Premium region in Appenzell A.Rh.
The address in Heiden is assigned to premium region 0. Insurers may apply different premiums across the premium regions of Canton Appenzell A.Rh..
2027 · Heiden · AR · 0
Philos Krankenversicherung AG premiums 2027 in Heiden
Explore the available Philos Krankenversicherung AG basic health insurance tariffs for Heiden (AR), postcode 9410, in premium region 0. Compare monthly prices by age group, deductible and accident coverage.
Philos Krankenversicherung AG tariffs for Heiden, Canton Appenzell A.Rh.
The tables below show the available Philos Krankenversicherung AG tariffs in Heiden. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Adults (26+)
CHF 2500 Deductiblefrom CHF 413.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 418.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.95
With accident coverage
Premium before deductionCHF 450.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 418.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.95
With accident coverage
Premium before deductionCHF 450.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.45
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 424.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.95
With accident coverage
Premium before deductionCHF 456.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 451.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 440.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 435.85
With accident coverage
Premium before deductionCHF 473.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 469.05
BASEBASE
Without accident coverage
Premium before deductionCHF 506.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 501.45
With accident coverage
Premium before deductionCHF 544.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 539.55
CHF 2000 Deductiblefrom CHF 440.95View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 445.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.95
With accident coverage
Premium before deductionCHF 479.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.45
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 445.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 440.95
With accident coverage
Premium before deductionCHF 479.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 474.45
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 450.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 445.45
With accident coverage
Premium before deductionCHF 484.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 479.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 467.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 462.85
With accident coverage
Premium before deductionCHF 502.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 498.05
BASEBASE
Without accident coverage
Premium before deductionCHF 533.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 528.45
With accident coverage
Premium before deductionCHF 573.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 568.55
CHF 1500 Deductiblefrom CHF 467.95View tariffs
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 472.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 467.95
With accident coverage
Premium before deductionCHF 508.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.45
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 472.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 467.95
With accident coverage
Premium before deductionCHF 508.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 503.45
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 475.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 471.15
With accident coverage
Premium before deductionCHF 511.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 506.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 494.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 489.75
With accident coverage
Premium before deductionCHF 531.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 527.05
BASEBASE
Without accident coverage
Premium before deductionCHF 560.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 555.45
With accident coverage
Premium before deductionCHF 602.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 597.55
CHF 1000 Deductiblefrom CHF 495.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 500.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.35
With accident coverage
Premium before deductionCHF 537.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 532.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 500.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 495.35
With accident coverage
Premium before deductionCHF 537.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 532.95
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 502.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 497.25
With accident coverage
Premium before deductionCHF 539.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 534.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 522.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 517.25
With accident coverage
Premium before deductionCHF 561.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 556.55
BASEBASE
Without accident coverage
Premium before deductionCHF 587.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 582.85
With accident coverage
Premium before deductionCHF 631.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 627.05
CHF 500 Deductiblefrom CHF 522.35View tariffs
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 527.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 522.35
With accident coverage
Premium before deductionCHF 566.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 561.95
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 527.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 522.35
With accident coverage
Premium before deductionCHF 566.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 561.95
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 527.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 522.75
With accident coverage
Premium before deductionCHF 567.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 562.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 548.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 544.15
With accident coverage
Premium before deductionCHF 590.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 585.55
BASEBASE
Without accident coverage
Premium before deductionCHF 614.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 609.85
With accident coverage
Premium before deductionCHF 660.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 656.05
CHF 300 Deductiblefrom CHF 533.05View tariffs
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 537.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.05
With accident coverage
Premium before deductionCHF 578.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 573.45
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 537.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.05
With accident coverage
Premium before deductionCHF 578.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 573.45
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 537.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 533.05
With accident coverage
Premium before deductionCHF 578.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 573.45
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 559.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 554.85
With accident coverage
Premium before deductionCHF 601.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 597.05
BASEBASE
Without accident coverage
Premium before deductionCHF 625.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 620.55
With accident coverage
Premium before deductionCHF 672.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 667.55
Young adults (19–25)
CHF 2500 Deductiblefrom CHF 282.35View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 287.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 282.35
With accident coverage
Premium before deductionCHF 308.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 303.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 296.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 291.75
With accident coverage
Premium before deductionCHF 318.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 314.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 298.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 294.15
With accident coverage
Premium before deductionCHF 321.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 316.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 313.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 308.25
With accident coverage
Premium before deductionCHF 336.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 331.85
BASEBASE
Without accident coverage
Premium before deductionCHF 353.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 348.45
With accident coverage
Premium before deductionCHF 379.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 374.95
CHF 2000 Deductiblefrom CHF 309.25View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 314.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 309.25
With accident coverage
Premium before deductionCHF 337.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 332.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 323.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 318.75
With accident coverage
Premium before deductionCHF 347.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 343.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 325.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 321.05
With accident coverage
Premium before deductionCHF 350.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 345.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 340.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 335.25
With accident coverage
Premium before deductionCHF 365.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 360.85
BASEBASE
Without accident coverage
Premium before deductionCHF 380.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.35
With accident coverage
Premium before deductionCHF 408.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 403.95
CHF 1500 Deductiblefrom CHF 336.25View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 341.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 336.25
With accident coverage
Premium before deductionCHF 366.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 361.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 350.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 345.75
