Premium region in Graubünden
The address in Schnaus is assigned to premium region 3. Insurers may apply different premiums across the premium regions of Canton Graubünden.
2027 · Schnaus · GR · 3
Philos Krankenversicherung AG premiums 2027 in Schnaus
Explore the available Philos Krankenversicherung AG basic health insurance tariffs for Schnaus (GR), postcode 7130, in premium region 3. Compare monthly prices by age group, deductible and accident coverage.
Philos Krankenversicherung AG tariffs for Schnaus, Canton Graubünden
The tables below show the available Philos Krankenversicherung AG tariffs in Schnaus. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 339.15View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 343.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 339.15
With accident coverage
Premium before deductionCHF 369.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 346.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 341.85
With accident coverage
Premium before deductionCHF 372.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 367.95
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 349.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 345.15
With accident coverage
Premium before deductionCHF 376.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 365.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.85
With accident coverage
Premium before deductionCHF 393.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 388.35
BASEBASE
Without accident coverage
Premium before deductionCHF 422.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 417.65
With accident coverage
Premium before deductionCHF 454.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 449.45
CHF 2000 Deductiblefrom CHF 366.15View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 370.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 366.15
With accident coverage
Premium before deductionCHF 398.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 394.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 373.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 368.85
With accident coverage
Premium before deductionCHF 401.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 396.95
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 375.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 370.75
With accident coverage
Premium before deductionCHF 403.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 398.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 392.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.85
With accident coverage
Premium before deductionCHF 422.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 417.35
BASEBASE
Without accident coverage
Premium before deductionCHF 449.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 444.65
With accident coverage
Premium before deductionCHF 483.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.45
CHF 1500 Deductiblefrom CHF 393.15View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 397.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.15
With accident coverage
Premium before deductionCHF 427.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 423.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 400.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 395.85
With accident coverage
Premium before deductionCHF 430.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 425.95
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 401.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 396.35
With accident coverage
Premium before deductionCHF 431.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 426.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 419.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.75
With accident coverage
Premium before deductionCHF 451.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 446.35
BASEBASE
Without accident coverage
Premium before deductionCHF 476.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 471.65
With accident coverage
Premium before deductionCHF 512.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 507.45
CHF 1000 Deductiblefrom CHF 420.55View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 425.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 420.55
With accident coverage
Premium before deductionCHF 457.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 452.55
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 427.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.45
With accident coverage
Premium before deductionCHF 459.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 428.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 423.25
With accident coverage
Premium before deductionCHF 460.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 455.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 447.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.25
With accident coverage
Premium before deductionCHF 480.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 475.85
BASEBASE
Without accident coverage
Premium before deductionCHF 503.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 499.05
With accident coverage
Premium before deductionCHF 541.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 536.95
CHF 500 Deductiblefrom CHF 447.55View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 452.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.55
With accident coverage
Premium before deductionCHF 486.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 481.55
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 452.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.95
With accident coverage
Premium before deductionCHF 486.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 482.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 455.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 450.25
With accident coverage
Premium before deductionCHF 489.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 484.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 473.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 469.15
With accident coverage
Premium before deductionCHF 509.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 504.85
BASEBASE
Without accident coverage
Premium before deductionCHF 530.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 526.05
With accident coverage
Premium before deductionCHF 570.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 565.95
CHF 300 Deductiblefrom CHF 458.25View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 463.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 458.25
With accident coverage
Premium before deductionCHF 497.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 493.05
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 463.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 458.25
With accident coverage
Premium before deductionCHF 497.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 493.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 465.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.95
With accident coverage
Premium before deductionCHF 500.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 484.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 479.85
With accident coverage
Premium before deductionCHF 521.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 516.35
BASEBASE
Without accident coverage
Premium before deductionCHF 541.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 536.75
With accident coverage
Premium before deductionCHF 582.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 577.45
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 243.15View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 247.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 243.15
With accident coverage
Premium before deductionCHF 266.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 261.75
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 256.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 251.75
With accident coverage
Premium before deductionCHF 275.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 271.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 260.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 255.95
With accident coverage
Premium before deductionCHF 280.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 275.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 273.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 268.85
With accident coverage
Premium before deductionCHF 294.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 289.45
BASEBASE
Without accident coverage
Premium before deductionCHF 310.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.35
With accident coverage
Premium before deductionCHF 333.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 328.65
CHF 2000 Deductiblefrom CHF 270.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 274.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 270.05
With accident coverage
Premium before deductionCHF 295.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 290.75
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 283.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 278.65
With accident coverage
Premium before deductionCHF 304.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 300.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 287.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 282.95
With accident coverage
Premium before deductionCHF 309.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 304.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 300.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 295.85
With accident coverage
Premium before deductionCHF 323.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.45
BASEBASE
Without accident coverage
Premium before deductionCHF 337.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 332.35
With accident coverage
Premium before deductionCHF 362.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 357.65
CHF 1500 Deductiblefrom CHF 297.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 301.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 297.05
With accident coverage
Premium before deductionCHF 324.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.75
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 310.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.65
With accident coverage
Premium before deductionCHF 333.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 329.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 314.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 309.95
With accident coverage
Premium before deductionCHF 338.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 327.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 322.85
With accident coverage
Premium before deductionCHF 352.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 347.45
BASEBASE
Without accident coverage
Premium before deductionCHF 364.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 359.25
With accident coverage
Premium before deductionCHF 391.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 386.65
CHF 1000 Deductiblefrom CHF 324.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 329.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 324.45
