 235.35
With accident coverage
Premium before deductionCHF 257.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 253.15
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 240.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 235.35
With accident coverage
Premium before deductionCHF 257.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 253.15
BASEBASE
Without accident coverage
Premium before deductionCHF 250.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 245.65
With accident coverage
Premium before deductionCHF 268.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 264.20
CHF 1500 Deductiblefrom CHF 259.10View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 263.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 259.10
With accident coverage
Premium before deductionCHF 283.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 278.65
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 263.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 259.10
With accident coverage
Premium before deductionCHF 283.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 278.65
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 267.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 262.50
With accident coverage
Premium before deductionCHF 287.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 282.30
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 267.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 262.50
With accident coverage
Premium before deductionCHF 287.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 282.30
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 267.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 262.50
With accident coverage
Premium before deductionCHF 287.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 282.30
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 267.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 262.50
With accident coverage
Premium before deductionCHF 287.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 282.30
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 267.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 262.50
With accident coverage
Premium before deductionCHF 287.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 282.30
BASEBASE
Without accident coverage
Premium before deductionCHF 277.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 272.80
With accident coverage
Premium before deductionCHF 298.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 293.35
CHF 1000 Deductiblefrom CHF 286.30View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 291.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 286.30
With accident coverage
Premium before deductionCHF 312.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 307.85
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 291.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 286.30
With accident coverage
Premium before deductionCHF 312.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 307.85
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 294.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 289.70
With accident coverage
Premium before deductionCHF 316.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 311.50
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 294.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 289.70
With accident coverage
Premium before deductionCHF 316.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 311.50
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 294.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 289.70
With accident coverage
Premium before deductionCHF 316.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 311.50
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 294.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 289.70
With accident coverage
Premium before deductionCHF 316.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 311.50
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 294.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 289.70
With accident coverage
Premium before deductionCHF 316.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 311.50
BASEBASE
Without accident coverage
Premium before deductionCHF 304.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 299.95
With accident coverage
Premium before deductionCHF 327.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 322.55
CHF 500 Deductiblefrom CHF 313.40View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 318.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 313.40
With accident coverage
Premium before deductionCHF 341.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.00
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 318.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 313.40
With accident coverage
Premium before deductionCHF 341.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.00
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 321.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 316.80
With accident coverage
Premium before deductionCHF 345.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 340.65
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 321.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 316.80
With accident coverage
Premium before deductionCHF 345.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 340.65
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 321.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 316.80
With accident coverage
Premium before deductionCHF 345.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 340.65
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 321.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 316.80
With accident coverage
Premium before deductionCHF 345.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 340.65
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 321.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 316.80
With accident coverage
Premium before deductionCHF 345.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 340.65
BASEBASE
Without accident coverage
Premium before deductionCHF 331.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.10
With accident coverage
Premium before deductionCHF 356.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.70
CHF 300 Deductiblefrom CHF 324.25View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 329.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 324.25
With accident coverage
Premium before deductionCHF 353.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 348.65
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 329.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 324.25
With accident coverage
Premium before deductionCHF 353.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 348.65
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 332.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.65
With accident coverage
Premium before deductionCHF 357.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.30
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 332.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.65
With accident coverage
Premium before deductionCHF 357.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.30
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 332.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.65
With accident coverage
Premium before deductionCHF 357.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.30
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 332.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.65
With accident coverage
Premium before deductionCHF 357.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.30
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 332.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.65
With accident coverage
Premium before deductionCHF 357.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.30
BASEBASE
Without accident coverage
Premium before deductionCHF 342.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.95
With accident coverage
Premium before deductionCHF 368.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.35
Children (0–18)
CHF 600 Deductiblefrom CHF 81.95View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 86.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.95
With accident coverage
Premium before deductionCHF 93.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.40
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 88.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.25
With accident coverage
Premium before deductionCHF 94.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.75
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 88.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.25
With accident coverage
Premium before deductionCHF 94.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.75
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 88.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.25
With accident coverage
Premium before deductionCHF 94.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.75
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 88.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.25
With accident coverage
Premium before deductionCHF 94.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.75
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 88.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.25
With accident coverage
Premium before deductionCHF 94.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.75
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 89.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.50
With accident coverage
Premium before deductionCHF 95.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 91.10
BASEBASE
Without accident coverage
Premium before deductionCHF 91.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.95
With accident coverage
Premium before deductionCHF 98.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.75
CHF 500 Deductiblefrom CHF 87.40View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 92.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.40
With accident coverage
Premium before deductionCHF 99.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.25
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 93.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.70
