Premium region in Luzern
The address in St. Niklausen LU is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton Luzern.
2027 · St. Niklausen LU · LU · 1
Helsana premiums 2027 in St. Niklausen LU
Explore the available Helsana basic health insurance tariffs for St. Niklausen LU (LU), postcode 6005, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
Helsana tariffs for St. Niklausen LU, Canton Luzern
The tables below show the available Helsana tariffs in St. Niklausen LU. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 327.45View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 332.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.45
With accident coverage
Premium before deductionCHF 357.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.45
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 348.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.55
With accident coverage
Premium before deductionCHF 374.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 369.75
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 353.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 348.95
With accident coverage
Premium before deductionCHF 380.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.55
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 353.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 348.95
With accident coverage
Premium before deductionCHF 380.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.55
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 364.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 359.75
With accident coverage
Premium before deductionCHF 391.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.15
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 375.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 370.45
With accident coverage
Premium before deductionCHF 403.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 398.65
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 375.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 370.45
With accident coverage
Premium before deductionCHF 403.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 398.65
BASEBASE
Without accident coverage
Premium before deductionCHF 418.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.55
With accident coverage
Premium before deductionCHF 449.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 444.95
CHF 2000 Deductiblefrom CHF 354.65View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 359.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 354.65
With accident coverage
Premium before deductionCHF 386.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 381.65
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 375.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 370.75
With accident coverage
Premium before deductionCHF 403.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 398.95
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 380.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.15
With accident coverage
Premium before deductionCHF 409.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.75
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 380.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.15
With accident coverage
Premium before deductionCHF 409.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.75
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 391.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 386.95
With accident coverage
Premium before deductionCHF 421.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.35
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 402.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.65
With accident coverage
Premium before deductionCHF 432.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.85
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 402.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.65
With accident coverage
Premium before deductionCHF 432.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.85
BASEBASE
Without accident coverage
Premium before deductionCHF 445.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.65
With accident coverage
Premium before deductionCHF 478.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.15
CHF 1500 Deductiblefrom CHF 381.75View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 386.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 381.75
With accident coverage
Premium before deductionCHF 415.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 410.75
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 402.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.85
With accident coverage
Premium before deductionCHF 432.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 428.05
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 407.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 403.15
With accident coverage
Premium before deductionCHF 438.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 433.85
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 407.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 403.15
With accident coverage
Premium before deductionCHF 438.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 433.85
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 418.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.95
With accident coverage
Premium before deductionCHF 450.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.45
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 429.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 424.65
With accident coverage
Premium before deductionCHF 461.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 456.95
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 429.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 424.65
With accident coverage
Premium before deductionCHF 461.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 456.95
BASEBASE
Without accident coverage
Premium before deductionCHF 472.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 467.75
With accident coverage
Premium before deductionCHF 508.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.25
CHF 1000 Deductiblefrom CHF 408.85View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 413.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 408.85
With accident coverage
Premium before deductionCHF 444.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 439.95
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 429.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 424.95
With accident coverage
Premium before deductionCHF 462.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.25
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 435.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.35
With accident coverage
Premium before deductionCHF 467.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 463.05
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 435.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.35
With accident coverage
Premium before deductionCHF 467.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 463.05
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 445.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.15
With accident coverage
Premium before deductionCHF 479.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.65
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 456.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.85
With accident coverage
Premium before deductionCHF 490.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 486.15
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 456.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.85
With accident coverage
Premium before deductionCHF 490.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 486.15
BASEBASE
Without accident coverage
Premium before deductionCHF 499.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 494.85
With accident coverage
Premium before deductionCHF 537.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 532.45
CHF 500 Deductiblefrom CHF 436.05View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 440.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.05
With accident coverage
Premium before deductionCHF 473.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 469.15
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 456.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 452.15
With accident coverage
Premium before deductionCHF 491.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 486.45
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 462.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.55
With accident coverage
Premium before deductionCHF 497.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.25
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 462.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.55
With accident coverage
Premium before deductionCHF 497.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.25
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 473.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.25
With accident coverage
Premium before deductionCHF 508.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.85
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 483.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.95
With accident coverage
Premium before deductionCHF 520.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 515.35
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 483.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.95
With accident coverage
