Premium region in Appenzell A.Rh.
The address in Speicher is assigned to premium region 0. Insurers may apply different premiums across the premium regions of Canton Appenzell A.Rh..
2027 · Speicher · AR · 0
Sanitas premiums 2027 in Speicher
Explore the available Sanitas basic health insurance tariffs for Speicher (AR), postcode 9042, in premium region 0. Compare monthly prices by age group, deductible and accident coverage.
Sanitas tariffs for Speicher, Canton Appenzell A.Rh.
The tables below show the available Sanitas tariffs in Speicher. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 308.60View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 313.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.60
With accident coverage
Premium before deductionCHF 336.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.80
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 328.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 323.45
With accident coverage
Premium before deductionCHF 352.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 347.80
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 333.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 328.45
With accident coverage
Premium before deductionCHF 357.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 353.15
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 338.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 333.45
With accident coverage
Premium before deductionCHF 363.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 358.50
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 343.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 338.40
With accident coverage
Premium before deductionCHF 368.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.85
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 343.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 338.40
With accident coverage
Premium before deductionCHF 368.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.85
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 343.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 338.40
With accident coverage
Premium before deductionCHF 368.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.85
BASEBASE
Without accident coverage
Premium before deductionCHF 378.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.25
With accident coverage
Premium before deductionCHF 406.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.25
CHF 2000 Deductiblefrom CHF 335.70View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 340.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 335.70
With accident coverage
Premium before deductionCHF 365.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.95
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 355.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 350.60
With accident coverage
Premium before deductionCHF 381.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 376.95
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 360.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 355.60
With accident coverage
Premium before deductionCHF 387.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.30
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 365.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.55
With accident coverage
Premium before deductionCHF 392.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.65
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 370.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.55
With accident coverage
Premium before deductionCHF 397.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.00
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 370.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.55
With accident coverage
Premium before deductionCHF 397.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.00
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 370.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 365.55
With accident coverage
Premium before deductionCHF 397.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 393.00
BASEBASE
Without accident coverage
Premium before deductionCHF 405.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.35
With accident coverage
Premium before deductionCHF 435.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.40
CHF 1500 Deductiblefrom CHF 362.85View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 367.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.85
With accident coverage
Premium before deductionCHF 394.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.10
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 382.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 377.75
With accident coverage
Premium before deductionCHF 410.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 406.10
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 387.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 382.75
With accident coverage
Premium before deductionCHF 416.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 411.45
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 392.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 387.70
With accident coverage
Premium before deductionCHF 421.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.80
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 397.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.70
With accident coverage
Premium before deductionCHF 426.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.15
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 397.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.70
With accident coverage
Premium before deductionCHF 426.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.15
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 397.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 392.70
With accident coverage
Premium before deductionCHF 426.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 422.15
BASEBASE
Without accident coverage
Premium before deductionCHF 432.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.50
With accident coverage
Premium before deductionCHF 464.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 459.55
CHF 1000 Deductiblefrom CHF 390.05View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 394.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.05
With accident coverage
Premium before deductionCHF 424.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.30
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 409.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.95
With accident coverage
Premium before deductionCHF 440.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 435.30
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 414.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 409.90
With accident coverage
Premium before deductionCHF 445.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.65
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 419.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 414.90
With accident coverage
Premium before deductionCHF 450.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 446.00
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 424.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.90
With accident coverage
Premium before deductionCHF 456.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.35
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 424.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.90
With accident coverage
Premium before deductionCHF 456.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.35
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 424.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.90
With accident coverage
Premium before deductionCHF 456.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.35
BASEBASE
Without accident coverage
Premium before deductionCHF 459.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 454.70
With accident coverage
Premium before deductionCHF 493.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 488.75
CHF 500 Deductiblefrom CHF 417.20View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 421.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 417.20
With accident coverage
Premium before deductionCHF 453.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 448.45
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 436.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.10
With accident coverage
Premium before deductionCHF 469.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 464.45
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 441.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 437.05
With accident coverage
Premium before deductionCHF 474.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 469.80
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 446.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.05
With accident coverage
