Premium region in Bern
The address in Spiegel b. Bern is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton Bern.
2027 · Spiegel b. Bern · BE · 1
KPT premiums 2027 in Spiegel b. Bern
Explore the available KPT basic health insurance tariffs for Spiegel b. Bern (BE), postcode 3095, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
KPT tariffs for Spiegel b. Bern, Canton Bern
The tables below show the available KPT tariffs in Spiegel b. Bern. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 421.35View tariffs
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 426.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 421.35
With accident coverage
Premium before deductionCHF 458.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 453.45
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 426.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 421.35
With accident coverage
Premium before deductionCHF 458.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 453.45
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 436.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.95
With accident coverage
Premium before deductionCHF 469.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 464.85
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 442.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 437.25
With accident coverage
Premium before deductionCHF 475.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.55
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 458.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 453.25
With accident coverage
Premium before deductionCHF 492.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 487.75
BASEBASE
Without accident coverage
Premium before deductionCHF 532.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 527.85
With accident coverage
Premium before deductionCHF 572.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 567.95
CHF 1500 Deductiblefrom CHF 475.55View tariffs
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 480.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 475.55
With accident coverage
Premium before deductionCHF 516.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 511.75
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 480.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 475.55
With accident coverage
Premium before deductionCHF 516.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 511.75
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 490.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 486.15
With accident coverage
Premium before deductionCHF 527.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 523.15
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 496.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 491.45
With accident coverage
Premium before deductionCHF 533.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 528.85
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 512.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 507.45
With accident coverage
Premium before deductionCHF 550.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 546.05
BASEBASE
Without accident coverage
Premium before deductionCHF 586.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 582.05
With accident coverage
Premium before deductionCHF 631.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 626.25
CHF 1000 Deductiblefrom CHF 502.75View tariffs
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 507.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 502.75
With accident coverage
Premium before deductionCHF 545.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 540.95
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 507.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 502.75
With accident coverage
Premium before deductionCHF 545.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 540.95
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 518.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 513.35
With accident coverage
Premium before deductionCHF 557.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 552.35
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 523.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 518.65
With accident coverage
Premium before deductionCHF 562.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 558.05
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 539.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 534.65
With accident coverage
Premium before deductionCHF 580.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 575.25
BASEBASE
Without accident coverage
Premium before deductionCHF 614.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 609.25
With accident coverage
Premium before deductionCHF 660.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 655.45
CHF 500 Deductiblefrom CHF 529.95View tariffs
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 534.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 529.95
With accident coverage
Premium before deductionCHF 574.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 570.15
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 534.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 529.95
With accident coverage
Premium before deductionCHF 574.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 570.15
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 545.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 540.55
With accident coverage
Premium before deductionCHF 586.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 581.55
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 550.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 545.85
With accident coverage
Premium before deductionCHF 592.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 587.25
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 566.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 561.85
With accident coverage
Premium before deductionCHF 609.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 604.45
BASEBASE
Without accident coverage
Premium before deductionCHF 641.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 636.35
With accident coverage
Premium before deductionCHF 689.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 684.65
CHF 300 Deductiblefrom CHF 540.65View tariffs
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 545.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 540.65
With accident coverage
Premium before deductionCHF 586.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 581.75
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 545.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 540.65
With accident coverage
Premium before deductionCHF 586.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 581.75
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 556.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 551.25
With accident coverage
Premium before deductionCHF 597.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 593.15
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 561.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 556.55
With accident coverage
Premium before deductionCHF 603.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 598.85
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 577.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 572.55
With accident coverage
Premium before deductionCHF 620.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 616.05
BASEBASE
Without accident coverage
Premium before deductionCHF 651.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 647.15
With accident coverage
Premium before deductionCHF 701.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 696.25
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 317.05View tariffs
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 321.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 317.05
With accident coverage
Premium before deductionCHF 346.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 341.25
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 321.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 317.05
With accident coverage
Premium before deductionCHF 346.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 341.25
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 329.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 325.15
With accident coverage
Premium before deductionCHF 354.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 349.95
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 333.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 329.15
With accident coverage
Premium before deductionCHF 359.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 354.25
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 346.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 341.25
With accident coverage
Premium before deductionCHF 372.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 367.25
BASEBASE
Without accident coverage
Premium before deductionCHF 402.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.45
With accident coverage
Premium before deductionCHF 432.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.75
CHF 1500 Deductiblefrom CHF 371.25View tariffs
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 376.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.25
With accident coverage
Premium before deductionCHF 404.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 399.55
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 376.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.25
With accident coverage
Premium before deductionCHF 404.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 399.55
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 384.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.35
With accident coverage
Premium before deductionCHF 413.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 408.25
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 388.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 383.35
With accident coverage
Premium before deductionCHF 417.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 412.55
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 400.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 395.45
With accident coverage
Premium before deductionCHF 430.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 425.55
BASEBASE
Without accident coverage
Premium before deductionCHF 456.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.65
With accident coverage
Premium before deductionCHF 490.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 486.05
CHF 1000 Deductiblefrom CHF 398.45View tariffs
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 403.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 398.45
With accident coverage
Premium before deductionCHF 433.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 428.75
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 403.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 398.45
With accident coverage
Premium before deductionCHF 433.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 428.75