Premium before deductionCHF 520.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 515.35
BASEBASE
Without accident coverage
Premium before deductionCHF 526.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 522.05
With accident coverage
Premium before deductionCHF 566.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 561.65
CHF 300 Deductiblefrom CHF 446.85View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 451.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 446.85
With accident coverage
Premium before deductionCHF 485.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 480.75
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 467.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 462.95
With accident coverage
Premium before deductionCHF 502.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 498.05
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 473.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.25
With accident coverage
Premium before deductionCHF 508.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.85
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 473.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.25
With accident coverage
Premium before deductionCHF 508.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.85
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 483.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 479.05
With accident coverage
Premium before deductionCHF 520.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 515.45
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 494.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 489.75
With accident coverage
Premium before deductionCHF 531.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 526.95
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 494.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 489.75
With accident coverage
Premium before deductionCHF 531.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 526.95
BASEBASE
Without accident coverage
Premium before deductionCHF 537.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 532.85
With accident coverage
Premium before deductionCHF 578.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 573.25
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 237.15View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 241.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 237.15
With accident coverage
Premium before deductionCHF 260.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 255.35
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 254.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 250.05
With accident coverage
Premium before deductionCHF 273.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 269.15
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 259.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 254.35
With accident coverage
Premium before deductionCHF 278.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 273.85
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 259.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 254.35
With accident coverage
Premium before deductionCHF 278.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 273.85
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 267.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 262.95
With accident coverage
Premium before deductionCHF 287.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 283.05
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 276.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 271.65
With accident coverage
Premium before deductionCHF 297.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 292.35
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 276.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 271.65
With accident coverage
Premium before deductionCHF 297.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 292.35
BASEBASE
Without accident coverage
Premium before deductionCHF 310.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 306.05
With accident coverage
Premium before deductionCHF 334.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 329.35
CHF 2000 Deductiblefrom CHF 264.35View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 269.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 264.35
With accident coverage
Premium before deductionCHF 289.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 284.55
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 281.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 277.15
With accident coverage
Premium before deductionCHF 303.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 298.35
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 286.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 281.55
With accident coverage
Premium before deductionCHF 307.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 303.05
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 286.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 281.55
With accident coverage
Premium before deductionCHF 307.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 303.05
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 294.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 290.15
With accident coverage
Premium before deductionCHF 317.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 312.25
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 303.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 298.75
With accident coverage
Premium before deductionCHF 326.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 321.55
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 303.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 298.75
With accident coverage
Premium before deductionCHF 326.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 321.55
BASEBASE
Without accident coverage
Premium before deductionCHF 337.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.15
With accident coverage
Premium before deductionCHF 363.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.55
CHF 1500 Deductiblefrom CHF 291.45View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 296.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 291.45
With accident coverage
Premium before deductionCHF 318.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 313.65
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 309.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 304.25
With accident coverage
Premium before deductionCHF 332.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.45
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 313.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.65
With accident coverage
Premium before deductionCHF 336.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 332.15
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 313.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.65
With accident coverage
Premium before deductionCHF 336.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 332.15
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 321.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 317.15
With accident coverage
Premium before deductionCHF 346.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 341.35
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 330.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 325.85
With accident coverage
Premium before deductionCHF 355.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 350.65
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 330.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 325.85
With accident coverage
Premium before deductionCHF 355.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 350.65
BASEBASE
Without accident coverage
Premium before deductionCHF 365.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.25
With accident coverage
Premium before deductionCHF 392.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.65
CHF 1000 Deductiblefrom CHF 318.55View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 323.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.55
With accident coverage
Premium before deductionCHF 347.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.85
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 336.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.45
With accident coverage
Premium before deductionCHF 361.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 356.65
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 340.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 335.75
With accident coverage
Premium before deductionCHF 366.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 361.35
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 340.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 335.75
With accident coverage
Premium before deductionCHF 366.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 361.35
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 349.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 344.35
With accident coverage
Premium before deductionCHF 375.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 370.55
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 357.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.95
With accident coverage
Premium before deductionCHF 384.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.85
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 357.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.95
With accident coverage
Premium before deductionCHF 384.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.85