With accident coverage
Premium before deductionCHF 354.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 349.25
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 337.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.05
With accident coverage
Premium before deductionCHF 363.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 342.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.35
With accident coverage
Premium before deductionCHF 367.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 355.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 350.25
With accident coverage
Premium before deductionCHF 381.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.95
BASEBASE
Without accident coverage
Premium before deductionCHF 391.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 386.75
With accident coverage
Premium before deductionCHF 420.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.15
CHF 500 Deductiblefrom CHF 351.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 356.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.45
With accident coverage
Premium before deductionCHF 383.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.25
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 364.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.05
With accident coverage
Premium before deductionCHF 392.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 369.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 364.35
With accident coverage
Premium before deductionCHF 396.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 382.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 377.25
With accident coverage
Premium before deductionCHF 410.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.95
BASEBASE
Without accident coverage
Premium before deductionCHF 418.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.65
With accident coverage
Premium before deductionCHF 449.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.15
CHF 300 Deductiblefrom CHF 362.15View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 366.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.15
With accident coverage
Premium before deductionCHF 394.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.75
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 375.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 370.75
With accident coverage
Premium before deductionCHF 403.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 399.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 379.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.05
With accident coverage
Premium before deductionCHF 408.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 403.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 392.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.95
With accident coverage
Premium before deductionCHF 422.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 417.45
BASEBASE
Without accident coverage
Premium before deductionCHF 429.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 424.35
With accident coverage
Premium before deductionCHF 461.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 456.65
Children (0–18)
CHF 600 Deductiblefrom CHF 83.25View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 88.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.25
With accident coverage
Premium before deductionCHF 94.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.85
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 88.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.25
With accident coverage
Premium before deductionCHF 94.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 88.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.25
With accident coverage
Premium before deductionCHF 94.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 92.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.35
With accident coverage
Premium before deductionCHF 99.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.25
BASEBASE
Without accident coverage
Premium before deductionCHF 102.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.45
With accident coverage
Premium before deductionCHF 109.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.15
CHF 500 Deductiblefrom CHF 88.75View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 93.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.75
With accident coverage
Premium before deductionCHF 100.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.75
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 93.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.75
With accident coverage
Premium before deductionCHF 100.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 93.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.75
With accident coverage
Premium before deductionCHF 100.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 97.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.85
With accident coverage
Premium before deductionCHF 104.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.15
BASEBASE
Without accident coverage
Premium before deductionCHF 107.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.95
With accident coverage
Premium before deductionCHF 115.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.05
CHF 300 Deductiblefrom CHF 94.15View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 98.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.15
With accident coverage
Premium before deductionCHF 106.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 98.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.15
With accident coverage
Premium before deductionCHF 106.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 98.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.15
With accident coverage
Premium before deductionCHF 106.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 102.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.15
With accident coverage
Premium before deductionCHF 110.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.95
BASEBASE
Without accident coverage
Premium before deductionCHF 113.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.25
With accident coverage
Premium before deductionCHF 121.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.85
CHF 200 Deductiblefrom CHF 105.05View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 109.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.05
With accident coverage
Premium before deductionCHF 118.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.25
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 109.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.05
With accident coverage
Premium before deductionCHF 118.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.25
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 109.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.05
With accident coverage
Premium before deductionCHF 118.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 113.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.05
With accident coverage
Premium before deductionCHF 122.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.65
BASEBASE
Without accident coverage
Premium before deductionCHF 123.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.15
With accident coverage
Premium before deductionCHF 133.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.55
CHF 100 Deductiblefrom CHF 110.45View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 115.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.45
With accident coverage
Premium before deductionCHF 123.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.05
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 115.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.45
With accident coverage
Premium before deductionCHF 123.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 115.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.45
With accident coverage
Premium before deductionCHF 123.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.05
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 119.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.45
With accident coverage
Premium before deductionCHF 128.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.45
BASEBASE
Without accident coverage
Premium before deductionCHF 129.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.55
With accident coverage
Premium before deductionCHF 139.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 134.35
CHF 0 Deductiblefrom CHF 115.85View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 120.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.85
With accident coverage
Premium before deductionCHF 129.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 120.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.85
With accident coverage
Premium before deductionCHF 129.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.85
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 120.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.85
With accident coverage
Premium before deductionCHF 129.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 124.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.85
With accident coverage
Premium before deductionCHF 134.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.25
BASEBASE
Without accident coverage
Premium before deductionCHF 134.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.95
With accident coverage
Premium before deductionCHF 144.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 140.15
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Philos Krankenversicherung AG premiums in Schnaus?
Age and deductible for Philos Krankenversicherung AG in Schnaus
The Philos Krankenversicherung AG premium in Schnaus depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Philos Krankenversicherung AG insurance models in Schnaus
The tariff data for Philos Krankenversicherung AG in Schnaus includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in Schnaus
The tables below show the available Philos Krankenversicherung AG tariffs in Schnaus. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Philos Krankenversicherung AG in Schnaus
What is the lowest Philos Krankenversicherung AG adult premium in Schnaus (GR)?
The lowest displayed adult monthly premium without accident cover for Philos Krankenversicherung AG in Schnaus is CHF 339.15. The amount depends on the deductible and insurance model.
Which Philos Krankenversicherung AG insurance models are listed for Schnaus?
The available tariff data for Philos Krankenversicherung AG in Schnaus lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Philos Krankenversicherung AG in Schnaus?
Schnaus belongs to premium region 3 in Canton Graubünden. The premium region is used to determine the applicable local tariffs.
Can residents of Schnaus remove accident cover from Philos Krankenversicherung AG basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Philos Krankenversicherung AG.
Are the Philos Krankenversicherung AG premiums shown for Schnaus a binding quote?
No. The figures are a tariff overview for Schnaus. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.