Premium region 1 · 6048

Compare health insurance premiums in Horw for 2027

How much does basic health insurance cost in Horw? Explore selected low monthly premiums for adults, young adults and children in premium region 1, Canton Luzern. For a personalised quote, select your age, deductible, insurance model and accident coverage in the comparison tool.

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Luzern

Affordable health insurance premiums in Horw for 2027

For each age group and accident coverage option, this table shows the lowest tariff identified in the underlying data among selected insurers. These illustrative premiums do not replace a personalised calculation.

Age groupAccident cover InsurerPremium before deduction DeductionPremium from
Adults (26+) With accident cover Atupri Gesundheitsversicherung AG CHF 346.30 CHF 4.75 CHF 341.55
Adults (26+) Without accident cover Sanitas CHF 325.55 CHF 4.75 CHF 320.80
Young adults (19–25) With accident cover Sanitas CHF 225.10 CHF 4.75 CHF 220.35
Young adults (19–25) Without accident cover Sanitas CHF 209.55 CHF 4.75 CHF 204.80
Children (0–18) With accident cover ÖKK CHF 75.60 CHF 4.75 CHF 70.85
Children (0–18) Without accident cover ÖKK CHF 70.40 CHF 4.75 CHF 65.65

Note: This overview uses selected insurers and predefined deductible levels. The displayed amounts reflect the CHF 4.75 deduction in the existing calculation; its applicability should be checked against the underlying tariff data.

Calculate your personal premium

For an accurate comparison in Horw, adjust your deductible, insurance model, age and accident coverage.

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What affects health insurance premiums in Horw?

01

Home address and premium region

Horw is in Canton Luzern and belongs to premium region 1. Your municipality of residence is important when calculating premiums.

02

Deductible and age group in Horw

For residents of Horw (LU), the selected deductible and age group influence basic health insurance premiums. A higher deductible can lower monthly premiums but may increase out-of-pocket treatment costs.

03

Insurance models and accident coverage in Horw

Residents of Horw in Canton Luzern may be able to compare Standard (BASE), Family doctor (PRAXIS), Flex (FLEX), Telemedicine/Digital (TEL_DIG) and Pharmacy (PHARM) models, depending on the insurer. Availability varies by provider, and accident coverage can also affect your premium.

Explore insurers serving Horw

Explore individual insurers and their plans. Check the availability and conditions of specific models in the personalised comparison.

Agrisano Agrisano AMB Assurances SA AMB Assurances SA Aquilana Aquilana Assura-Basis SA Assura-Basis SA Atupri Atupri Avenir Avenir Birchmeier Birchmeier CONCORDIA CONCORDIA CSS CSS curaulta curaulta EGK EGK Einsiedler Krankenkasse Einsiedler Krankenkasse GALENOS AG GALENOS AG Glarner Glarner Helsana Helsana KPT KPT Luzerner Hinterland Luzerner Hinterland Mutuel AG Mutuel AG ÖKK ÖKK Philos AG Philos AG rhenusana rhenusana sana24 sana24 Sanitas Sanitas SLKK SLKK sodalis sodalis Steffisburg Steffisburg Sumiswalder Sumiswalder SWICA SWICA Vallée d’Entremont Vallée d’Entremont Visana Visana Visperterminen Visperterminen vita surselva vita surselva Vivao Sympany Vivao Sympany Wädenswil Wädenswil
Which health insurer suits you in Horw?

Compare available basic health insurance options using your own details, including model rules and access conditions.

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Frequently asked questions about premiums in Horw

Horw is in Canton Luzern, premium region 1. The region may affect the cost of compulsory basic health insurance.

The table on this page shows the lowest identified monthly premiums by age group and accident coverage. Your actual premium also depends on factors such as deductible, model and age.

For people living in Horw, insurers may offer Standard (BASE), Family doctor (PRAXIS), Flex (FLEX), Telemedicine/Digital (TEL_DIG) and Pharmacy (PHARM) models. Check which options and conditions are available for Horw in the comparison.

The same Swiss rules apply in Horw: if you work at least eight hours a week for the same employer and have non-occupational accident insurance through that employer, you can generally exclude accident cover from compulsory basic health insurance.

No. These are comparison figures for Horw, premium region 1 in Canton Luzern. Your personal premium depends particularly on your age group, deductible, insurance model, accident coverage and the insurer's current rates.