Home address and premium region
Niederscherli is in Canton Bern and belongs to premium region 1. Your municipality of residence is important when calculating premiums.
Premium region 1 · 3145
Compare health insurance premiums in Niederscherli for 2027
How much does basic health insurance cost in Niederscherli? Explore selected low monthly premiums for adults, young adults and children in premium region 1, Canton Bern. For a personalised quote, select your age, deductible, insurance model and accident coverage in the comparison tool.
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Affordable health insurance premiums in Niederscherli for 2027
For each age group and accident coverage option, this table shows the lowest tariff identified in the underlying data among selected insurers. These illustrative premiums do not replace a personalised calculation.
| Age group | Accident cover | Insurer | Premium before deduction | Deduction | Premium from |
|---|---|---|---|---|---|
| Adults (26+) | With accident cover | Sanitas | CHF 440.40 | CHF 4.75 | CHF 435.65 |
| Adults (26+) | Without accident cover | Sanitas | CHF 410.00 | CHF 4.75 | CHF 405.25 |
| Young adults (19–25) | With accident cover | Sanitas | CHF 275.25 | CHF 4.75 | CHF 270.50 |
| Young adults (19–25) | Without accident cover | Sanitas | CHF 256.25 | CHF 4.75 | CHF 251.50 |
| Children (0–18) | With accident cover | Sanitas | CHF 93.65 | CHF 4.75 | CHF 88.90 |
| Children (0–18) | Without accident cover | Sanitas | CHF 87.20 | CHF 4.75 | CHF 82.45 |
Note: This overview uses selected insurers and predefined deductible levels. The displayed amounts reflect the CHF 4.75 deduction in the existing calculation; its applicability should be checked against the underlying tariff data.
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For an accurate comparison in Niederscherli, adjust your deductible, insurance model, age and accident coverage.
What affects health insurance premiums in Niederscherli?
Deductible and age group in Niederscherli
For residents of Niederscherli (BE), the selected deductible and age group influence basic health insurance premiums. A higher deductible can lower monthly premiums but may increase out-of-pocket treatment costs.
Insurance models and accident coverage in Niederscherli
Residents of Niederscherli in Canton Bern may be able to compare Standard (BASE), Family doctor (PRAXIS), Flex (FLEX), Telemedicine/Digital (TEL_DIG) and Pharmacy (PHARM) models, depending on the insurer. Availability varies by provider, and accident coverage can also affect your premium.
Explore insurers serving Niederscherli
Explore individual insurers and their plans. Check the availability and conditions of specific models in the personalised comparison.
Agrisano
AMB Assurances SA
Aquilana
Assura-Basis SA
Atupri
Avenir
Birchmeier
CONCORDIA
CSS
curaulta
EGK
Einsiedler Krankenkasse
GALENOS AG
Glarner
Helsana
KPT
Luzerner Hinterland
Mutuel AG
ÖKK
Philos AG
rhenusana
sana24
Sanitas
SLKK
sodalis
Steffisburg
Sumiswalder
SWICA
Vallée d’Entremont
Visana
Visperterminen
vita surselva
Vivao Sympany
Wädenswil
Frequently asked questions about premiums in Niederscherli
Which premium region is Niederscherli in?
Niederscherli is in Canton Bern, premium region 1. The region may affect the cost of compulsory basic health insurance.
What are the lowest health insurance premiums in Niederscherli for 2027?
The table on this page shows the lowest identified monthly premiums by age group and accident coverage. Your actual premium also depends on factors such as deductible, model and age.
Which insurance models are available in Niederscherli (BE)?
For people living in Niederscherli, insurers may offer Standard (BASE), Family doctor (PRAXIS), Flex (FLEX), Telemedicine/Digital (TEL_DIG) and Pharmacy (PHARM) models. Check which options and conditions are available for Niederscherli in the comparison.
Can I exclude accident coverage if I live in Niederscherli?
The same Swiss rules apply in Niederscherli: if you work at least eight hours a week for the same employer and have non-occupational accident insurance through that employer, you can generally exclude accident cover from compulsory basic health insurance.
Are the displayed health insurance premiums for Niederscherli binding?
No. These are comparison figures for Niederscherli, premium region 1 in Canton Bern. Your personal premium depends particularly on your age group, deductible, insurance model, accident coverage and the insurer's current rates.