Premium region in Bern
The address in Schangnau is assigned to premium region 3. Insurers may apply different premiums across the premium regions of Canton Bern.
2027 · Schangnau · BE · 3
Luzerner Hinterland premiums 2027 in Schangnau
Explore the available Luzerner Hinterland basic health insurance tariffs for Schangnau (BE), postcode 6197, in premium region 3. Compare monthly prices by age group, deductible and accident coverage.
Luzerner Hinterland tariffs for Schangnau, Canton Bern
The tables below show the available Luzerner Hinterland tariffs in Schangnau. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 355.50View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 360.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 355.50
With accident coverage
Premium before deductionCHF 383.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.50
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 365.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.65
With accident coverage
Premium before deductionCHF 388.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 383.95
BASEBASE
Without accident coverage
Premium before deductionCHF 390.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 386.20
With accident coverage
Premium before deductionCHF 415.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.15
CHF 2000 Deductiblefrom CHF 382.95View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 387.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.95
With accident coverage
Premium before deductionCHF 412.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.70
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 392.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 388.05
With accident coverage
Premium before deductionCHF 417.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.10
BASEBASE
Without accident coverage
Premium before deductionCHF 418.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.65
With accident coverage
Premium before deductionCHF 445.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.35
CHF 1500 Deductiblefrom CHF 410.35View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 415.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 410.35
With accident coverage
Premium before deductionCHF 441.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 436.85
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 420.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 415.45
With accident coverage
Premium before deductionCHF 447.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.30
BASEBASE
Without accident coverage
Premium before deductionCHF 445.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 441.05
With accident coverage
Premium before deductionCHF 474.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 469.50
CHF 1000 Deductiblefrom CHF 437.75View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 442.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 437.75
With accident coverage
Premium before deductionCHF 470.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 466.00
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 447.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.90
With accident coverage
Premium before deductionCHF 476.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 471.45
BASEBASE
Without accident coverage
Premium before deductionCHF 473.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.45
With accident coverage
Premium before deductionCHF 503.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 498.65
CHF 500 Deductiblefrom CHF 465.20View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 469.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.20
With accident coverage
Premium before deductionCHF 499.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.20
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 475.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.30
With accident coverage
Premium before deductionCHF 505.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 500.60
BASEBASE
Without accident coverage
Premium before deductionCHF 500.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.90
With accident coverage
Premium before deductionCHF 532.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 527.85
CHF 300 Deductiblefrom CHF 476.15View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 480.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 476.15
With accident coverage
Premium before deductionCHF 511.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.85
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 486.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 481.25
With accident coverage
Premium before deductionCHF 517.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 512.30
BASEBASE
Without accident coverage
Premium before deductionCHF 511.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.85
With accident coverage
Premium before deductionCHF 544.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 539.50
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 259.35View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 264.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 259.35
With accident coverage
Premium before deductionCHF 280.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 276.20
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 268.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 263.45
With accident coverage
Premium before deductionCHF 285.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 280.55
BASEBASE
Without accident coverage
Premium before deductionCHF 288.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 283.90
With accident coverage
Premium before deductionCHF 307.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 302.30
CHF 2000 Deductiblefrom CHF 286.75View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 291.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 286.75
With accident coverage
Premium before deductionCHF 310.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.35
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 295.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 290.85
With accident coverage
Premium before deductionCHF 314.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 309.70
BASEBASE
Without accident coverage
Premium before deductionCHF 316.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 311.30
With accident coverage
Premium before deductionCHF 336.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.50
CHF 1500 Deductiblefrom CHF 314.15View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 318.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 314.15
With accident coverage
Premium before deductionCHF 339.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 334.55
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 323.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.25
With accident coverage
Premium before deductionCHF 343.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 338.90
BASEBASE
Without accident coverage
Premium before deductionCHF 343.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 338.75
With accident coverage
Premium before deductionCHF 365.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.65
CHF 1000 Deductiblefrom CHF 341.60View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 346.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 341.60
With accident coverage
Premium before deductionCHF 368.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.70
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 350.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 345.70
With accident coverage
Premium before deductionCHF 372.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 368.05