Premium before deductionCHF 479.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 475.15
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 451.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.00
With accident coverage
Premium before deductionCHF 485.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 480.50
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 451.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.00
With accident coverage
Premium before deductionCHF 485.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 480.50
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 451.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.00
With accident coverage
Premium before deductionCHF 485.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 480.50
BASEBASE
Without accident coverage
Premium before deductionCHF 486.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 481.85
With accident coverage
Premium before deductionCHF 522.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 517.90
CHF 300 Deductiblefrom CHF 428.05View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 432.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 428.05
With accident coverage
Premium before deductionCHF 464.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 460.10
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 447.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.90
With accident coverage
Premium before deductionCHF 480.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 476.10
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 452.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 447.90
With accident coverage
Premium before deductionCHF 486.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 481.45
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 457.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 452.90
With accident coverage
Premium before deductionCHF 491.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 486.80
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 462.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.85
With accident coverage
Premium before deductionCHF 496.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.15
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 462.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.85
With accident coverage
Premium before deductionCHF 496.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.15
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 462.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 457.85
With accident coverage
Premium before deductionCHF 496.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.15
BASEBASE
Without accident coverage
Premium before deductionCHF 497.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 492.70
With accident coverage
Premium before deductionCHF 534.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 529.55
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 196.70View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 201.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 196.70
With accident coverage
Premium before deductionCHF 216.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 211.65
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 201.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 196.70
With accident coverage
Premium before deductionCHF 216.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 211.65
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 204.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 200.05
With accident coverage
Premium before deductionCHF 220.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 215.25
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 204.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 200.05
With accident coverage
Premium before deductionCHF 220.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 215.25
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 204.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 200.05
With accident coverage
Premium before deductionCHF 220.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 215.25
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 204.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 200.05
With accident coverage
Premium before deductionCHF 220.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 215.25
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 204.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 200.05
With accident coverage
Premium before deductionCHF 220.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 215.25
BASEBASE
Without accident coverage
Premium before deductionCHF 214.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 210.10
With accident coverage
Premium before deductionCHF 230.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 226.00
CHF 2000 Deductiblefrom CHF 223.85View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 228.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 223.85
With accident coverage
Premium before deductionCHF 245.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 240.80
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 228.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 223.85
With accident coverage
Premium before deductionCHF 245.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 240.80
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 231.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 227.20
With accident coverage
Premium before deductionCHF 249.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 244.40
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 231.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 227.20
With accident coverage
Premium before deductionCHF 249.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 244.40
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 231.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 227.20
With accident coverage
Premium before deductionCHF 249.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 244.40
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 231.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 227.20
With accident coverage
Premium before deductionCHF 249.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 244.40
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 231.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 227.20
With accident coverage
Premium before deductionCHF 249.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 244.40
BASEBASE
Without accident coverage
Premium before deductionCHF 241.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 237.20
With accident coverage
Premium before deductionCHF 259.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 255.15
CHF 1500 Deductiblefrom CHF 251.00View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 255.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 251.00
With accident coverage
Premium before deductionCHF 274.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 269.95
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 255.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 251.00
With accident coverage
Premium before deductionCHF 274.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 269.95
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 259.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 254.35
With accident coverage
Premium before deductionCHF 278.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 273.55
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 259.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 254.35
With accident coverage
Premium before deductionCHF 278.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 273.55
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 259.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 254.35
With accident coverage
Premium before deductionCHF 278.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 273.55
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 259.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 254.35
With accident coverage
Premium before deductionCHF 278.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 273.55
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 259.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 254.35
With accident coverage
Premium before deductionCHF 278.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 273.55
BASEBASE
Without accident coverage
Premium before deductionCHF 269.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 264.35
With accident coverage
Premium before deductionCHF 289.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 284.30
CHF 1000 Deductiblefrom CHF 278.20View tariffs
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 282.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 278.20
With accident coverage
Premium before deductionCHF 303.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 299.15
