Premium region in Luzern
The address in Neuenkirch is assigned to premium region 2. Insurers may apply different premiums across the premium regions of Canton Luzern.
2027 · Neuenkirch · LU · 2
Philos Krankenversicherung AG premiums 2027 in Neuenkirch
Explore the available Philos Krankenversicherung AG basic health insurance tariffs for Neuenkirch (LU), postcode 6206, in premium region 2. Compare monthly prices by age group, deductible and accident coverage.
Philos Krankenversicherung AG tariffs for Neuenkirch, Canton Luzern
The tables below show the available Philos Krankenversicherung AG tariffs in Neuenkirch. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 362.25View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 367.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.25
With accident coverage
Premium before deductionCHF 394.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 369.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.15
With accident coverage
Premium before deductionCHF 397.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.95
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 375.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.05
With accident coverage
Premium before deductionCHF 404.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 399.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 386.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.05
With accident coverage
Premium before deductionCHF 415.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.15
BASEBASE
Without accident coverage
Premium before deductionCHF 446.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.45
With accident coverage
Premium before deductionCHF 479.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.95
CHF 2000 Deductiblefrom CHF 389.25View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 394.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.25
With accident coverage
Premium before deductionCHF 423.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 418.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 396.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.05
With accident coverage
Premium before deductionCHF 426.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 421.95
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 401.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 396.65
With accident coverage
Premium before deductionCHF 431.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 426.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 413.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.05
With accident coverage
Premium before deductionCHF 444.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.15
BASEBASE
Without accident coverage
Premium before deductionCHF 473.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.35
With accident coverage
Premium before deductionCHF 508.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.95
CHF 1500 Deductiblefrom CHF 416.25View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 421.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.25
With accident coverage
Premium before deductionCHF 452.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 423.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.05
With accident coverage
Premium before deductionCHF 455.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 450.95
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 427.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.35
With accident coverage
Premium before deductionCHF 459.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 440.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.05
With accident coverage
Premium before deductionCHF 473.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 469.15
BASEBASE
Without accident coverage
Premium before deductionCHF 500.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.35
With accident coverage
Premium before deductionCHF 537.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 532.95
CHF 1000 Deductiblefrom CHF 443.65View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 448.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 443.65
With accident coverage
Premium before deductionCHF 482.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 477.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 451.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 446.45
With accident coverage
Premium before deductionCHF 485.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 480.45
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 453.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 448.35
With accident coverage
Premium before deductionCHF 487.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 482.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 468.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 463.45
With accident coverage
Premium before deductionCHF 503.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 498.65
BASEBASE
Without accident coverage
Premium before deductionCHF 527.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 522.75
With accident coverage
Premium before deductionCHF 567.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 562.45
CHF 500 Deductiblefrom CHF 470.65View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 475.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.65
With accident coverage
Premium before deductionCHF 511.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 478.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 473.45
With accident coverage
Premium before deductionCHF 514.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 509.45
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 478.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 473.95
With accident coverage
Premium before deductionCHF 514.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 509.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 495.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 490.45
With accident coverage
Premium before deductionCHF 532.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 527.65
BASEBASE
Without accident coverage
Premium before deductionCHF 554.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 549.75
With accident coverage
Premium before deductionCHF 596.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 591.45
CHF 300 Deductiblefrom CHF 481.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 486.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 481.35
With accident coverage
Premium before deductionCHF 522.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 517.95
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 488.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 484.15
With accident coverage
Premium before deductionCHF 525.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 520.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 488.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 484.15
With accident coverage
Premium before deductionCHF 525.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 520.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 505.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 501.15
With accident coverage
Premium before deductionCHF 543.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 539.15
BASEBASE
Without accident coverage
Premium before deductionCHF 565.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 560.45
With accident coverage
Premium before deductionCHF 607.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 602.95
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 229.55View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 234.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 229.55
With accident coverage
Premium before deductionCHF 251.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 247.15
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 242.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 237.75
With accident coverage
Premium before deductionCHF 260.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 255.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 246.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 241.85
With accident coverage
Premium before deductionCHF 265.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 260.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 256.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 252.15
With accident coverage
Premium before deductionCHF 276.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 271.45
BASEBASE
Without accident coverage
Premium before deductionCHF 291.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 287.05
With accident coverage
Premium before deductionCHF 313.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.95
CHF 2000 Deductiblefrom CHF 256.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 261.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 256.45
With accident coverage
Premium before deductionCHF 280.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 276.15
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 269.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 264.75
With accident coverage
Premium before deductionCHF 289.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 284.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 273.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 268.85
With accident coverage
Premium before deductionCHF 294.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 289.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 283.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 279.05
With accident coverage
Premium before deductionCHF 305.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 300.45
BASEBASE
Without accident coverage
Premium before deductionCHF 318.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 314.05
With accident coverage
Premium before deductionCHF 342.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.95
CHF 1500 Deductiblefrom CHF 283.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 288.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 283.45
With accident coverage
Premium before deductionCHF 309.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.15
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 296.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 291.65
With accident coverage
Premium before deductionCHF 318.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 313.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 300.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 295.75
With accident coverage
Premium before deductionCHF 323.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 310.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 306.05
With accident coverage
Premium before deductionCHF 334.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 329.45
BASEBASE
Without accident coverage
Premium before deductionCHF 345.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 340.95
With accident coverage
Premium before deductionCHF 371.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 366.95
CHF 1000 Deductiblefrom CHF 310.95View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 315.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 310.95
With accident coverage
