Premium region in Bern
The address in Ursenbach is assigned to premium region 3. Insurers may apply different premiums across the premium regions of Canton Bern.
2027 · Ursenbach · BE · 3
Philos Krankenversicherung AG premiums 2027 in Ursenbach
Explore the available Philos Krankenversicherung AG basic health insurance tariffs for Ursenbach (BE), postcode 4937, in premium region 3. Compare monthly prices by age group, deductible and accident coverage.
Philos Krankenversicherung AG tariffs for Ursenbach, Canton Bern
The tables below show the available Philos Krankenversicherung AG tariffs in Ursenbach. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 408.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 413.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 408.35
With accident coverage
Premium before deductionCHF 444.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 439.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 416.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.45
With accident coverage
Premium before deductionCHF 447.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.85
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 428.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 423.65
With accident coverage
Premium before deductionCHF 460.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 455.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 438.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 433.35
With accident coverage
Premium before deductionCHF 471.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 466.35
BASEBASE
Without accident coverage
Premium before deductionCHF 507.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 502.25
With accident coverage
Premium before deductionCHF 545.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 540.45
CHF 2000 Deductiblefrom CHF 435.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 440.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 435.35
With accident coverage
Premium before deductionCHF 473.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 443.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 438.45
With accident coverage
Premium before deductionCHF 476.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 471.85
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 454.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 449.25
With accident coverage
Premium before deductionCHF 488.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 483.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 465.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.35
With accident coverage
Premium before deductionCHF 500.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.35
BASEBASE
Without accident coverage
Premium before deductionCHF 534.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 529.25
With accident coverage
Premium before deductionCHF 574.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 569.45
CHF 1500 Deductiblefrom CHF 462.25View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 467.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 462.25
With accident coverage
Premium before deductionCHF 502.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 497.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 470.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.45
With accident coverage
Premium before deductionCHF 505.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 500.85
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 479.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.95
With accident coverage
Premium before deductionCHF 515.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 511.05
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 492.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 487.35
With accident coverage
Premium before deductionCHF 529.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 524.35
BASEBASE
Without accident coverage
Premium before deductionCHF 560.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 556.15
With accident coverage
Premium before deductionCHF 603.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 598.45
CHF 1000 Deductiblefrom CHF 489.75View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 494.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 489.75
With accident coverage
Premium before deductionCHF 531.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 526.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 497.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.85
With accident coverage
Premium before deductionCHF 535.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 530.35
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 505.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 500.95
With accident coverage
Premium before deductionCHF 543.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 539.05
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 519.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 514.75
With accident coverage
Premium before deductionCHF 558.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 553.85
BASEBASE
Without accident coverage
Premium before deductionCHF 588.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 583.65
With accident coverage
Premium before deductionCHF 632.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 627.95
CHF 500 Deductiblefrom CHF 516.75View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 521.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 516.75
With accident coverage
Premium before deductionCHF 560.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 555.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 524.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 519.85
With accident coverage
Premium before deductionCHF 564.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 559.35
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 531.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 526.55
With accident coverage
Premium before deductionCHF 571.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 566.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 546.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 541.75
With accident coverage
Premium before deductionCHF 587.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 582.85
BASEBASE
Without accident coverage
Premium before deductionCHF 615.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 610.55
With accident coverage
Premium before deductionCHF 661.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 656.95
CHF 300 Deductiblefrom CHF 527.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 532.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 527.35
With accident coverage
Premium before deductionCHF 572.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 567.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 535.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 530.55
With accident coverage
Premium before deductionCHF 575.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 570.85
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 541.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 536.75
With accident coverage
Premium before deductionCHF 582.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 577.55
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 557.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 552.45
With accident coverage
Premium before deductionCHF 599.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 594.35
BASEBASE
Without accident coverage
Premium before deductionCHF 626.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 621.25
With accident coverage
Premium before deductionCHF 673.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 668.45
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 250.35View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 255.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 250.35
With accident coverage
Premium before deductionCHF 274.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 269.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 266.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 261.35
With accident coverage
Premium before deductionCHF 286.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 281.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 270.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 265.85
With accident coverage
Premium before deductionCHF 290.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 286.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 283.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 279.05
With accident coverage
Premium before deductionCHF 305.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 300.45
BASEBASE
Without accident coverage
Premium before deductionCHF 323.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.95
With accident coverage
Premium before deductionCHF 348.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.25
CHF 2000 Deductiblefrom CHF 277.25View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 282.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 277.25
With accident coverage
Premium before deductionCHF 303.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 298.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 293.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 288.35
With accident coverage
Premium before deductionCHF 315.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 310.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 297.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 292.75
With accident coverage
Premium before deductionCHF 319.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 315.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 310.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 306.05
With accident coverage
Premium before deductionCHF 334.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 329.45
BASEBASE
Without accident coverage
Premium before deductionCHF 350.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 345.95
With accident coverage
Premium before deductionCHF 377.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.25
CHF 1500 Deductiblefrom CHF 304.25View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 309.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 304.25
With accident coverage
Premium before deductionCHF 332.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 327.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 320.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 315.35
With accident coverage
Premium before deductionCHF 344.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 339.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 324.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.75
With accident coverage
Premium before deductionCHF 348.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 344.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 337.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.05
With accident coverage
Premium before deductionCHF 363.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.45
BASEBASE
Without accident coverage
Premium before deductionCHF 377.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.85
With accident coverage
Premium before deductionCHF 406.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.25