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 411.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 406.45
With accident coverage
Premium before deductionCHF 442.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 437.45
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 415.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 410.45
With accident coverage
Premium before deductionCHF 446.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.75
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 427.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.55
With accident coverage
Premium before deductionCHF 459.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.75
BASEBASE
Without accident coverage
Premium before deductionCHF 483.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.85
With accident coverage
Premium before deductionCHF 520.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 515.25
CHF 500 Deductiblefrom CHF 425.55View tariffs
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 430.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 425.55
With accident coverage
Premium before deductionCHF 462.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.95
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 430.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 425.55
With accident coverage
Premium before deductionCHF 462.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.95
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 438.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 433.65
With accident coverage
Premium before deductionCHF 471.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 466.65
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 442.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 437.65
With accident coverage
Premium before deductionCHF 475.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.95
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 454.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 449.75
With accident coverage
Premium before deductionCHF 488.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 483.95
BASEBASE
Without accident coverage
Premium before deductionCHF 510.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.05
With accident coverage
Premium before deductionCHF 549.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 544.45
CHF 300 Deductiblefrom CHF 436.35View tariffs
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 441.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.35
With accident coverage
Premium before deductionCHF 474.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 469.55
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 441.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.35
With accident coverage
Premium before deductionCHF 474.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 469.55
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 449.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 444.45
With accident coverage
Premium before deductionCHF 483.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.25
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 453.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 448.45
With accident coverage
Premium before deductionCHF 487.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 482.55
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 465.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.55
With accident coverage
Premium before deductionCHF 500.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.55
BASEBASE
Without accident coverage
Premium before deductionCHF 521.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 516.75
With accident coverage
Premium before deductionCHF 560.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 556.05
Children (0–18)
CHF 600 Deductiblefrom CHF 94.35View tariffs
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 99.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.35
With accident coverage
Premium before deductionCHF 106.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.85
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 99.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.35
With accident coverage
Premium before deductionCHF 106.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.85
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 101.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.85
With accident coverage
Premium before deductionCHF 109.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.45
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 102.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.15
With accident coverage
Premium before deductionCHF 110.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.85
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 106.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.85
With accident coverage
Premium before deductionCHF 114.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.85
BASEBASE
Without accident coverage
Premium before deductionCHF 123.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.15
With accident coverage
Premium before deductionCHF 133.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.45
CHF 300 Deductiblefrom CHF 103.05View tariffs
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 107.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.05
With accident coverage
Premium before deductionCHF 115.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.15
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 107.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.05
With accident coverage
Premium before deductionCHF 115.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.15
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 110.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.75
With accident coverage
Premium before deductionCHF 118.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.05
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 111.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.15
With accident coverage
Premium before deductionCHF 120.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.55
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 115.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.15
With accident coverage
Premium before deductionCHF 124.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.85
BASEBASE
Without accident coverage
Premium before deductionCHF 134.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 130.05
With accident coverage
Premium before deductionCHF 144.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 140.15
CHF 200 Deductiblefrom CHF 111.75View tariffs
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 116.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.75
With accident coverage
Premium before deductionCHF 125.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.55
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 116.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.75
With accident coverage
Premium before deductionCHF 125.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.55
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 119.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.65
With accident coverage
Premium before deductionCHF 128.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.65
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 120.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.15
With accident coverage
Premium before deductionCHF 130.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.25
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 125.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.55
With accident coverage
Premium before deductionCHF 134.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.95
BASEBASE
Without accident coverage
Premium before deductionCHF 145.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 140.85
With accident coverage
Premium before deductionCHF 156.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 151.85
CHF 0 Deductiblefrom CHF 120.45View tariffs
KPTwin.plus - HMO-HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 125.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.45
With accident coverage
Premium before deductionCHF 134.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.85
KPTwin.smart - Hausarzt mit AppTEL_DIG
Without accident coverage
Premium before deductionCHF 125.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.45
With accident coverage
Premium before deductionCHF 134.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.85
KPTwin.win - Hausarzt, Telmed und ApothekeFLEX
Without accident coverage
Premium before deductionCHF 128.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.45
With accident coverage
Premium before deductionCHF 137.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 133.15
KPTwin.doc - HausarztPRAXIS
Without accident coverage
Premium before deductionCHF 129.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.05
With accident coverage
Premium before deductionCHF 139.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 134.85
KPTwin.easy - TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 134.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 129.85
With accident coverage
Premium before deductionCHF 144.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 139.95
BASEBASE
Without accident coverage
Premium before deductionCHF 156.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 151.65
With accident coverage
Premium before deductionCHF 168.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 163.45
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects KPT premiums in Spiegel b. Bern?
Age and deductible for KPT in Spiegel b. Bern
The KPT premium in Spiegel b. Bern depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
KPT insurance models in Spiegel b. Bern
The tariff data for KPT in Spiegel b. Bern includes these model categories: Telemedicine / Digital, Family Doctor, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in Spiegel b. Bern
The tables below show the available KPT tariffs in Spiegel b. Bern. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about KPT in Spiegel b. Bern
What is the lowest KPT adult premium in Spiegel b. Bern (BE)?
The lowest displayed adult monthly premium without accident cover for KPT in Spiegel b. Bern is CHF 421.35. The amount depends on the deductible and insurance model.
Which KPT insurance models are listed for Spiegel b. Bern?
The available tariff data for KPT in Spiegel b. Bern lists: Telemedicine / Digital, Family Doctor, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to KPT in Spiegel b. Bern?
Spiegel b. Bern belongs to premium region 1 in Canton Bern. The premium region is used to determine the applicable local tariffs.
Can residents of Spiegel b. Bern remove accident cover from KPT basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including KPT.
Are the KPT premiums shown for Spiegel b. Bern a binding quote?
No. The figures are a tariff overview for Spiegel b. Bern. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.