Premium region in Bern
The address in Oschwand is assigned to premium region 3. Insurers may apply different premiums across the premium regions of Canton Bern.
Explore the available SWICA basic health insurance tariffs for Oschwand (BE), postcode 3476, in premium region 3. Compare monthly prices by age group, deductible and accident coverage.

The tables below show the available SWICA tariffs in Oschwand. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
The address in Oschwand is assigned to premium region 3. Insurers may apply different premiums across the premium regions of Canton Bern.
The SWICA premium in Oschwand depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
The tariff data for SWICA in Oschwand includes these model categories: Family Doctor, Flex, Telemedicine / Digital, Standard. Availability may differ by age group and deductible.
The tables below show the available SWICA tariffs in Oschwand. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
The lowest displayed adult monthly premium without accident cover for SWICA in Oschwand is CHF 346.35. The amount depends on the deductible and insurance model.
The available tariff data for SWICA in Oschwand lists: Family Doctor, Flex, Telemedicine / Digital, Standard. Check the tariff tables for specific deductible and age-group availability.
Oschwand belongs to premium region 3 in Canton Bern. The premium region is used to determine the applicable local tariffs.
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including SWICA.
No. The figures are a tariff overview for Oschwand. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.