CHF 1000 Deductiblefrom CHF 331.65View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 336.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.65
With accident coverage
Premium before deductionCHF 361.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 357.05
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 347.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.75
With accident coverage
Premium before deductionCHF 373.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 368.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 351.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 347.15
With accident coverage
Premium before deductionCHF 378.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 365.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.45
With accident coverage
Premium before deductionCHF 392.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.95
BASEBASE
Without accident coverage
Premium before deductionCHF 405.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.35
With accident coverage
Premium before deductionCHF 435.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.75
CHF 500 Deductiblefrom CHF 358.65View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 363.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.65
With accident coverage
Premium before deductionCHF 390.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 386.05
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 374.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 369.75
With accident coverage
Premium before deductionCHF 402.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 378.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 374.15
With accident coverage
Premium before deductionCHF 407.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 392.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.45
With accident coverage
Premium before deductionCHF 421.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.95
BASEBASE
Without accident coverage
Premium before deductionCHF 432.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.25
With accident coverage
Premium before deductionCHF 464.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 459.75
CHF 300 Deductiblefrom CHF 369.35View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 374.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 369.35
With accident coverage
Premium before deductionCHF 402.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 385.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 380.45
With accident coverage
Premium before deductionCHF 414.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 389.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 384.85
With accident coverage
Premium before deductionCHF 418.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 402.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 398.15
With accident coverage
Premium before deductionCHF 433.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 428.45
BASEBASE
Without accident coverage
Premium before deductionCHF 442.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 437.95
With accident coverage
Premium before deductionCHF 476.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 471.25
Children (0–18)
CHF 600 Deductiblefrom CHF 82.95View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 87.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.95
With accident coverage
Premium before deductionCHF 94.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 88.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.55
With accident coverage
Premium before deductionCHF 95.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.25
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 88.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.55
With accident coverage
Premium before deductionCHF 95.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 92.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.65
With accident coverage
Premium before deductionCHF 99.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.65
BASEBASE
Without accident coverage
Premium before deductionCHF 103.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.55
With accident coverage
Premium before deductionCHF 111.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.25
CHF 500 Deductiblefrom CHF 88.35View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 93.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.35
With accident coverage
Premium before deductionCHF 100.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.45
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 93.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.05
With accident coverage
Premium before deductionCHF 100.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.15
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 93.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.05
With accident coverage
Premium before deductionCHF 100.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 97.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.15
With accident coverage
Premium before deductionCHF 105.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.55
BASEBASE
Without accident coverage
Premium before deductionCHF 108.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.05
With accident coverage
Premium before deductionCHF 116.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.15
CHF 300 Deductiblefrom CHF 93.75View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 98.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.75
With accident coverage
Premium before deductionCHF 106.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.25
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 99.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.45
With accident coverage
Premium before deductionCHF 106.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 99.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.45
With accident coverage
Premium before deductionCHF 106.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 103.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.55
With accident coverage
Premium before deductionCHF 111.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.35
BASEBASE
Without accident coverage
Premium before deductionCHF 114.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.45
With accident coverage
Premium before deductionCHF 122.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.95
CHF 200 Deductiblefrom CHF 104.65View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 109.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.65
With accident coverage
Premium before deductionCHF 117.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 110.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.35
With accident coverage
Premium before deductionCHF 118.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.65
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 110.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.35
With accident coverage
Premium before deductionCHF 118.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 114.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.45
With accident coverage
Premium before deductionCHF 122.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.05
BASEBASE
Without accident coverage
Premium before deductionCHF 125.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.25
With accident coverage
Premium before deductionCHF 134.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.65
CHF 100 Deductiblefrom CHF 110.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 114.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.05
With accident coverage
Premium before deductionCHF 123.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.75
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 115.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.75
With accident coverage
Premium before deductionCHF 124.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 115.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.75
With accident coverage
Premium before deductionCHF 124.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 119.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.85
With accident coverage
Premium before deductionCHF 128.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.85
BASEBASE
Without accident coverage
Premium before deductionCHF 130.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.65
With accident coverage
Premium before deductionCHF 140.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 135.45
CHF 0 Deductiblefrom CHF 115.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 120.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.45
With accident coverage
Premium before deductionCHF 129.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 120.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.15
With accident coverage
Premium before deductionCHF 130.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.25
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 120.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.15
With accident coverage
Premium before deductionCHF 130.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.25
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 125.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.25
With accident coverage
Premium before deductionCHF 134.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.65
BASEBASE
Without accident coverage
Premium before deductionCHF 135.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 131.05
With accident coverage
Premium before deductionCHF 146.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 141.25
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Philos Krankenversicherung AG premiums in Ursenbach?
Age and deductible for Philos Krankenversicherung AG in Ursenbach
The Philos Krankenversicherung AG premium in Ursenbach depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Philos Krankenversicherung AG insurance models in Ursenbach
The tariff data for Philos Krankenversicherung AG in Ursenbach includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in Ursenbach
The tables below show the available Philos Krankenversicherung AG tariffs in Ursenbach. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Philos Krankenversicherung AG in Ursenbach
What is the lowest Philos Krankenversicherung AG adult premium in Ursenbach (BE)?
The lowest displayed adult monthly premium without accident cover for Philos Krankenversicherung AG in Ursenbach is CHF 408.35. The amount depends on the deductible and insurance model.
Which Philos Krankenversicherung AG insurance models are listed for Ursenbach?
The available tariff data for Philos Krankenversicherung AG in Ursenbach lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Philos Krankenversicherung AG in Ursenbach?
Ursenbach belongs to premium region 3 in Canton Bern. The premium region is used to determine the applicable local tariffs.
Can residents of Ursenbach remove accident cover from Philos Krankenversicherung AG basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Philos Krankenversicherung AG.
Are the Philos Krankenversicherung AG premiums shown for Ursenbach a binding quote?
No. The figures are a tariff overview for Ursenbach. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.