BASEBASE
Without accident coverage
Premium before deductionCHF 370.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 366.15
With accident coverage
Premium before deductionCHF 394.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.80
CHF 500 Deductiblefrom CHF 369.00View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 373.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 369.00
With accident coverage
Premium before deductionCHF 397.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.85
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 377.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.10
With accident coverage
Premium before deductionCHF 401.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.20
BASEBASE
Without accident coverage
Premium before deductionCHF 398.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.55
With accident coverage
Premium before deductionCHF 423.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.00
CHF 300 Deductiblefrom CHF 379.95View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 384.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 379.95
With accident coverage
Premium before deductionCHF 409.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.55
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 388.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 384.05
With accident coverage
Premium before deductionCHF 413.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 408.90
BASEBASE
Without accident coverage
Premium before deductionCHF 409.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.55
With accident coverage
Premium before deductionCHF 435.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.65
Children (0–18)
CHF 600 Deductiblefrom CHF 82.55View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 87.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.55
With accident coverage
Premium before deductionCHF 92.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.15
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 88.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.85
With accident coverage
Premium before deductionCHF 94.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.50
BASEBASE
Without accident coverage
Premium before deductionCHF 95.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.25
With accident coverage
Premium before deductionCHF 101.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.30
CHF 500 Deductiblefrom CHF 88.05View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 92.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.05
With accident coverage
Premium before deductionCHF 98.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.00
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 94.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.35
With accident coverage
Premium before deductionCHF 100.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.35
BASEBASE
Without accident coverage
Premium before deductionCHF 100.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.75
With accident coverage
Premium before deductionCHF 106.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.15
CHF 300 Deductiblefrom CHF 93.55View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 98.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.55
With accident coverage
Premium before deductionCHF 104.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.80
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 99.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.80
With accident coverage
Premium before deductionCHF 105.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.20
BASEBASE
Without accident coverage
Premium before deductionCHF 105.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.20
With accident coverage
Premium before deductionCHF 112.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.00
CHF 200 Deductiblefrom CHF 104.50View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 109.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.50
With accident coverage
Premium before deductionCHF 116.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.50
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 110.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.80
With accident coverage
Premium before deductionCHF 117.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.85
BASEBASE
Without accident coverage
Premium before deductionCHF 116.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.20
With accident coverage
Premium before deductionCHF 124.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.65
CHF 100 Deductiblefrom CHF 110.00View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 114.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.00
With accident coverage
Premium before deductionCHF 122.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.30
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 116.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.25
With accident coverage
Premium before deductionCHF 123.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.70
BASEBASE
Without accident coverage
Premium before deductionCHF 122.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.65
With accident coverage
Premium before deductionCHF 130.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.50
CHF 0 Deductiblefrom CHF 115.45View tariffs
TelmedTEL_DIG
Without accident coverage
Premium before deductionCHF 120.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.45
With accident coverage
Premium before deductionCHF 127.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.15
HausmedPRAXIS
Without accident coverage
Premium before deductionCHF 121.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.75
With accident coverage
Premium before deductionCHF 129.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.50
BASEBASE
Without accident coverage
Premium before deductionCHF 127.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.15
With accident coverage
Premium before deductionCHF 136.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 131.30
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Luzerner Hinterland premiums in Schangnau?
Age and deductible for Luzerner Hinterland in Schangnau
The Luzerner Hinterland premium in Schangnau depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Luzerner Hinterland insurance models in Schangnau
The tariff data for Luzerner Hinterland in Schangnau includes these model categories: Telemedicine / Digital, Family Doctor, Standard. Availability may differ by age group and deductible.
Compare all insurers in Schangnau
The tables below show the available Luzerner Hinterland tariffs in Schangnau. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Luzerner Hinterland in Schangnau
What is the lowest Luzerner Hinterland adult premium in Schangnau (BE)?
The lowest displayed adult monthly premium without accident cover for Luzerner Hinterland in Schangnau is CHF 355.50. The amount depends on the deductible and insurance model.
Which Luzerner Hinterland insurance models are listed for Schangnau?
The available tariff data for Luzerner Hinterland in Schangnau lists: Telemedicine / Digital, Family Doctor, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Luzerner Hinterland in Schangnau?
Schangnau belongs to premium region 3 in Canton Bern. The premium region is used to determine the applicable local tariffs.
Can residents of Schangnau remove accident cover from Luzerner Hinterland basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Luzerner Hinterland.
Are the Luzerner Hinterland premiums shown for Schangnau a binding quote?
No. The figures are a tariff overview for Schangnau. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.