2027 · S. Bernardino · GR · 1

Philos Krankenversicherung AG premiums 2027 in S. Bernardino

Explore the available Philos Krankenversicherung AG basic health insurance tariffs for S. Bernardino (GR), postcode 6565, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.

Philos Krankenversicherung AG

Philos Krankenversicherung AG tariffs for S. Bernardino, Canton Graubünden

The tables below show the available Philos Krankenversicherung AG tariffs in S. Bernardino. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.

Adults (26+)

CHF 2500 Deductiblefrom CHF 374.05View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 378.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 374.05
With accident coverage
Premium before deductionCHF 407.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 381.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.95
With accident coverage
Premium before deductionCHF 410.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 384.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.95
With accident coverage
Premium before deductionCHF 413.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 408.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 402.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.35
With accident coverage
Premium before deductionCHF 432.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.55
BASEBASE
Without accident coverage
Premium before deductionCHF 463.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 458.45
With accident coverage
Premium before deductionCHF 498.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 493.25
CHF 2000 Deductiblefrom CHF 400.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 405.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.95
With accident coverage
Premium before deductionCHF 436.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 408.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 403.95
With accident coverage
Premium before deductionCHF 439.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 434.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 410.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 405.55
With accident coverage
Premium before deductionCHF 441.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 429.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 424.25
With accident coverage
Premium before deductionCHF 461.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 456.55
BASEBASE
Without accident coverage
Premium before deductionCHF 490.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 485.45
With accident coverage
Premium before deductionCHF 527.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 522.25
CHF 1500 Deductiblefrom CHF 427.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 432.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.95
With accident coverage
Premium before deductionCHF 465.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 435.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.85
With accident coverage
Premium before deductionCHF 468.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 463.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 436.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.25
With accident coverage
Premium before deductionCHF 468.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 464.05
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 456.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.25
With accident coverage
Premium before deductionCHF 490.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 485.55
BASEBASE
Without accident coverage
Premium before deductionCHF 517.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 512.35
With accident coverage
Premium before deductionCHF 556.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 551.25
CHF 1000 Deductiblefrom CHF 455.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 460.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 455.35
With accident coverage
Premium before deductionCHF 494.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 490.05
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 462.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.25
With accident coverage
Premium before deductionCHF 496.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 463.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 458.35
With accident coverage
Premium before deductionCHF 497.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 493.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 483.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.65
With accident coverage
Premium before deductionCHF 519.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 515.05
BASEBASE
Without accident coverage
Premium before deductionCHF 544.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 539.85
With accident coverage
Premium before deductionCHF 585.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 580.75
CHF 500 Deductiblefrom CHF 482.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 487.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 482.35
With accident coverage
Premium before deductionCHF 523.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 519.05
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 487.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 482.85
With accident coverage
Premium before deductionCHF 524.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 519.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 490.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 485.25
With accident coverage
Premium before deductionCHF 526.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 522.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 510.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 505.65
With accident coverage
Premium before deductionCHF 548.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 544.05
BASEBASE
Without accident coverage
Premium before deductionCHF 571.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 566.75
With accident coverage
Premium before deductionCHF 614.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 609.75
CHF 300 Deductiblefrom CHF 493.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 497.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 493.05
With accident coverage
Premium before deductionCHF 535.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 530.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 497.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 493.05
With accident coverage
Premium before deductionCHF 535.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 530.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 500.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.95
With accident coverage
Premium before deductionCHF 538.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 521.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 516.35
With accident coverage
Premium before deductionCHF 560.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 555.55
BASEBASE
Without accident coverage
Premium before deductionCHF 582.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 577.45
With accident coverage
Premium before deductionCHF 626.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 621.25

Young adults (19–25)

CHF 2500 Deductiblefrom CHF 270.75View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 275.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 270.75
With accident coverage
Premium before deductionCHF 296.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 291.45
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 284.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 279.95
With accident coverage
Premium before deductionCHF 306.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 301.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 289.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 284.55
With accident coverage
Premium before deductionCHF 311.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 306.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 303.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 298.45
With accident coverage
Premium before deductionCHF 326.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 321.25
BASEBASE
Without accident coverage
Premium before deductionCHF 342.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.65
With accident coverage
Premium before deductionCHF 368.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.35
CHF 2000 Deductiblefrom CHF 297.75View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 302.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 297.75
With accident coverage
Premium before deductionCHF 325.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 320.45
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 311.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 306.95
With accident coverage
Premium before deductionCHF 335.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 330.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 316.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 311.55
With accident coverage
Premium before deductionCHF 340.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 335.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 330.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 325.35
With accident coverage
Premium before deductionCHF 355.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 350.25
BASEBASE
Without accident coverage
Premium before deductionCHF 369.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 364.65
With accident coverage
Premium before deductionCHF 397.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.35
CHF 1500 Deductiblefrom CHF 324.65View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 329.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 324.65
With accident coverage
Premium before deductionCHF 354.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 349.45
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 338.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.95
With accident coverage
Premium before deductionCHF 364.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 359.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 343.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 338.55
With accident coverage
Premium before deductionCHF 369.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 364.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 357.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.35
With accident coverage
Premium before deductionCHF 384.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.25
BASEBASE
Without accident coverage
Premium before deductionCHF 396.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 391.55
With accident coverage
Premium before deductionCHF 426.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 421.35
CHF 1000 Deductiblefrom CHF 352.15View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 356.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.15
With accident coverage
Premium before deductionCHF 383.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 366.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 361.35
With accident coverage
Premium before deductionCHF 393.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 388.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 370.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.95
With accident coverage
Premium before deductionCHF 398.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 384.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.75
With accident coverage
Premium before deductionCHF 413.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 408.75
BASEBASE
Without accident coverage
Premium before deductionCHF 423.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.05
With accident coverage
Premium before deductionCHF 455.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 450.85
CHF 500 Deductiblefrom CHF 379.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 383.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.05
With accident coverage
Premium before deductionCHF 412.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 393.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 388.35
With accident coverage
Premium before deductionCHF 422.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 417.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 397.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.95
With accident coverage
Premium before deductionCHF 427.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 411.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 406.75
With accident coverage
Premium before deductionCHF 442.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 437.75
BASEBASE
Without accident coverage
Premium before deductionCHF 450.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.95
With accident coverage
Premium before deductionCHF 484.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 479.85
CHF 300 Deductiblefrom CHF 389.75View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 394.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.75
With accident coverage
Premium before deductionCHF 424.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.45
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 403.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 399.05
With accident coverage
Premium before deductionCHF 434.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 429.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 408.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 403.65
With accident coverage
Premium before deductionCHF 439.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 434.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 422.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 417.45
With accident coverage
Premium before deductionCHF 454.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 449.25
BASEBASE
Without accident coverage
Premium before deductionCHF 461.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 456.65
With accident coverage
Premium before deductionCHF 496.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 491.35

