Premium region in Luzern
The address in Luzern is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton Luzern.
2027 · Luzern · LU · 1
Sumiswalder premiums 2027 in Luzern
Explore the available Sumiswalder basic health insurance tariffs for Luzern (LU), postcode 6000, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
Sumiswalder tariffs for Luzern, Canton Luzern
The tables below show the available Sumiswalder tariffs in Luzern. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 368.85View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 373.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 368.85
With accident coverage
Premium before deductionCHF 401.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 396.95
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 373.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 368.85
With accident coverage
Premium before deductionCHF 401.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 396.95
BASEBASE
Without accident coverage
Premium before deductionCHF 406.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.25
With accident coverage
Premium before deductionCHF 436.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.75
CHF 2000 Deductiblefrom CHF 393.85View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 398.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.85
With accident coverage
Premium before deductionCHF 428.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 423.85
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 398.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.85
With accident coverage
Premium before deductionCHF 428.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 423.85
BASEBASE
Without accident coverage
Premium before deductionCHF 433.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 428.45
With accident coverage
Premium before deductionCHF 465.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 461.05
CHF 1500 Deductiblefrom CHF 418.75View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 423.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 418.75
With accident coverage
Premium before deductionCHF 455.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 450.55
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 423.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 418.75
With accident coverage
Premium before deductionCHF 455.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 450.55
BASEBASE
Without accident coverage
Premium before deductionCHF 460.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 455.45
With accident coverage
Premium before deductionCHF 494.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 490.05
CHF 1000 Deductiblefrom CHF 443.65View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 448.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 443.65
With accident coverage
Premium before deductionCHF 482.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 477.35
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 448.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 443.65
With accident coverage
Premium before deductionCHF 482.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 477.35
BASEBASE
Without accident coverage
Premium before deductionCHF 487.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 482.65
With accident coverage
Premium before deductionCHF 524.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 519.25
CHF 500 Deductiblefrom CHF 468.55View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 473.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.55
With accident coverage
Premium before deductionCHF 508.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 504.15
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 473.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.55
With accident coverage
Premium before deductionCHF 508.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 504.15
BASEBASE
Without accident coverage
Premium before deductionCHF 514.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 509.75
With accident coverage
Premium before deductionCHF 553.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 548.45
CHF 300 Deductiblefrom CHF 478.55View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 483.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.55
With accident coverage
Premium before deductionCHF 519.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 514.95
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 483.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.55
With accident coverage
Premium before deductionCHF 519.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 514.95
BASEBASE
Without accident coverage
Premium before deductionCHF 525.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 520.55
With accident coverage
Premium before deductionCHF 564.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 560.05
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 243.25View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 248.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 243.25
With accident coverage
Premium before deductionCHF 266.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 261.85
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 248.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 243.25
With accident coverage
Premium before deductionCHF 266.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 261.85
BASEBASE
Without accident coverage
Premium before deductionCHF 269.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 264.75
With accident coverage
Premium before deductionCHF 289.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 284.95
CHF 2000 Deductiblefrom CHF 268.15View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 272.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 268.15
With accident coverage
Premium before deductionCHF 293.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 288.65
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 272.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 268.15
With accident coverage
Premium before deductionCHF 293.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 288.65
BASEBASE
Without accident coverage
Premium before deductionCHF 296.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 291.85
With accident coverage
Premium before deductionCHF 318.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 314.15
CHF 1500 Deductiblefrom CHF 293.05View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 297.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 293.05
With accident coverage
Premium before deductionCHF 320.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 315.45
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 297.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 293.05
With accident coverage
Premium before deductionCHF 320.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 315.45
BASEBASE
Without accident coverage
Premium before deductionCHF 323.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.95
With accident coverage
Premium before deductionCHF 348.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.25
CHF 1000 Deductiblefrom CHF 318.05View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 322.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.05
With accident coverage
Premium before deductionCHF 347.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.25
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 322.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.05
With accident coverage
