Premium region in Freiburg
The address in Senèdes is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton Freiburg.
2027 · Senèdes · FR · 1
Philos Krankenversicherung AG premiums 2027 in Senèdes
Explore the available Philos Krankenversicherung AG basic health insurance tariffs for Senèdes (FR), postcode 1724, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
Philos Krankenversicherung AG tariffs for Senèdes, Canton Freiburg
The tables below show the available Philos Krankenversicherung AG tariffs in Senèdes. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 402.05View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 406.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.05
With accident coverage
Premium before deductionCHF 437.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 416.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.35
With accident coverage
Premium before deductionCHF 447.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 418.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.15
With accident coverage
Premium before deductionCHF 450.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.75
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 431.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 426.65
With accident coverage
Premium before deductionCHF 463.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 459.15
BASEBASE
Without accident coverage
Premium before deductionCHF 496.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 491.25
With accident coverage
Premium before deductionCHF 533.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 528.55
CHF 2000 Deductiblefrom CHF 429.05View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 433.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 429.05
With accident coverage
Premium before deductionCHF 466.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 461.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 443.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 438.25
With accident coverage
Premium before deductionCHF 476.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 471.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 444.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 439.75
With accident coverage
Premium before deductionCHF 478.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 473.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 458.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 453.65
With accident coverage
Premium before deductionCHF 492.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 488.15
BASEBASE
Without accident coverage
Premium before deductionCHF 523.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 518.25
With accident coverage
Premium before deductionCHF 562.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 557.55
CHF 1500 Deductiblefrom CHF 456.05View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 460.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 456.05
With accident coverage
Premium before deductionCHF 495.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 490.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 470.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.25
With accident coverage
Premium before deductionCHF 505.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 500.65
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 470.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.45
With accident coverage
Premium before deductionCHF 505.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 500.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 485.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 480.65
With accident coverage
Premium before deductionCHF 521.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 517.15
BASEBASE
Without accident coverage
Premium before deductionCHF 550.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 545.25
With accident coverage
Premium before deductionCHF 591.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 586.55
CHF 1000 Deductiblefrom CHF 483.45View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 488.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 483.45
With accident coverage
Premium before deductionCHF 525.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 520.25
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 496.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 491.45
With accident coverage
Premium before deductionCHF 533.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 528.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 497.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.65
With accident coverage
Premium before deductionCHF 534.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 530.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 512.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 508.05
With accident coverage
Premium before deductionCHF 551.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 546.65
BASEBASE
Without accident coverage
Premium before deductionCHF 577.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 572.65
With accident coverage
Premium before deductionCHF 620.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 616.05
CHF 500 Deductiblefrom CHF 510.45View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 515.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 510.45
With accident coverage
Premium before deductionCHF 554.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 549.25
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 521.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 517.05
With accident coverage
Premium before deductionCHF 561.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 556.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 524.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 519.65
With accident coverage
Premium before deductionCHF 563.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 559.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 539.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 535.05
With accident coverage
Premium before deductionCHF 580.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 575.65
BASEBASE
Without accident coverage
Premium before deductionCHF 604.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 599.65
With accident coverage
Premium before deductionCHF 649.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 645.05
CHF 300 Deductiblefrom CHF 521.15View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 525.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 521.15
With accident coverage
Premium before deductionCHF 565.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 560.75
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 532.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 527.25
With accident coverage
Premium before deductionCHF 572.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 567.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 535.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 530.35
With accident coverage
Premium before deductionCHF 575.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 570.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 550.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 545.75
With accident coverage
Premium before deductionCHF 591.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 587.15
BASEBASE
Without accident coverage
Premium before deductionCHF 615.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 610.35
With accident coverage
Premium before deductionCHF 661.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 656.55
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 276.55View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 281.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 276.55
With accident coverage
Premium before deductionCHF 302.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 297.75
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 285.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 281.15
With accident coverage
Premium before deductionCHF 307.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 302.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 295.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 290.45
With accident coverage
Premium before deductionCHF 317.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 312.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 304.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 299.65
With accident coverage
Premium before deductionCHF 327.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 322.65
BASEBASE
Without accident coverage
Premium before deductionCHF 343.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 339.05
With accident coverage
Premium before deductionCHF 369.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 364.85
CHF 2000 Deductiblefrom CHF 303.55View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 308.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 303.55
With accident coverage
Premium before deductionCHF 331.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 326.75
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 312.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.15
With accident coverage
Premium before deductionCHF 336.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 322.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 317.45
With accident coverage
Premium before deductionCHF 346.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 341.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 331.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 326.65
With accident coverage
Premium before deductionCHF 356.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 351.65
BASEBASE
Without accident coverage
Premium before deductionCHF 370.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.95
With accident coverage
Premium before deductionCHF 398.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.85
CHF 1500 Deductiblefrom CHF 330.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 335.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 330.45
With accident coverage
Premium before deductionCHF 360.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 355.75
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 339.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 335.15
With accident coverage
Premium before deductionCHF 365.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 349.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 344.35
With accident coverage
Premium before deductionCHF 375.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 370.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 358.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 353.65
With accident coverage
Premium before deductionCHF 385.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.65
BASEBASE
Without accident coverage
Premium before deductionCHF 397.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.95
With accident coverage
Premium before deductionCHF 427.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.85
CHF 1000 Deductiblefrom CHF 357.95View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 362.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 357.95
With accident coverage
Premium before deductionCHF 390.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 385.25
