Premium region in Luzern
The address in Emmen is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton Luzern.
2027 · Emmen · LU · 1
CONCORDIA premiums 2027 in Emmen
Explore the available CONCORDIA basic health insurance tariffs for Emmen (LU), postcode 6032, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
CONCORDIA tariffs for Emmen, Canton Luzern
The tables below show the available CONCORDIA tariffs in Emmen. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 333.95View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 338.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.95
With accident coverage
Premium before deductionCHF 358.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 353.65
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 349.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 344.75
With accident coverage
Premium before deductionCHF 369.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.05
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 362.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.15
With accident coverage
Premium before deductionCHF 384.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.25
BASEBASE
Without accident coverage
Premium before deductionCHF 416.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.95
With accident coverage
Premium before deductionCHF 440.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.15
CHF 2000 Deductiblefrom CHF 361.55View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 366.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 361.55
With accident coverage
Premium before deductionCHF 387.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.85
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 377.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.35
With accident coverage
Premium before deductionCHF 399.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 394.25
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 390.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 385.75
With accident coverage
Premium before deductionCHF 413.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 408.45
BASEBASE
Without accident coverage
Premium before deductionCHF 444.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 439.55
With accident coverage
Premium before deductionCHF 470.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.35
CHF 1500 Deductiblefrom CHF 389.05View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 393.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.05
With accident coverage
Premium before deductionCHF 416.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.95
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 404.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 399.85
With accident coverage
Premium before deductionCHF 428.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 423.35
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 418.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.25
With accident coverage
Premium before deductionCHF 442.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 437.55
BASEBASE
Without accident coverage
Premium before deductionCHF 471.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 467.05
With accident coverage
Premium before deductionCHF 499.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 494.45
CHF 1000 Deductiblefrom CHF 416.65View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 421.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.65
With accident coverage
Premium before deductionCHF 445.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.15
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 432.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.45
With accident coverage
Premium before deductionCHF 457.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 452.55
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 445.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.85
With accident coverage
Premium before deductionCHF 471.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 466.75
BASEBASE
Without accident coverage
Premium before deductionCHF 499.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 494.65
With accident coverage
Premium before deductionCHF 528.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 523.65
CHF 500 Deductiblefrom CHF 444.25View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 449.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 444.25
With accident coverage
Premium before deductionCHF 475.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.35
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 459.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 455.05
With accident coverage
Premium before deductionCHF 486.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 481.75
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 473.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.45
With accident coverage
Premium before deductionCHF 500.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.95
BASEBASE
Without accident coverage
Premium before deductionCHF 527.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 522.25
With accident coverage
Premium before deductionCHF 557.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 552.85
CHF 300 Deductiblefrom CHF 455.25View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 460.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 455.25
With accident coverage
Premium before deductionCHF 486.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 481.95
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 470.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 466.05
With accident coverage
Premium before deductionCHF 498.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 493.35
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 484.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 479.45
With accident coverage
Premium before deductionCHF 512.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 507.55
BASEBASE
Without accident coverage
Premium before deductionCHF 537.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.15
With accident coverage
Premium before deductionCHF 569.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 564.45
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 214.55View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 219.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 214.55
With accident coverage
Premium before deductionCHF 232.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 227.25
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 227.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 222.45
With accident coverage
Premium before deductionCHF 240.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 235.65
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 237.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 232.45
With accident coverage
Premium before deductionCHF 250.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 246.15
BASEBASE
Without accident coverage
Premium before deductionCHF 276.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 272.15
With accident coverage
Premium before deductionCHF 293.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 288.25
CHF 2000 Deductiblefrom CHF 242.15View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 246.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 242.15
With accident coverage
Premium before deductionCHF 261.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 256.45
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 254.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 250.05
With accident coverage
Premium before deductionCHF 269.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 264.85
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 264.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 259.95
With accident coverage
Premium before deductionCHF 280.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 275.35
BASEBASE
Without accident coverage
Premium before deductionCHF 304.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 299.75
With accident coverage
Premium before deductionCHF 322.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 317.45
CHF 1500 Deductiblefrom CHF 269.65View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 274.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 269.65
With accident coverage
Premium before deductionCHF 290.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 285.55
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 282.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 277.55
With accident coverage
Premium before deductionCHF 298.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 293.95
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 292.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 287.45
With accident coverage
Premium before deductionCHF 309.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 304.45
BASEBASE
Without accident coverage
Premium before deductionCHF 332.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.25
With accident coverage
Premium before deductionCHF 351.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 346.55
CHF 1000 Deductiblefrom CHF 297.25View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 302.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 297.25
With accident coverage
Premium before deductionCHF 319.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 314.75
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 309.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.15
With accident coverage