With accident coverage
Premium before deductionCHF 100.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.60
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 93.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.70
With accident coverage
Premium before deductionCHF 100.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.60
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 93.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.70
With accident coverage
Premium before deductionCHF 100.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.60
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 93.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.70
With accident coverage
Premium before deductionCHF 100.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.60
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 93.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.70
With accident coverage
Premium before deductionCHF 100.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.60
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 94.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.95
With accident coverage
Premium before deductionCHF 101.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.95
BASEBASE
Without accident coverage
Premium before deductionCHF 97.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.40
With accident coverage
Premium before deductionCHF 104.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.60
CHF 300 Deductiblefrom CHF 92.85View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 97.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.85
With accident coverage
Premium before deductionCHF 104.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.10
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 98.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.10
With accident coverage
Premium before deductionCHF 106.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.45
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 98.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.10
With accident coverage
Premium before deductionCHF 106.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.45
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 98.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.10
With accident coverage
Premium before deductionCHF 106.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.45
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 98.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.10
With accident coverage
Premium before deductionCHF 106.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.45
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 98.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.10
With accident coverage
Premium before deductionCHF 106.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.45
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 100.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.40
With accident coverage
Premium before deductionCHF 107.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.80
BASEBASE
Without accident coverage
Premium before deductionCHF 102.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.85
With accident coverage
Premium before deductionCHF 110.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.45
CHF 200 Deductiblefrom CHF 103.70View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 108.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.70
With accident coverage
Premium before deductionCHF 116.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.75
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 109.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.95
With accident coverage
Premium before deductionCHF 117.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.10
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 109.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.95
With accident coverage
Premium before deductionCHF 117.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.10
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 109.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.95
With accident coverage
Premium before deductionCHF 117.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.10
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 109.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.95
With accident coverage
Premium before deductionCHF 117.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.10
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 109.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.95
With accident coverage
Premium before deductionCHF 117.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.10
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 111.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.25
With accident coverage
Premium before deductionCHF 119.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.45
BASEBASE
Without accident coverage
Premium before deductionCHF 113.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.70
With accident coverage
Premium before deductionCHF 121.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.10
CHF 100 Deductiblefrom CHF 109.15View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 113.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.15
With accident coverage
Premium before deductionCHF 122.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.60
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 115.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.40
With accident coverage
Premium before deductionCHF 123.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.95
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 115.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.40
With accident coverage
Premium before deductionCHF 123.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.95
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 115.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.40
With accident coverage
Premium before deductionCHF 123.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.95
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 115.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.40
With accident coverage
Premium before deductionCHF 123.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.95
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 115.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.40
With accident coverage
Premium before deductionCHF 123.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.95
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 116.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.65
With accident coverage
Premium before deductionCHF 125.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.30
BASEBASE
Without accident coverage
Premium before deductionCHF 118.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.15
With accident coverage
Premium before deductionCHF 127.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.95
CHF 0 Deductiblefrom CHF 114.55View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 119.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.55
With accident coverage
Premium before deductionCHF 128.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.40
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 120.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.80
With accident coverage
Premium before deductionCHF 129.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.75
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 120.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.80
With accident coverage
Premium before deductionCHF 129.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.75
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 120.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.80
With accident coverage
Premium before deductionCHF 129.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.75
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 120.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.80
With accident coverage
Premium before deductionCHF 129.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.75
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 120.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.80
With accident coverage
Premium before deductionCHF 129.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.75
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 121.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.05
With accident coverage
Premium before deductionCHF 130.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.10
BASEBASE
Without accident coverage
Premium before deductionCHF 124.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.55
With accident coverage
Premium before deductionCHF 133.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.75
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Sanitas premiums in St. Niklausen LU?
Age and deductible for Sanitas in St. Niklausen LU
The Sanitas premium in St. Niklausen LU depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Sanitas insurance models in St. Niklausen LU
The tariff data for Sanitas in St. Niklausen LU includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in St. Niklausen LU
The tables below show the available Sanitas tariffs in St. Niklausen LU. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Sanitas in St. Niklausen LU
What is the lowest Sanitas adult premium in St. Niklausen LU (LU)?
The lowest displayed adult monthly premium without accident cover for Sanitas in St. Niklausen LU is CHF 320.80. The amount depends on the deductible and insurance model.
Which Sanitas insurance models are listed for St. Niklausen LU?
The available tariff data for Sanitas in St. Niklausen LU lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Sanitas in St. Niklausen LU?
St. Niklausen LU belongs to premium region 1 in Canton Luzern. The premium region is used to determine the applicable local tariffs.
Can residents of St. Niklausen LU remove accident cover from Sanitas basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Sanitas.
Are the Sanitas premiums shown for St. Niklausen LU a binding quote?
No. The figures are a tariff overview for St. Niklausen LU. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.