Premium region in Bern
The address in Gümmenen is assigned to premium region 2. Insurers may apply different premiums across the premium regions of Canton Bern.
2027 · Gümmenen · BE · 2
CONCORDIA premiums 2027 in Gümmenen
Explore the available CONCORDIA basic health insurance tariffs for Gümmenen (BE), postcode 3205, in premium region 2. Compare monthly prices by age group, deductible and accident coverage.
CONCORDIA tariffs for Gümmenen, Canton Bern
The tables below show the available CONCORDIA tariffs in Gümmenen. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 381.95View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 386.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 381.95
With accident coverage
Premium before deductionCHF 409.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.45
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 401.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 397.05
With accident coverage
Premium before deductionCHF 425.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 420.35
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 419.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.95
With accident coverage
Premium before deductionCHF 444.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 439.35
BASEBASE
Without accident coverage
Premium before deductionCHF 479.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 475.05
With accident coverage
Premium before deductionCHF 507.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 502.95
CHF 2000 Deductiblefrom CHF 409.55View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 414.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.55
With accident coverage
Premium before deductionCHF 438.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 433.65
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 429.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 424.65
With accident coverage
Premium before deductionCHF 454.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 449.55
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 447.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.55
With accident coverage
Premium before deductionCHF 473.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 468.55
BASEBASE
Without accident coverage
Premium before deductionCHF 507.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 502.65
With accident coverage
Premium before deductionCHF 536.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 532.15
CHF 1500 Deductiblefrom CHF 437.05View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 441.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 437.05
With accident coverage
Premium before deductionCHF 467.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 462.75
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 456.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 452.15
With accident coverage
Premium before deductionCHF 483.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 478.65
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 474.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 470.05
With accident coverage
Premium before deductionCHF 502.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 497.65
BASEBASE
Without accident coverage
Premium before deductionCHF 534.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 530.15
With accident coverage
Premium before deductionCHF 566.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 561.25
CHF 1000 Deductiblefrom CHF 464.65View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 469.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 464.65
With accident coverage
Premium before deductionCHF 496.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 491.95
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 484.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 479.75
With accident coverage
Premium before deductionCHF 512.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 507.85
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 502.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 497.65
With accident coverage
Premium before deductionCHF 531.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 526.85
BASEBASE
Without accident coverage
Premium before deductionCHF 562.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 557.75
With accident coverage
Premium before deductionCHF 595.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 590.45
CHF 500 Deductiblefrom CHF 492.25View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 497.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.25
With accident coverage
Premium before deductionCHF 525.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 521.15
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 512.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 507.35
With accident coverage
Premium before deductionCHF 541.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 537.05
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 530.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 525.25
With accident coverage
Premium before deductionCHF 560.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 556.05
BASEBASE
Without accident coverage
Premium before deductionCHF 590.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 585.35
With accident coverage
Premium before deductionCHF 624.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 619.65
CHF 300 Deductiblefrom CHF 503.25View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 508.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.25
With accident coverage
Premium before deductionCHF 537.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 532.75
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 523.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 518.25
With accident coverage
Premium before deductionCHF 553.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 548.65
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 541.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 536.25
With accident coverage
Premium before deductionCHF 572.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 567.65
BASEBASE
Without accident coverage
Premium before deductionCHF 601.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 596.35
With accident coverage
Premium before deductionCHF 636.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 631.25
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 249.95View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 254.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 249.95
With accident coverage
Premium before deductionCHF 269.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 264.75
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 265.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 261.15
With accident coverage
Premium before deductionCHF 281.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 276.55
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 279.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 274.45
With accident coverage
Premium before deductionCHF 295.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 290.65
BASEBASE
Without accident coverage
Premium before deductionCHF 323.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.85
With accident coverage
Premium before deductionCHF 342.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 337.65
CHF 2000 Deductiblefrom CHF 277.55View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 282.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 277.55
With accident coverage
Premium before deductionCHF 298.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 293.95
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 293.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 288.75
With accident coverage
Premium before deductionCHF 310.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.75
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 306.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 302.05
With accident coverage
Premium before deductionCHF 324.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.85
BASEBASE
Without accident coverage
Premium before deductionCHF 351.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 346.45
With accident coverage
Premium before deductionCHF 371.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 366.85
CHF 1500 Deductiblefrom CHF 305.05View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 309.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.05
With accident coverage
Premium before deductionCHF 327.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 323.05
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 321.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 316.25
With accident coverage
Premium before deductionCHF 339.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 334.85
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 334.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 329.55
With accident coverage
Premium before deductionCHF 353.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 348.95
BASEBASE
Without accident coverage
Premium before deductionCHF 378.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.95
With accident coverage
Premium before deductionCHF 400.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 395.95
CHF 1000 Deductiblefrom CHF 332.65View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 337.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 332.65
With accident coverage
Premium before deductionCHF 357.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 352.25
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 348.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.85
With accident coverage