Premium before deductionCHF 327.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 323.15
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 319.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 315.05
With accident coverage
Premium before deductionCHF 338.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.65
BASEBASE
Without accident coverage
Premium before deductionCHF 359.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 354.85
With accident coverage
Premium before deductionCHF 380.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.75
CHF 500 Deductiblefrom CHF 324.85View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 329.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 324.85
With accident coverage
Premium before deductionCHF 348.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.95
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 337.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 332.75
With accident coverage
Premium before deductionCHF 357.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.35
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 347.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.65
With accident coverage
Premium before deductionCHF 367.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.85
BASEBASE
Without accident coverage
Premium before deductionCHF 387.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.45
With accident coverage
Premium before deductionCHF 409.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.95
CHF 300 Deductiblefrom CHF 335.75View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 340.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 335.75
With accident coverage
Premium before deductionCHF 360.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 355.55
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 348.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.75
With accident coverage
Premium before deductionCHF 368.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.95
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 358.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 353.65
With accident coverage
Premium before deductionCHF 379.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 374.45
BASEBASE
Without accident coverage
Premium before deductionCHF 398.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.45
With accident coverage
Premium before deductionCHF 421.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.55
Children (0–18)
CHF 600 Deductiblefrom CHF 69.85View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 74.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 69.85
With accident coverage
Premium before deductionCHF 78.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 74.15
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 77.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 72.35
With accident coverage
Premium before deductionCHF 81.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 76.75
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 80.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 75.45
With accident coverage
Premium before deductionCHF 84.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 80.05
BASEBASE
Without accident coverage
Premium before deductionCHF 92.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.05
With accident coverage
Premium before deductionCHF 98.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.35
CHF 500 Deductiblefrom CHF 75.45View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 80.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 75.45
With accident coverage
Premium before deductionCHF 84.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 80.05
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 82.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.85
With accident coverage
Premium before deductionCHF 87.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.65
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 85.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.05
With accident coverage
Premium before deductionCHF 90.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 85.95
BASEBASE
Without accident coverage
Premium before deductionCHF 98.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.55
With accident coverage
Premium before deductionCHF 104.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.25
CHF 300 Deductiblefrom CHF 80.95View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 85.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 80.95
With accident coverage
Premium before deductionCHF 90.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 85.85
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 88.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.35
With accident coverage
Premium before deductionCHF 93.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.45
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 91.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.45
With accident coverage
Premium before deductionCHF 96.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 91.75
BASEBASE
Without accident coverage
Premium before deductionCHF 103.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.05
With accident coverage
Premium before deductionCHF 109.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.05
CHF 200 Deductiblefrom CHF 91.95View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 96.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 91.95
With accident coverage
Premium before deductionCHF 102.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.55
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 99.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.45
With accident coverage
Premium before deductionCHF 104.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.15
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 102.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.55
With accident coverage
Premium before deductionCHF 108.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.45
BASEBASE
Without accident coverage
Premium before deductionCHF 114.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.15
With accident coverage
Premium before deductionCHF 121.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.75
CHF 100 Deductiblefrom CHF 97.45View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 102.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.45
With accident coverage
Premium before deductionCHF 108.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.35
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 104.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.95
With accident coverage
Premium before deductionCHF 110.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.95
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 107.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.05
With accident coverage
Premium before deductionCHF 114.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.25
BASEBASE
Without accident coverage
Premium before deductionCHF 120.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.55
With accident coverage
Premium before deductionCHF 127.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.55
CHF 0 Deductiblefrom CHF 102.95View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 107.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.95
With accident coverage
Premium before deductionCHF 113.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.15
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 110.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.35
With accident coverage
Premium before deductionCHF 116.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.75
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 113.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.55
With accident coverage
Premium before deductionCHF 119.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.05
BASEBASE
Without accident coverage
Premium before deductionCHF 125.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.05
With accident coverage
Premium before deductionCHF 133.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.35
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects CONCORDIA premiums in Emmen?
Age and deductible for CONCORDIA in Emmen
The CONCORDIA premium in Emmen depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
CONCORDIA insurance models in Emmen
The tariff data for CONCORDIA in Emmen includes these model categories: Family Doctor, Telemedicine / Digital, Standard. Availability may differ by age group and deductible.
Compare all insurers in Emmen
The tables below show the available CONCORDIA tariffs in Emmen. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about CONCORDIA in Emmen
What is the lowest CONCORDIA adult premium in Emmen (LU)?
The lowest displayed adult monthly premium without accident cover for CONCORDIA in Emmen is CHF 333.95. The amount depends on the deductible and insurance model.
Which CONCORDIA insurance models are listed for Emmen?
The available tariff data for CONCORDIA in Emmen lists: Family Doctor, Telemedicine / Digital, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to CONCORDIA in Emmen?
Emmen belongs to premium region 1 in Canton Luzern. The premium region is used to determine the applicable local tariffs.
Can residents of Emmen remove accident cover from CONCORDIA basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including CONCORDIA.
Are the CONCORDIA premiums shown for Emmen a binding quote?
No. The figures are a tariff overview for Emmen. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.