Premium region and municipality
The municipality you live in determines which premium region applies. Our directory currently contains 553 place names for canton Bern. Select your town above to check locally applicable premiums.
Premium overview 2027
Health insurance premiums 2027 in canton Bern
Explore basic health insurance premiums for canton Bern in 2027. This page lists 553 place names from our directory. Select your place of residence to compare premiums for your own premium region, age, deductible and insurance model.
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Find premiums by municipality
Our directory contains 553 place names for canton Bern. On this page you can find Schönried, Schüpbach, Schüpfen and more. Choose your municipality to continue to its local premium overview.
Schönried
Schüpbach
Schüpfen
Schwadernau
Schwanden (Sigriswil)
Schwanden b. Brienz
Schwanden im Emmental
Schwarzenbach (Huttwil)
Schwarzenburg
Schwarzenegg
Schwarzhäusern
Schwenden im Diemtigtal
Schwendibach
Seeberg
Seedorf BE
Seehof
Seewil
Seftigen
Signau
Sigriswil
Siselen BE
Sonceboz-Sombeval
Sonvilier
Sornetan
Premium overview for canton Bern
The following amounts show the lowest values found in the available premium data for the listed example profiles. They are not personalised quotes. Your municipality and individual details may change the result.
| Age group | Accident cover | Insurance model | Premium | Deduction | Amount after deduction |
|---|---|---|---|---|---|
| AdultsAdults: from age 26. | Included | Telemedicine / Digital | CHF 357.20 | CHF 4.75 | CHF 352.45 |
| AdultsAdults: from age 26. | Excluded | Telemedicine / Digital | CHF 339.30 | CHF 4.75 | CHF 334.55 |
| Young adultsYoung adults: ages 19–25. | Included | Telemedicine / Digital | CHF 230.80 | CHF 4.75 | CHF 226.05 |
| Young adultsYoung adults: ages 19–25. | Excluded | Telemedicine / Digital | CHF 217.55 | CHF 4.75 | CHF 212.80 |
| ChildrenChildren: ages 0–18. | Included | Telemedicine / Digital | CHF 72.70 | CHF 4.75 | CHF 67.95 |
| ChildrenChildren: ages 0–18. | Excluded | Family doctor | CHF 68.60 | CHF 4.75 | CHF 63.85 |
Example deductibles: CHF 2,500 for adults and young adults, CHF 600 for children. Displayed amounts are monthly. A CHF 4.75 deduction is included in the net values shown, based on the existing calculator data.
Calculate your personal premium
Enter your postcode and personal details to compare the premiums that apply to your situation.
What affects health insurance premiums in Bern?
Deductible and age
For canton Bern, the overview compares example profiles for adults, young adults and children using different deductibles and accident cover. Your personal premium can differ from these examples.
Insurance model and accident cover
Depending on the insurer, basic insurance may be offered as Standard (BASE), Family Doctor (PRAXIS), Flex (FLEX), Telemedicine / Digital (TEL_DIG) or Pharmacy (PHARM). The model can affect your monthly premium. Accident coverage depends on your employment situation.
Questions about premiums in canton Bern
Why do premiums vary within canton Bern?
Within canton Bern, the relevant premium region can vary by municipality. Insurers also differentiate by age, deductible, model and accident coverage. Therefore, a canton-wide example price is not a binding quote.
How can I find my personal premium?
Choose your municipality in canton Bern from the list above and use the calculator with your age, deductible, model and accident cover.
Which insurance models can I compare in canton Bern?
Depending on the insurer and availability, models may include Standard (BASE), Family Doctor (PRAXIS), Flex (FLEX), Telemedicine / Digital (TEL_DIG) and Pharmacy (PHARM). Not every insurer offers every model.
What do the example premiums for canton Bern represent?
The amounts in the table are the lowest matching values found in the available canton data for the stated age, deductible and accident-cover profiles. They are not personal offers. Check the municipality-level comparison for your own situation.