Premium before deductionCHF 368.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 364.05
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 361.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 357.15
With accident coverage
Premium before deductionCHF 382.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 378.15
BASEBASE
Without accident coverage
Premium before deductionCHF 406.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.55
With accident coverage
Premium before deductionCHF 429.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 425.15
CHF 500 Deductiblefrom CHF 360.25View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 365.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.25
With accident coverage
Premium before deductionCHF 386.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 381.45
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 376.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.45
With accident coverage
Premium before deductionCHF 398.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.25
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 389.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 384.75
With accident coverage
Premium before deductionCHF 412.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 407.35
BASEBASE
Without accident coverage
Premium before deductionCHF 433.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 429.15
With accident coverage
Premium before deductionCHF 459.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.35
CHF 300 Deductiblefrom CHF 371.25View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 376.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 371.25
With accident coverage
Premium before deductionCHF 397.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.05
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 387.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.35
With accident coverage
Premium before deductionCHF 409.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.85
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 400.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 395.65
With accident coverage
Premium before deductionCHF 423.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 418.95
BASEBASE
Without accident coverage
Premium before deductionCHF 444.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.15
With accident coverage
Premium before deductionCHF 470.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 465.95
Children (0–18)
CHF 600 Deductiblefrom CHF 78.15View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 82.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 78.15
With accident coverage
Premium before deductionCHF 87.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.95
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 86.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.55
With accident coverage
Premium before deductionCHF 91.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 86.55
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 90.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 85.65
With accident coverage
Premium before deductionCHF 95.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.85
BASEBASE
Without accident coverage
Premium before deductionCHF 104.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.35
With accident coverage
Premium before deductionCHF 110.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.35
CHF 500 Deductiblefrom CHF 83.75View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 88.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.75
With accident coverage
Premium before deductionCHF 93.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.85
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 91.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.15
With accident coverage
Premium before deductionCHF 97.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.45
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 96.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 91.25
With accident coverage
Premium before deductionCHF 101.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.75
BASEBASE
Without accident coverage
Premium before deductionCHF 109.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.95
With accident coverage
Premium before deductionCHF 116.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.25
CHF 300 Deductiblefrom CHF 89.25View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 94.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.25
With accident coverage
Premium before deductionCHF 99.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.65
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 97.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.65
With accident coverage
Premium before deductionCHF 103.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.25
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 101.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.65
With accident coverage
Premium before deductionCHF 107.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.55
BASEBASE
Without accident coverage
Premium before deductionCHF 115.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.45
With accident coverage
Premium before deductionCHF 121.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.05
CHF 200 Deductiblefrom CHF 100.25View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 105.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.25
With accident coverage
Premium before deductionCHF 111.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.35
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 108.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.65
With accident coverage
Premium before deductionCHF 114.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.95
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 112.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.75
With accident coverage
Premium before deductionCHF 119.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.25
BASEBASE
Without accident coverage
Premium before deductionCHF 126.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.45
With accident coverage
Premium before deductionCHF 133.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 128.75
CHF 100 Deductiblefrom CHF 105.75View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 110.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.75
With accident coverage
Premium before deductionCHF 116.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.15
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 113.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.15
With accident coverage
Premium before deductionCHF 120.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.75
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 118.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.25
With accident coverage
Premium before deductionCHF 124.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.05
BASEBASE
Without accident coverage
Premium before deductionCHF 131.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.95
With accident coverage
Premium before deductionCHF 139.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 134.55
CHF 0 Deductiblefrom CHF 111.25View tariffs
HMOPRAXIS
Without accident coverage
Premium before deductionCHF 116.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.25
With accident coverage
Premium before deductionCHF 122.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.95
smartDocTEL_DIG
Without accident coverage
Premium before deductionCHF 119.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.65
With accident coverage
Premium before deductionCHF 126.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.55
MyDocPRAXIS
Without accident coverage
Premium before deductionCHF 123.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 118.75
With accident coverage
Premium before deductionCHF 130.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.85
BASEBASE
Without accident coverage
Premium before deductionCHF 137.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 132.45
With accident coverage
Premium before deductionCHF 145.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 140.35
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects CONCORDIA premiums in Gümmenen?
Age and deductible for CONCORDIA in Gümmenen
The CONCORDIA premium in Gümmenen depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
CONCORDIA insurance models in Gümmenen
The tariff data for CONCORDIA in Gümmenen includes these model categories: Family Doctor, Telemedicine / Digital, Standard. Availability may differ by age group and deductible.
Compare all insurers in Gümmenen
The tables below show the available CONCORDIA tariffs in Gümmenen. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about CONCORDIA in Gümmenen
What is the lowest CONCORDIA adult premium in Gümmenen (BE)?
The lowest displayed adult monthly premium without accident cover for CONCORDIA in Gümmenen is CHF 381.95. The amount depends on the deductible and insurance model.
Which CONCORDIA insurance models are listed for Gümmenen?
The available tariff data for CONCORDIA in Gümmenen lists: Family Doctor, Telemedicine / Digital, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to CONCORDIA in Gümmenen?
Gümmenen belongs to premium region 2 in Canton Bern. The premium region is used to determine the applicable local tariffs.
Can residents of Gümmenen remove accident cover from CONCORDIA basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including CONCORDIA.
Are the CONCORDIA premiums shown for Gümmenen a binding quote?
No. The figures are a tariff overview for Gümmenen. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.