Premium region 2 · 3532

Compare health insurance premiums in Mirchel for 2027

How much does basic health insurance cost in Mirchel? Explore selected low monthly premiums for adults, young adults and children in premium region 2, Canton Bern. For a personalised quote, select your age, deductible, insurance model and accident coverage in the comparison tool.

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Bern

Affordable health insurance premiums in Mirchel for 2027

For each age group and accident coverage option, this table shows the lowest tariff identified in the underlying data among selected insurers. These illustrative premiums do not replace a personalised calculation.

Age groupAccident cover InsurerPremium before deduction DeductionPremium from
Adults (26+) With accident cover Visana CHF 396.10 CHF 4.75 CHF 391.35
Adults (26+) Without accident cover Visana CHF 370.30 CHF 4.75 CHF 365.55
Young adults (19–25) With accident cover Visana CHF 255.10 CHF 4.75 CHF 250.35
Young adults (19–25) Without accident cover Visana CHF 238.40 CHF 4.75 CHF 233.65
Children (0–18) With accident cover ÖKK CHF 79.30 CHF 4.75 CHF 74.55
Children (0–18) Without accident cover ÖKK CHF 73.80 CHF 4.75 CHF 69.05

Note: This overview uses selected insurers and predefined deductible levels. The displayed amounts reflect the CHF 4.75 deduction in the existing calculation; its applicability should be checked against the underlying tariff data.

Calculate your personal premium

For an accurate comparison in Mirchel, adjust your deductible, insurance model, age and accident coverage.

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What affects health insurance premiums in Mirchel?

01

Home address and premium region

Mirchel is in Canton Bern and belongs to premium region 2. Your municipality of residence is important when calculating premiums.

02

Deductible and age group in Mirchel

For residents of Mirchel (BE), the selected deductible and age group influence basic health insurance premiums. A higher deductible can lower monthly premiums but may increase out-of-pocket treatment costs.

03

Insurance models and accident coverage in Mirchel

Residents of Mirchel in Canton Bern may be able to compare Standard (BASE), Family doctor (PRAXIS), Flex (FLEX), Telemedicine/Digital (TEL_DIG) and Pharmacy (PHARM) models, depending on the insurer. Availability varies by provider, and accident coverage can also affect your premium.

Which health insurer suits you in Mirchel?

Compare available basic health insurance options using your own details, including model rules and access conditions.

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Frequently asked questions about premiums in Mirchel

Mirchel is in Canton Bern, premium region 2. The region may affect the cost of compulsory basic health insurance.

The table on this page shows the lowest identified monthly premiums by age group and accident coverage. Your actual premium also depends on factors such as deductible, model and age.

For people living in Mirchel, insurers may offer Standard (BASE), Family doctor (PRAXIS), Flex (FLEX), Telemedicine/Digital (TEL_DIG) and Pharmacy (PHARM) models. Check which options and conditions are available for Mirchel in the comparison.

The same Swiss rules apply in Mirchel: if you work at least eight hours a week for the same employer and have non-occupational accident insurance through that employer, you can generally exclude accident cover from compulsory basic health insurance.

No. These are comparison figures for Mirchel, premium region 2 in Canton Bern. Your personal premium depends particularly on your age group, deductible, insurance model, accident coverage and the insurer's current rates.