Premium before deductionCHF 347.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.25
BASEBASE
Without accident coverage
Premium before deductionCHF 350.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 346.05
With accident coverage
Premium before deductionCHF 377.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.45
CHF 500 Deductiblefrom CHF 342.95View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 347.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.95
With accident coverage
Premium before deductionCHF 373.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 369.05
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 347.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.95
With accident coverage
Premium before deductionCHF 373.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 369.05
BASEBASE
Without accident coverage
Premium before deductionCHF 378.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.25
With accident coverage
Premium before deductionCHF 406.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.65
CHF 300 Deductiblefrom CHF 352.95View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 357.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.95
With accident coverage
Premium before deductionCHF 384.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.85
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 357.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.95
With accident coverage
Premium before deductionCHF 384.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.85
BASEBASE
Without accident coverage
Premium before deductionCHF 388.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 383.95
With accident coverage
Premium before deductionCHF 418.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.25
Children (0–18)
CHF 600 Deductiblefrom CHF 76.45View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 81.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 76.45
With accident coverage
Premium before deductionCHF 87.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.55
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 81.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 76.45
With accident coverage
Premium before deductionCHF 87.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.55
BASEBASE
Without accident coverage
Premium before deductionCHF 88.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.65
With accident coverage
Premium before deductionCHF 95.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.25
CHF 500 Deductiblefrom CHF 81.65View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 86.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.65
With accident coverage
Premium before deductionCHF 92.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.15
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 86.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.65
With accident coverage
Premium before deductionCHF 92.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.15
BASEBASE
Without accident coverage
Premium before deductionCHF 93.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.15
With accident coverage
Premium before deductionCHF 100.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.15
CHF 300 Deductiblefrom CHF 86.55View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 91.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.55
With accident coverage
Premium before deductionCHF 98.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.35
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 91.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.55
With accident coverage
Premium before deductionCHF 98.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.35
BASEBASE
Without accident coverage
Premium before deductionCHF 99.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.55
With accident coverage
Premium before deductionCHF 106.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.95
CHF 200 Deductiblefrom CHF 96.55View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 101.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.55
With accident coverage
Premium before deductionCHF 108.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.15
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 101.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.55
With accident coverage
Premium before deductionCHF 108.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.15
BASEBASE
Without accident coverage
Premium before deductionCHF 110.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.45
With accident coverage
Premium before deductionCHF 118.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.65
CHF 100 Deductiblefrom CHF 101.55View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 106.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.55
With accident coverage
Premium before deductionCHF 114.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.55
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 106.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.55
With accident coverage
Premium before deductionCHF 114.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.55
BASEBASE
Without accident coverage
Premium before deductionCHF 115.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.85
With accident coverage
Premium before deductionCHF 124.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.55
CHF 0 Deductiblefrom CHF 106.55View tariffs
HausarztmodellPRAXIS
Without accident coverage
Premium before deductionCHF 111.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.55
With accident coverage
Premium before deductionCHF 119.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.85
sumis24TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 111.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.55
With accident coverage
Premium before deductionCHF 119.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.85
BASEBASE
Without accident coverage
Premium before deductionCHF 120.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.15
With accident coverage
Premium before deductionCHF 130.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.25
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Sumiswalder premiums in Luzern?
Age and deductible for Sumiswalder in Luzern
The Sumiswalder premium in Luzern depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Sumiswalder insurance models in Luzern
The tariff data for Sumiswalder in Luzern includes these model categories: Family Doctor, Telemedicine / Digital, Standard. Availability may differ by age group and deductible.
Compare all insurers in Luzern
The tables below show the available Sumiswalder tariffs in Luzern. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Sumiswalder in Luzern
What is the lowest Sumiswalder adult premium in Luzern (LU)?
The lowest displayed adult monthly premium without accident cover for Sumiswalder in Luzern is CHF 368.85. The amount depends on the deductible and insurance model.
Which Sumiswalder insurance models are listed for Luzern?
The available tariff data for Sumiswalder in Luzern lists: Family Doctor, Telemedicine / Digital, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Sumiswalder in Luzern?
Luzern belongs to premium region 1 in Canton Luzern. The premium region is used to determine the applicable local tariffs.
Can residents of Luzern remove accident cover from Sumiswalder basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Sumiswalder.
Are the Sumiswalder premiums shown for Luzern a binding quote?
No. The figures are a tariff overview for Luzern. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.