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 367.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.55
With accident coverage
Premium before deductionCHF 394.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 376.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.85
With accident coverage
Premium before deductionCHF 404.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 385.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 381.05
With accident coverage
Premium before deductionCHF 414.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 410.15
BASEBASE
Without accident coverage
Premium before deductionCHF 425.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 420.45
With accident coverage
Premium before deductionCHF 457.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 452.35
CHF 500 Deductiblefrom CHF 384.85View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 389.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 384.85
With accident coverage
Premium before deductionCHF 419.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.25
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 394.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.55
With accident coverage
Premium before deductionCHF 423.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 403.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 398.75
With accident coverage
Premium before deductionCHF 433.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 429.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 412.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 408.05
With accident coverage
Premium before deductionCHF 443.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 439.15
BASEBASE
Without accident coverage
Premium before deductionCHF 452.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.35
With accident coverage
Premium before deductionCHF 486.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 481.35
CHF 300 Deductiblefrom CHF 395.55View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 400.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 395.55
With accident coverage
Premium before deductionCHF 430.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 425.75
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 405.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.25
With accident coverage
Premium before deductionCHF 435.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 414.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.45
With accident coverage
Premium before deductionCHF 445.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 423.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 418.75
With accident coverage
Premium before deductionCHF 455.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 450.65
BASEBASE
Without accident coverage
Premium before deductionCHF 462.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 458.05
With accident coverage
Premium before deductionCHF 497.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.85
Children (0–18)
CHF 600 Deductiblefrom CHF 103.05View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 107.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.05
With accident coverage
Premium before deductionCHF 115.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.15
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 109.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.65
With accident coverage
Premium before deductionCHF 117.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 111.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.25
With accident coverage
Premium before deductionCHF 119.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 114.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.45
With accident coverage
Premium before deductionCHF 122.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.05
BASEBASE
Without accident coverage
Premium before deductionCHF 126.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.35
With accident coverage
Premium before deductionCHF 135.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 130.75
CHF 500 Deductiblefrom CHF 108.55View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 113.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.55
With accident coverage
Premium before deductionCHF 121.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.05
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 114.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.15
With accident coverage
Premium before deductionCHF 123.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 116.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.75
With accident coverage
Premium before deductionCHF 125.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 119.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.95
With accident coverage
Premium before deductionCHF 128.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.95
BASEBASE
Without accident coverage
Premium before deductionCHF 131.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.85
With accident coverage
Premium before deductionCHF 141.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 136.65
CHF 300 Deductiblefrom CHF 113.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 118.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.95
With accident coverage
Premium before deductionCHF 127.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.85
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 120.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.55
With accident coverage
Premium before deductionCHF 129.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 121.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.15
With accident coverage
Premium before deductionCHF 131.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 125.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.35
With accident coverage
Premium before deductionCHF 134.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.75
BASEBASE
Without accident coverage
Premium before deductionCHF 136.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 132.15
With accident coverage
Premium before deductionCHF 147.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 142.45
CHF 200 Deductiblefrom CHF 124.85View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 129.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.85
With accident coverage
Premium before deductionCHF 139.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 134.55
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 131.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.45
With accident coverage
Premium before deductionCHF 141.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 136.25
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 132.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.05
With accident coverage
Premium before deductionCHF 142.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 138.05
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 135.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 131.15
With accident coverage
Premium before deductionCHF 146.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 141.45
BASEBASE
Without accident coverage
Premium before deductionCHF 147.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 143.05
With accident coverage
Premium before deductionCHF 158.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 154.15
CHF 100 Deductiblefrom CHF 130.25View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 135.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 130.25
With accident coverage
Premium before deductionCHF 145.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 140.35
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 136.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 131.85
With accident coverage
Premium before deductionCHF 146.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 142.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 138.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 133.45
With accident coverage
Premium before deductionCHF 148.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 143.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 141.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 136.55
With accident coverage
Premium before deductionCHF 152.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 147.25
BASEBASE
Without accident coverage
Premium before deductionCHF 153.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 148.45
With accident coverage
Premium before deductionCHF 164.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 159.95
CHF 0 Deductiblefrom CHF 135.65View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 140.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 135.65
With accident coverage
Premium before deductionCHF 150.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 146.15
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 142.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 137.25
With accident coverage
Premium before deductionCHF 152.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 147.85
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 143.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 138.85
With accident coverage
Premium before deductionCHF 154.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 149.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 146.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 141.95
With accident coverage
Premium before deductionCHF 157.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 153.05
BASEBASE
Without accident coverage
Premium before deductionCHF 158.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 153.85
With accident coverage
Premium before deductionCHF 170.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 165.75
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Philos Krankenversicherung AG premiums in Senèdes?
Age and deductible for Philos Krankenversicherung AG in Senèdes
The Philos Krankenversicherung AG premium in Senèdes depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Philos Krankenversicherung AG insurance models in Senèdes
The tariff data for Philos Krankenversicherung AG in Senèdes includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in Senèdes
The tables below show the available Philos Krankenversicherung AG tariffs in Senèdes. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Philos Krankenversicherung AG in Senèdes
What is the lowest Philos Krankenversicherung AG adult premium in Senèdes (FR)?
The lowest displayed adult monthly premium without accident cover for Philos Krankenversicherung AG in Senèdes is CHF 402.05. The amount depends on the deductible and insurance model.
Which Philos Krankenversicherung AG insurance models are listed for Senèdes?
The available tariff data for Philos Krankenversicherung AG in Senèdes lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Philos Krankenversicherung AG in Senèdes?
Senèdes belongs to premium region 1 in Canton Freiburg. The premium region is used to determine the applicable local tariffs.
Can residents of Senèdes remove accident cover from Philos Krankenversicherung AG basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Philos Krankenversicherung AG.
Are the Philos Krankenversicherung AG premiums shown for Senèdes a binding quote?
No. The figures are a tariff overview for Senèdes. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.