Premium region in Bern
The address in Oberbalm is assigned to premium region 1. Insurers may apply different premiums across the premium regions of Canton Bern.
2027 · Oberbalm · BE · 1
vita surselva premiums 2027 in Oberbalm
Explore the available vita surselva basic health insurance tariffs for Oberbalm (BE), postcode 3096, in premium region 1. Compare monthly prices by age group, deductible and accident coverage.
vita surselva tariffs for Oberbalm, Canton Bern
The tables below show the available vita surselva tariffs in Oberbalm. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 516.00View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 520.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 516.00
With accident coverage
Premium before deductionCHF 523.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 519.15
BASEBASE
Without accident coverage
Premium before deductionCHF 558.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 553.60
With accident coverage
Premium before deductionCHF 561.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 556.95
CHF 2000 Deductiblefrom CHF 545.15View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 549.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 545.15
With accident coverage
Premium before deductionCHF 553.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 548.45
BASEBASE
Without accident coverage
Premium before deductionCHF 585.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 580.80
With accident coverage
Premium before deductionCHF 589.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 584.35
CHF 1500 Deductiblefrom CHF 577.45View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 582.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 577.45
With accident coverage
Premium before deductionCHF 585.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 580.95
BASEBASE
Without accident coverage
Premium before deductionCHF 612.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 608.05
With accident coverage
Premium before deductionCHF 616.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 611.75
CHF 1000 Deductiblefrom CHF 603.35View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 608.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 603.35
With accident coverage
Premium before deductionCHF 611.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 607.00
BASEBASE
Without accident coverage
Premium before deductionCHF 646.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 642.10
With accident coverage
Premium before deductionCHF 650.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 646.00
CHF 500 Deductiblefrom CHF 632.45View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 637.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 632.45
With accident coverage
Premium before deductionCHF 641.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 636.30
BASEBASE
Without accident coverage
Premium before deductionCHF 674.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 669.35
With accident coverage
Premium before deductionCHF 678.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 673.40
CHF 300 Deductiblefrom CHF 642.15View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 646.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 642.15
With accident coverage
Premium before deductionCHF 650.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 646.05
BASEBASE
Without accident coverage
Premium before deductionCHF 680.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 676.15
With accident coverage
Premium before deductionCHF 685.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 680.25
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 428.65View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 433.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 428.65
With accident coverage
Premium before deductionCHF 436.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.25
BASEBASE
Without accident coverage
Premium before deductionCHF 465.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.90
With accident coverage
Premium before deductionCHF 468.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 463.70
CHF 2000 Deductiblefrom CHF 460.00View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 464.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.00
With accident coverage
Premium before deductionCHF 467.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 462.80
BASEBASE
Without accident coverage
Premium before deductionCHF 495.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 490.35
With accident coverage
Premium before deductionCHF 498.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 493.35
CHF 1500 Deductiblefrom CHF 488.00View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 492.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 488.00
With accident coverage
Premium before deductionCHF 495.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 490.95
BASEBASE
Without accident coverage
Premium before deductionCHF 524.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 519.85
With accident coverage
Premium before deductionCHF 527.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 523.00
CHF 1000 Deductiblefrom CHF 515.95View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 520.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 515.95
With accident coverage
Premium before deductionCHF 523.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 519.10
BASEBASE
Without accident coverage
Premium before deductionCHF 554.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 549.30
With accident coverage
Premium before deductionCHF 557.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 552.65
CHF 500 Deductiblefrom CHF 544.00View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 548.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 544.00
With accident coverage
Premium before deductionCHF 552.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 547.30
BASEBASE
Without accident coverage
Premium before deductionCHF 578.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 574.10
With accident coverage
Premium before deductionCHF 582.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 577.60
CHF 300 Deductiblefrom CHF 555.15View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 559.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 555.15
With accident coverage
Premium before deductionCHF 563.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 558.55
BASEBASE
Without accident coverage
Premium before deductionCHF 589.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 584.70
With accident coverage
Premium before deductionCHF 593.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 588.25
Children (0–18)
CHF 600 Deductiblefrom CHF 117.50View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 122.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.50
With accident coverage
Premium before deductionCHF 123.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.25
BASEBASE
Without accident coverage
Premium before deductionCHF 130.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.60
With accident coverage
Premium before deductionCHF 131.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.40
CHF 500 Deductiblefrom CHF 123.75View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 128.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.75
With accident coverage
Premium before deductionCHF 129.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.55
BASEBASE
Without accident coverage
Premium before deductionCHF 136.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 132.20
With accident coverage
Premium before deductionCHF 137.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 133.05
CHF 300 Deductiblefrom CHF 130.05View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 134.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 130.05
With accident coverage
Premium before deductionCHF 135.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 130.85
BASEBASE
Without accident coverage
Premium before deductionCHF 141.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 137.15
With accident coverage
Premium before deductionCHF 142.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 138.00
CHF 200 Deductiblefrom CHF 141.00View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 145.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 141.00
With accident coverage
Premium before deductionCHF 146.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 141.90
BASEBASE
Without accident coverage
Premium before deductionCHF 153.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 148.70
With accident coverage
Premium before deductionCHF 154.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 149.65
CHF 100 Deductiblefrom CHF 146.55View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 151.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 146.55
With accident coverage
Premium before deductionCHF 152.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 147.45
BASEBASE
Without accident coverage
Premium before deductionCHF 159.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 154.65
With accident coverage
Premium before deductionCHF 160.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 155.60
CHF 0 Deductiblefrom CHF 152.00View tariffs
SparmedPRAXIS
Without accident coverage
Premium before deductionCHF 156.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 152.00
With accident coverage
Premium before deductionCHF 157.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 152.95
BASEBASE
Without accident coverage
Premium before deductionCHF 165.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 160.25
With accident coverage
Premium before deductionCHF 166.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 161.25
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects vita surselva premiums in Oberbalm?
Age and deductible for vita surselva in Oberbalm
The vita surselva premium in Oberbalm depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
vita surselva insurance models in Oberbalm
The tariff data for vita surselva in Oberbalm includes these model categories: Family Doctor, Standard. Availability may differ by age group and deductible.
Compare all insurers in Oberbalm
The tables below show the available vita surselva tariffs in Oberbalm. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about vita surselva in Oberbalm
What is the lowest vita surselva adult premium in Oberbalm (BE)?
The lowest displayed adult monthly premium without accident cover for vita surselva in Oberbalm is CHF 516.00. The amount depends on the deductible and insurance model.
Which vita surselva insurance models are listed for Oberbalm?
The available tariff data for vita surselva in Oberbalm lists: Family Doctor, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to vita surselva in Oberbalm?
Oberbalm belongs to premium region 1 in Canton Bern. The premium region is used to determine the applicable local tariffs.
Can residents of Oberbalm remove accident cover from vita surselva basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including vita surselva.
Are the vita surselva premiums shown for Oberbalm a binding quote?
No. The figures are a tariff overview for Oberbalm. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.