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 282.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 278.20
With accident coverage
Premium before deductionCHF 303.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 299.15
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 286.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 281.55
With accident coverage
Premium before deductionCHF 307.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 302.75
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 286.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 281.55
With accident coverage
Premium before deductionCHF 307.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 302.75
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 286.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 281.55
With accident coverage
Premium before deductionCHF 307.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 302.75
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 286.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 281.55
With accident coverage
Premium before deductionCHF 307.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 302.75
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 286.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 281.55
With accident coverage
Premium before deductionCHF 307.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 302.75
BASEBASE
Without accident coverage
Premium before deductionCHF 296.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 291.55
With accident coverage
Premium before deductionCHF 318.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 313.50
CHF 500 Deductiblefrom CHF 305.30View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 310.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.30
With accident coverage
Premium before deductionCHF 333.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 328.30
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 310.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 305.30
With accident coverage
Premium before deductionCHF 333.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 328.30
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 313.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.65
With accident coverage
Premium before deductionCHF 336.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.90
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 313.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.65
With accident coverage
Premium before deductionCHF 336.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.90
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 313.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.65
With accident coverage
Premium before deductionCHF 336.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.90
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 313.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.65
With accident coverage
Premium before deductionCHF 336.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.90
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 313.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.65
With accident coverage
Premium before deductionCHF 336.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.90
BASEBASE
Without accident coverage
Premium before deductionCHF 323.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.70
With accident coverage
Premium before deductionCHF 347.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 342.65
CHF 300 Deductiblefrom CHF 316.15View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 320.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 316.15
With accident coverage
Premium before deductionCHF 344.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 339.95
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 320.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 316.15
With accident coverage
Premium before deductionCHF 344.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 339.95
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 324.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.50
With accident coverage
Premium before deductionCHF 348.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.55
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 324.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.50
With accident coverage
Premium before deductionCHF 348.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.55
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 324.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.50
With accident coverage
Premium before deductionCHF 348.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.55
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 324.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.50
With accident coverage
Premium before deductionCHF 348.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.55
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 324.25
Deduction− CHF 4.75
Monthly premium after deductionCHF 319.50
With accident coverage
Premium before deductionCHF 348.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.55
BASEBASE
Without accident coverage
Premium before deductionCHF 334.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 329.55
With accident coverage
Premium before deductionCHF 359.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 354.30
Children (0–18)
CHF 600 Deductiblefrom CHF 76.80View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 81.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 76.80
With accident coverage
Premium before deductionCHF 87.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.85
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 82.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.95
With accident coverage
Premium before deductionCHF 88.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.10
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 82.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.95
With accident coverage
Premium before deductionCHF 88.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.10
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 82.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.95
With accident coverage
Premium before deductionCHF 88.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.10
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 82.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.95
With accident coverage
Premium before deductionCHF 88.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.10
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 82.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 77.95
With accident coverage
Premium before deductionCHF 88.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.10
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 83.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 79.20
With accident coverage
Premium before deductionCHF 90.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 85.40
BASEBASE
Without accident coverage
Premium before deductionCHF 86.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 81.55
With accident coverage
Premium before deductionCHF 92.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.95
CHF 500 Deductiblefrom CHF 82.25View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 87.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 82.25
With accident coverage
Premium before deductionCHF 93.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.70
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 88.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.40
With accident coverage
Premium before deductionCHF 94.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.95
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 88.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.40
With accident coverage
Premium before deductionCHF 94.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.95
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 88.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.40
With accident coverage
Premium before deductionCHF 94.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.95
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 88.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.40
With accident coverage
Premium before deductionCHF 94.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.95
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 88.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 83.40
With accident coverage
Premium before deductionCHF 94.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.95
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 89.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 84.65
With accident coverage
Premium before deductionCHF 96.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 91.25
BASEBASE
Without accident coverage
Premium before deductionCHF 91.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.00
With accident coverage
