Premium region in Luzern
The address in Luzern is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton Luzern.
2027 · Luzern · LU · 1
vita surselva premiums 2027 in Luzern
Explore the available vita surselva basic health insurance tariffs for Luzern (LU), postcode 6000, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
vita surselva tariffs for Luzern, Canton Luzern
The tables below show the available vita surselva tariffs in Luzern. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 418.45View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 423.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 418.45
With accident coverage
Premium before deductionCHF 425.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 421.00
BASEBASE
Without accident coverage
Premium before deductionCHF 451.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 446.50
With accident coverage
Premium before deductionCHF 453.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 449.20
CHF 2000 Deductiblefrom CHF 451.40View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 456.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.40
With accident coverage
Premium before deductionCHF 458.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.15
BASEBASE
Without accident coverage
Premium before deductionCHF 480.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 475.40
With accident coverage
Premium before deductionCHF 483.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.30
CHF 1500 Deductiblefrom CHF 478.90View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 483.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.90
With accident coverage
Premium before deductionCHF 486.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 481.80
BASEBASE
Without accident coverage
Premium before deductionCHF 509.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 504.35
With accident coverage
Premium before deductionCHF 512.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 507.40
CHF 1000 Deductiblefrom CHF 506.35View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 511.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.35
With accident coverage
Premium before deductionCHF 514.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 509.45
BASEBASE
Without accident coverage
Premium before deductionCHF 538.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.25
With accident coverage
Premium before deductionCHF 541.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 536.50
CHF 500 Deductiblefrom CHF 533.85View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 538.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.85
With accident coverage
Premium before deductionCHF 541.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 537.10
BASEBASE
Without accident coverage
Premium before deductionCHF 566.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 562.20
With accident coverage
Premium before deductionCHF 570.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 565.60
CHF 300 Deductiblefrom CHF 544.85View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 549.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 544.85
With accident coverage
Premium before deductionCHF 552.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 548.15
BASEBASE
Without accident coverage
Premium before deductionCHF 578.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 573.75
With accident coverage
Premium before deductionCHF 582.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 577.25
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 322.95View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 327.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 322.95
With accident coverage
Premium before deductionCHF 329.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 324.95
BASEBASE
Without accident coverage
Premium before deductionCHF 354.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 349.80
With accident coverage
Premium before deductionCHF 356.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.95
CHF 2000 Deductiblefrom CHF 354.85View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 359.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 354.85
With accident coverage
Premium before deductionCHF 361.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 357.00
BASEBASE
Without accident coverage
Premium before deductionCHF 383.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.55
With accident coverage
Premium before deductionCHF 385.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.85
CHF 1500 Deductiblefrom CHF 382.10View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 386.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.10
With accident coverage
Premium before deductionCHF 389.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 384.45
BASEBASE
Without accident coverage
Premium before deductionCHF 412.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.25
With accident coverage
Premium before deductionCHF 414.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.75
CHF 1000 Deductiblefrom CHF 413.95View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 418.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.95
With accident coverage
Premium before deductionCHF 421.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.50
BASEBASE
Without accident coverage
Premium before deductionCHF 440.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.05
With accident coverage
Premium before deductionCHF 443.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 438.70
CHF 500 Deductiblefrom CHF 441.30View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 446.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.30
With accident coverage
Premium before deductionCHF 448.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 444.00
BASEBASE
Without accident coverage
Premium before deductionCHF 469.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 464.75
With accident coverage
Premium before deductionCHF 472.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 467.60
CHF 300 Deductiblefrom CHF 450.40View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 455.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 450.40
With accident coverage
Premium before deductionCHF 457.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 453.15
BASEBASE
Without accident coverage
Premium before deductionCHF 479.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.35
With accident coverage
Premium before deductionCHF 482.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 477.25
Children (0–18)
CHF 600 Deductiblefrom CHF 87.65View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 92.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.65
With accident coverage
Premium before deductionCHF 92.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.20
BASEBASE
Without accident coverage
Premium before deductionCHF 98.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.80
With accident coverage
Premium before deductionCHF 99.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.40
CHF 500 Deductiblefrom CHF 93.95View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 98.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.95
With accident coverage
Premium before deductionCHF 99.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.55
BASEBASE
Without accident coverage
Premium before deductionCHF 105.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.45
With accident coverage
Premium before deductionCHF 105.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.10
CHF 300 Deductiblefrom CHF 99.00View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 103.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.00
With accident coverage
Premium before deductionCHF 104.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.65
BASEBASE
Without accident coverage
Premium before deductionCHF 110.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.80
With accident coverage
Premium before deductionCHF 111.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.45
CHF 200 Deductiblefrom CHF 110.40View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 115.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.40
With accident coverage
Premium before deductionCHF 115.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.10
BASEBASE
Without accident coverage
Premium before deductionCHF 122.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.80
With accident coverage
Premium before deductionCHF 123.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.55
CHF 100 Deductiblefrom CHF 116.70View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 121.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.70
With accident coverage
Premium before deductionCHF 122.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.45
BASEBASE
Without accident coverage
Premium before deductionCHF 127.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.15
With accident coverage
Premium before deductionCHF 128.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.90
CHF 0 Deductiblefrom CHF 121.80View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 126.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.80
With accident coverage
Premium before deductionCHF 127.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.55
BASEBASE
Without accident coverage
Premium before deductionCHF 133.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.45
With accident coverage
Premium before deductionCHF 134.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.25
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects vita surselva premiums in Luzern?
Age and deductible for vita surselva in Luzern
The vita surselva premium in Luzern depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
vita surselva insurance models in Luzern
The tariff data for vita surselva in Luzern includes these model categories: Family Doctor, Standard. Availability may differ by age group and deductible.
Compare all insurers in Luzern
The tables below show the available vita surselva tariffs in Luzern. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about vita surselva in Luzern
What is the lowest vita surselva adult premium in Luzern (LU)?
The lowest displayed adult monthly premium without accident cover for vita surselva in Luzern is CHF 418.45. The amount depends on the deductible and insurance model.
Which vita surselva insurance models are listed for Luzern?
The available tariff data for vita surselva in Luzern lists: Family Doctor, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to vita surselva in Luzern?
Luzern belongs to premium region 1 in Canton Luzern. The premium region is used to determine the applicable local tariffs.
Can residents of Luzern remove accident cover from vita surselva basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including vita surselva.
Are the vita surselva premiums shown for Luzern a binding quote?
No. The figures are a tariff overview for Luzern. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.