BASEBASE
Without accident coverage
Premium before deductionCHF 392.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.35
With accident coverage
Premium before deductionCHF 421.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.85
CHF 500 Deductiblefrom CHF 345.75View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 350.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 345.75
With accident coverage
Premium before deductionCHF 376.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.05
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 363.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.55
With accident coverage
Premium before deductionCHF 390.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 385.85
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 367.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.95
With accident coverage
Premium before deductionCHF 395.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.55
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 367.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.95
With accident coverage
Premium before deductionCHF 395.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.55
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 376.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.45
With accident coverage
Premium before deductionCHF 404.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 399.75
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 384.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.15
With accident coverage
Premium before deductionCHF 413.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.05
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 384.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.15
With accident coverage
Premium before deductionCHF 413.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.05
BASEBASE
Without accident coverage
Premium before deductionCHF 419.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.55
With accident coverage
Premium before deductionCHF 450.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 446.05
CHF 300 Deductiblefrom CHF 356.55View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 361.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 356.55
With accident coverage
Premium before deductionCHF 388.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 383.65
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 374.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 369.35
With accident coverage
Premium before deductionCHF 402.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.45
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 378.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.75
With accident coverage
Premium before deductionCHF 406.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.15
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 378.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.75
With accident coverage
Premium before deductionCHF 406.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.15
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 387.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.25
With accident coverage
Premium before deductionCHF 416.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.35
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 395.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.95
With accident coverage
Premium before deductionCHF 425.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 420.65
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 395.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.95
With accident coverage
Premium before deductionCHF 425.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 420.65
BASEBASE
Without accident coverage
Premium before deductionCHF 430.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 425.35
With accident coverage
Premium before deductionCHF 462.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.65
Children (0–18)
CHF 500 Deductiblefrom CHF 72.05View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 76.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 72.05
With accident coverage
Premium before deductionCHF 82.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.75
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 80.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 75.75
With accident coverage
Premium before deductionCHF 86.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.75
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 81.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 76.95
With accident coverage
Premium before deductionCHF 87.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.05
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 81.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 76.95
With accident coverage
Premium before deductionCHF 87.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.05
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 84.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 79.45
With accident coverage
Premium before deductionCHF 90.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 85.75
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 86.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.85
With accident coverage
Premium before deductionCHF 93.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.35
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 86.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.85
With accident coverage
Premium before deductionCHF 93.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.35
BASEBASE
Without accident coverage
Premium before deductionCHF 96.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 91.85
With accident coverage
Premium before deductionCHF 103.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.05
CHF 0 Deductiblefrom CHF 99.05View tariffs
Helsana BeneFit PLUS Hausarzt R1PRAXIS
Without accident coverage
Premium before deductionCHF 103.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.05
With accident coverage
Premium before deductionCHF 111.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.85
Helsana BeneFit PLUS Flexmed FLEX
Without accident coverage
Premium before deductionCHF 107.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.85
With accident coverage
Premium before deductionCHF 115.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.85
Helsana BeneFit PLUS Hausarzt R2PRAXIS
Without accident coverage
Premium before deductionCHF 108.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.05
With accident coverage
Premium before deductionCHF 116.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.15
Helsana BeneFit PLUS TelemedTEL_DIG
Without accident coverage
Premium before deductionCHF 108.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.05
With accident coverage
Premium before deductionCHF 116.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.15
Helsana BeneFit PLUS Hausarzt R3PRAXIS
Without accident coverage
Premium before deductionCHF 111.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.55
With accident coverage
Premium before deductionCHF 119.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.85
Helsana BeneFit PLUS Hausarzt R4PRAXIS
Without accident coverage
Premium before deductionCHF 113.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.95
With accident coverage
Premium before deductionCHF 122.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.45
Helsana Premed-24TEL_DIG
Without accident coverage
Premium before deductionCHF 113.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.95
With accident coverage
Premium before deductionCHF 122.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.45
BASEBASE
Without accident coverage
Premium before deductionCHF 123.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.85
With accident coverage
Premium before deductionCHF 132.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.15
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Helsana premiums in St. Niklausen LU?
Age and deductible for Helsana in St. Niklausen LU
The Helsana premium in St. Niklausen LU depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Helsana insurance models in St. Niklausen LU
The tariff data for Helsana in St. Niklausen LU includes these model categories: Family Doctor, Flex, Telemedicine / Digital, Standard. Availability may differ by age group and deductible.
Compare all insurers in St. Niklausen LU
The tables below show the available Helsana tariffs in St. Niklausen LU. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Helsana in St. Niklausen LU
What is the lowest Helsana adult premium in St. Niklausen LU (LU)?
The lowest displayed adult monthly premium without accident cover for Helsana in St. Niklausen LU is CHF 327.45. The amount depends on the deductible and insurance model.
Which Helsana insurance models are listed for St. Niklausen LU?
The available tariff data for Helsana in St. Niklausen LU lists: Family Doctor, Flex, Telemedicine / Digital, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Helsana in St. Niklausen LU?
St. Niklausen LU belongs to premium region 1 in Canton Luzern. The premium region is used to determine the applicable local tariffs.
Can residents of St. Niklausen LU remove accident cover from Helsana basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Helsana.
Are the Helsana premiums shown for St. Niklausen LU a binding quote?
No. The figures are a tariff overview for St. Niklausen LU. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.