Premium before deductionCHF 98.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 93.80
CHF 300 Deductiblefrom CHF 87.70View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 92.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 87.70
With accident coverage
Premium before deductionCHF 99.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.55
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 93.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.85
With accident coverage
Premium before deductionCHF 100.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.80
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 93.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.85
With accident coverage
Premium before deductionCHF 100.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.80
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 93.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.85
With accident coverage
Premium before deductionCHF 100.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.80
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 93.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.85
With accident coverage
Premium before deductionCHF 100.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.80
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 93.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 88.85
With accident coverage
Premium before deductionCHF 100.55
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.80
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 94.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.05
With accident coverage
Premium before deductionCHF 101.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.10
BASEBASE
Without accident coverage
Premium before deductionCHF 97.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 92.45
With accident coverage
Premium before deductionCHF 104.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.65
CHF 200 Deductiblefrom CHF 98.55View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 103.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 98.55
With accident coverage
Premium before deductionCHF 110.95
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.20
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 104.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.70
With accident coverage
Premium before deductionCHF 112.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.45
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 104.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.70
With accident coverage
Premium before deductionCHF 112.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.45
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 104.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.70
With accident coverage
Premium before deductionCHF 112.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.45
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 104.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.70
With accident coverage
Premium before deductionCHF 112.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.45
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 104.45
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.70
With accident coverage
Premium before deductionCHF 112.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.45
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 105.65
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.90
With accident coverage
Premium before deductionCHF 113.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.75
BASEBASE
Without accident coverage
Premium before deductionCHF 108.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.30
With accident coverage
Premium before deductionCHF 116.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.30
CHF 100 Deductiblefrom CHF 104.00View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 108.75
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.00
With accident coverage
Premium before deductionCHF 116.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.05
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 109.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.15
With accident coverage
Premium before deductionCHF 118.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.30
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 109.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.15
With accident coverage
Premium before deductionCHF 118.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.30
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 109.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.15
With accident coverage
Premium before deductionCHF 118.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.30
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 109.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.15
With accident coverage
Premium before deductionCHF 118.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.30
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 109.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.15
With accident coverage
Premium before deductionCHF 118.05
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.30
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 111.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 106.35
With accident coverage
Premium before deductionCHF 119.35
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.60
BASEBASE
Without accident coverage
Premium before deductionCHF 113.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.75
With accident coverage
Premium before deductionCHF 121.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.15
CHF 0 Deductiblefrom CHF 109.40View tariffs
TelMed BasicTEL_DIG
Without accident coverage
Premium before deductionCHF 114.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.40
With accident coverage
Premium before deductionCHF 122.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.85
Hausarztmodell 3PRAXIS
Without accident coverage
Premium before deductionCHF 115.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.55
With accident coverage
Premium before deductionCHF 123.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.10
Hausarztmodell 4PRAXIS
Without accident coverage
Premium before deductionCHF 115.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.55
With accident coverage
Premium before deductionCHF 123.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.10
TelMed PlusTEL_DIG
Without accident coverage
Premium before deductionCHF 115.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.55
With accident coverage
Premium before deductionCHF 123.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.10
Hausarztmodell 1PRAXIS
Without accident coverage
Premium before deductionCHF 115.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.55
With accident coverage
Premium before deductionCHF 123.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.10
Hausarztmodell 2PRAXIS
Without accident coverage
Premium before deductionCHF 115.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.55
With accident coverage
Premium before deductionCHF 123.85
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.10
MultiAccessFLEX
Without accident coverage
Premium before deductionCHF 116.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.75
With accident coverage
Premium before deductionCHF 125.15
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.40
BASEBASE
Without accident coverage
Premium before deductionCHF 118.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 114.15
With accident coverage
Premium before deductionCHF 127.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.95
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Sanitas premiums in Speicher?
Age and deductible for Sanitas in Speicher
The Sanitas premium in Speicher depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Sanitas insurance models in Speicher
The tariff data for Sanitas in Speicher includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in Speicher
The tables below show the available Sanitas tariffs in Speicher. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Sanitas in Speicher
What is the lowest Sanitas adult premium in Speicher (AR)?
The lowest displayed adult monthly premium without accident cover for Sanitas in Speicher is CHF 308.60. The amount depends on the deductible and insurance model.
Which Sanitas insurance models are listed for Speicher?
The available tariff data for Sanitas in Speicher lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Sanitas in Speicher?
Speicher belongs to premium region 0 in Canton Appenzell A.Rh.. The premium region is used to determine the applicable local tariffs.
Can residents of Speicher remove accident cover from Sanitas basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Sanitas.
Are the Sanitas premiums shown for Speicher a binding quote?
No. The figures are a tariff overview for Speicher. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.