Premium before deductionCHF 339.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 334.65
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 323.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.15
With accident coverage
Premium before deductionCHF 348.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 328.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 323.25
With accident coverage
Premium before deductionCHF 352.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 347.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 338.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.45
With accident coverage
Premium before deductionCHF 363.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.95
BASEBASE
Without accident coverage
Premium before deductionCHF 373.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 368.45
With accident coverage
Premium before deductionCHF 401.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 396.45
CHF 500 Deductiblefrom CHF 337.85View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 342.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.85
With accident coverage
Premium before deductionCHF 368.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.65
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 350.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 346.05
With accident coverage
Premium before deductionCHF 377.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 354.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 350.15
With accident coverage
Premium before deductionCHF 381.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 365.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.45
With accident coverage
Premium before deductionCHF 392.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.95
BASEBASE
Without accident coverage
Premium before deductionCHF 400.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 395.35
With accident coverage
Premium before deductionCHF 430.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 425.45
CHF 300 Deductiblefrom CHF 348.55View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 353.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 348.55
With accident coverage
Premium before deductionCHF 379.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.15
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 361.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 356.75
With accident coverage
Premium before deductionCHF 388.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 383.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 365.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.85
With accident coverage
Premium before deductionCHF 393.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 388.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 375.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.15
With accident coverage
Premium before deductionCHF 404.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 399.45
BASEBASE
Without accident coverage
Premium before deductionCHF 410.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 406.05
With accident coverage
Premium before deductionCHF 441.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.95
Children (0–18)
CHF 600 Deductiblefrom CHF 77.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 81.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.05
With accident coverage
Premium before deductionCHF 88.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.25
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 83.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 78.35
With accident coverage
Premium before deductionCHF 89.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.65
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 83.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 78.35
With accident coverage
Premium before deductionCHF 89.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 86.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.55
With accident coverage
Premium before deductionCHF 92.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.05
BASEBASE
Without accident coverage
Premium before deductionCHF 96.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 91.25
With accident coverage
Premium before deductionCHF 103.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.45
CHF 500 Deductiblefrom CHF 82.55View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 87.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.55
With accident coverage
Premium before deductionCHF 93.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.15
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 88.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.85
With accident coverage
Premium before deductionCHF 95.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 88.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.85
With accident coverage
Premium before deductionCHF 95.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 91.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.05
With accident coverage
Premium before deductionCHF 98.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.95
BASEBASE
Without accident coverage
Premium before deductionCHF 101.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.75
With accident coverage
Premium before deductionCHF 109.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.35
CHF 300 Deductiblefrom CHF 87.95View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 92.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.95
With accident coverage
Premium before deductionCHF 99.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 94.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.25
With accident coverage
Premium before deductionCHF 101.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 94.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.25
With accident coverage
Premium before deductionCHF 101.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 97.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.45
With accident coverage
Premium before deductionCHF 104.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.75
BASEBASE
Without accident coverage
Premium before deductionCHF 106.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.15
With accident coverage
Premium before deductionCHF 114.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.15
CHF 200 Deductiblefrom CHF 98.85View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 103.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.85
With accident coverage
Premium before deductionCHF 111.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 104.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.15
With accident coverage
Premium before deductionCHF 112.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.05
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 104.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.15
With accident coverage
Premium before deductionCHF 112.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.05
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 108.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.35
With accident coverage
Premium before deductionCHF 116.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.45
BASEBASE
Without accident coverage
Premium before deductionCHF 117.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.95
With accident coverage
Premium before deductionCHF 126.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.85
CHF 100 Deductiblefrom CHF 104.25View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 109.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.25
With accident coverage
Premium before deductionCHF 117.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 110.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.55
With accident coverage
Premium before deductionCHF 118.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.85
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 110.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.55
With accident coverage
Premium before deductionCHF 118.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 113.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.75
With accident coverage
Premium before deductionCHF 122.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.25
BASEBASE
Without accident coverage
Premium before deductionCHF 123.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.35
With accident coverage
Premium before deductionCHF 132.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 127.65
CHF 0 Deductiblefrom CHF 109.65View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 114.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.65
With accident coverage
Premium before deductionCHF 123.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.25
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 115.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.95
With accident coverage
Premium before deductionCHF 124.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 115.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.95
With accident coverage
Premium before deductionCHF 124.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 118.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.15
With accident coverage
Premium before deductionCHF 127.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.05
BASEBASE
Without accident coverage
Premium before deductionCHF 128.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.75
With accident coverage
Premium before deductionCHF 138.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 133.45
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Philos Krankenversicherung AG premiums in Neuenkirch?
Age and deductible for Philos Krankenversicherung AG in Neuenkirch
The Philos Krankenversicherung AG premium in Neuenkirch depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Philos Krankenversicherung AG insurance models in Neuenkirch
The tariff data for Philos Krankenversicherung AG in Neuenkirch includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in Neuenkirch
The tables below show the available Philos Krankenversicherung AG tariffs in Neuenkirch. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Philos Krankenversicherung AG in Neuenkirch
What is the lowest Philos Krankenversicherung AG adult premium in Neuenkirch (LU)?
The lowest displayed adult monthly premium without accident cover for Philos Krankenversicherung AG in Neuenkirch is CHF 362.25. The amount depends on the deductible and insurance model.
Which Philos Krankenversicherung AG insurance models are listed for Neuenkirch?
The available tariff data for Philos Krankenversicherung AG in Neuenkirch lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Philos Krankenversicherung AG in Neuenkirch?
Neuenkirch belongs to premium region 2 in Canton Luzern. The premium region is used to determine the applicable local tariffs.
Can residents of Neuenkirch remove accident cover from Philos Krankenversicherung AG basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Philos Krankenversicherung AG.
Are the Philos Krankenversicherung AG premiums shown for Neuenkirch a binding quote?
No. The figures are a tariff overview for Neuenkirch. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.