Children (0–18)

CHF 600 Deductiblefrom CHF 92.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 97.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.35
With accident coverage
Premium before deductionCHF 104.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 97.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.35
With accident coverage
Premium before deductionCHF 104.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 97.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.35
With accident coverage
Premium before deductionCHF 104.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 101.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.65
With accident coverage
Premium before deductionCHF 109.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.35
BASEBASE
Without accident coverage
Premium before deductionCHF 112.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.55
With accident coverage
Premium before deductionCHF 120.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.95
CHF 500 Deductiblefrom CHF 97.85View tariffs
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 102.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.85
With accident coverage
Premium before deductionCHF 110.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 102.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.85
With accident coverage
Premium before deductionCHF 110.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.55
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 102.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.85
With accident coverage
Premium before deductionCHF 110.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 106.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.15
With accident coverage
Premium before deductionCHF 115.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.25
BASEBASE
Without accident coverage
Premium before deductionCHF 117.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.05
With accident coverage
Premium before deductionCHF 126.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.85
CHF 300 Deductiblefrom CHF 103.25View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 108.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.25
With accident coverage
Premium before deductionCHF 116.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.35
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 108.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.25
With accident coverage
Premium before deductionCHF 116.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 108.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.25
With accident coverage
Premium before deductionCHF 116.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 112.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.55
With accident coverage
Premium before deductionCHF 120.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.05
BASEBASE
Without accident coverage
Premium before deductionCHF 123.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.45
With accident coverage
Premium before deductionCHF 132.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 127.65
CHF 200 Deductiblefrom CHF 114.15View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 118.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.15
With accident coverage
Premium before deductionCHF 127.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.05
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 118.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.15
With accident coverage
Premium before deductionCHF 127.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 118.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.15
With accident coverage
Premium before deductionCHF 127.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.05
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 123.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.45
With accident coverage
Premium before deductionCHF 132.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 127.75
BASEBASE
Without accident coverage
Premium before deductionCHF 134.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.35
With accident coverage
Premium before deductionCHF 144.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 139.35
CHF 100 Deductiblefrom CHF 119.55View tariffs
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 124.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.55
With accident coverage
Premium before deductionCHF 133.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.85
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 124.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.55
With accident coverage
Premium before deductionCHF 133.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.85
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 124.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.55
With accident coverage
Premium before deductionCHF 133.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 128.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.85
With accident coverage
Premium before deductionCHF 138.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 133.55
BASEBASE
Without accident coverage
Premium before deductionCHF 139.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 134.75
With accident coverage
Premium before deductionCHF 149.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 145.15
CHF 0 Deductiblefrom CHF 124.85View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 129.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.85
With accident coverage
Premium before deductionCHF 139.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 134.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 129.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.85
With accident coverage
Premium before deductionCHF 139.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 134.65
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 129.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.85
With accident coverage
Premium before deductionCHF 139.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 134.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 134.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.25
With accident coverage
Premium before deductionCHF 144.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 139.35
BASEBASE
Without accident coverage
Premium before deductionCHF 144.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 140.15
With accident coverage
Premium before deductionCHF 155.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 150.95

The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.

What affects Philos Krankenversicherung AG premiums in S. Bernardino?

01

Premium region in Graubünden

The address in S. Bernardino is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton Graubünden.

02

Age and deductible for Philos Krankenversicherung AG in S. Bernardino

The Philos Krankenversicherung AG premium in S. Bernardino depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.

03

Philos Krankenversicherung AG insurance models in S. Bernardino

The tariff data for Philos Krankenversicherung AG in S. Bernardino includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.

Compare all insurers in S. Bernardino

The tables below show the available Philos Krankenversicherung AG tariffs in S. Bernardino. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.

Compare all insurers in S. Bernardino Request a non-binding quote

Frequently asked questions about Philos Krankenversicherung AG in S. Bernardino

The lowest displayed adult monthly premium without accident cover for Philos Krankenversicherung AG in S. Bernardino is CHF 374.05. The amount depends on the deductible and insurance model.

The available tariff data for Philos Krankenversicherung AG in S. Bernardino lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.

S. Bernardino belongs to premium region 1 in Canton Graubünden. The premium region is used to determine the applicable local tariffs.

If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Philos Krankenversicherung AG.

No. The figures are a tariff overview for S. Bernardino. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.