With accident coverage
Premium before deductionCHF 376.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 372.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 352.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 348.05
With accident coverage
Premium before deductionCHF 379.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 374.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 367.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 362.25
With accident coverage
Premium before deductionCHF 394.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.85
BASEBASE
Without accident coverage
Premium before deductionCHF 407.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.35
With accident coverage
Premium before deductionCHF 437.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 432.95
CHF 1000 Deductiblefrom CHF 363.65View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 368.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 363.65
With accident coverage
Premium before deductionCHF 396.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 391.45
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 377.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 373.15
With accident coverage
Premium before deductionCHF 406.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 380.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 375.45
With accident coverage
Premium before deductionCHF 408.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 404.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 394.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 389.65
With accident coverage
Premium before deductionCHF 424.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 419.35
BASEBASE
Without accident coverage
Premium before deductionCHF 434.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 429.75
With accident coverage
Premium before deductionCHF 467.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 462.45
CHF 500 Deductiblefrom CHF 390.65View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 395.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 390.65
With accident coverage
Premium before deductionCHF 425.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 420.45
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 404.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 400.15
With accident coverage
Premium before deductionCHF 435.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 430.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 407.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 402.45
With accident coverage
Premium before deductionCHF 437.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 433.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 421.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 416.65
With accident coverage
Premium before deductionCHF 453.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 448.35
BASEBASE
Without accident coverage
Premium before deductionCHF 461.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 456.75
With accident coverage
Premium before deductionCHF 496.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 491.45
CHF 300 Deductiblefrom CHF 401.35View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 406.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 401.35
With accident coverage
Premium before deductionCHF 436.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 431.95
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 415.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 410.85
With accident coverage
Premium before deductionCHF 446.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 442.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 417.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 413.15
With accident coverage
Premium before deductionCHF 449.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 444.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 432.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 427.35
With accident coverage
Premium before deductionCHF 464.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 459.85
BASEBASE
Without accident coverage
Premium before deductionCHF 472.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 467.45
With accident coverage
Premium before deductionCHF 507.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 502.95
Children (0–18)
CHF 600 Deductiblefrom CHF 89.35View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 94.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 89.35
With accident coverage
Premium before deductionCHF 101.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 94.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.05
With accident coverage
Premium before deductionCHF 101.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.15
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 95.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 90.75
With accident coverage
Premium before deductionCHF 102.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 97.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 99.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.25
With accident coverage
Premium before deductionCHF 106.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.75
BASEBASE
Without accident coverage
Premium before deductionCHF 109.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 104.95
With accident coverage
Premium before deductionCHF 117.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.15
CHF 500 Deductiblefrom CHF 94.75View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 99.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 94.75
With accident coverage
Premium before deductionCHF 107.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 102.25
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 100.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 95.55
With accident coverage
Premium before deductionCHF 107.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.05
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 101.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 96.25
With accident coverage
Premium before deductionCHF 108.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 103.85
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 104.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 99.75
With accident coverage
Premium before deductionCHF 112.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 107.65
BASEBASE
Without accident coverage
Premium before deductionCHF 115.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 110.45
With accident coverage
Premium before deductionCHF 123.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.05
CHF 300 Deductiblefrom CHF 100.15View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 104.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.15
With accident coverage
Premium before deductionCHF 112.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.05
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 105.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 100.85
With accident coverage
Premium before deductionCHF 113.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 108.85
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 106.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 101.65
With accident coverage
Premium before deductionCHF 114.40
Deduction− CHF 4.75
Monthly premium after deductionCHF 109.65
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 109.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 105.15
With accident coverage
Premium before deductionCHF 118.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 113.45
BASEBASE
Without accident coverage
Premium before deductionCHF 120.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 115.85
With accident coverage
Premium before deductionCHF 129.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 124.85
CHF 200 Deductiblefrom CHF 111.05View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 115.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.05
With accident coverage
Premium before deductionCHF 124.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 119.75
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 116.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 111.75
With accident coverage
Premium before deductionCHF 125.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 120.55
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 117.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 112.45
With accident coverage
Premium before deductionCHF 126.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.35
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 120.80
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.05
With accident coverage
Premium before deductionCHF 129.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.15
BASEBASE
Without accident coverage
Premium before deductionCHF 131.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.75
With accident coverage
Premium before deductionCHF 141.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 136.55
CHF 100 Deductiblefrom CHF 116.45View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 121.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 116.45
With accident coverage
Premium before deductionCHF 130.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 125.55
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 121.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.15
With accident coverage
Premium before deductionCHF 131.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.35
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 122.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 117.85
With accident coverage
Premium before deductionCHF 131.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 127.15
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 126.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.45
With accident coverage
Premium before deductionCHF 135.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 130.95
BASEBASE
Without accident coverage
Premium before deductionCHF 136.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 132.15
With accident coverage
Premium before deductionCHF 147.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 142.35
CHF 0 Deductiblefrom CHF 121.85View tariffs
PrimaFlex (flexibles Modell)FLEX
Without accident coverage
Premium before deductionCHF 126.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 121.85
With accident coverage
Premium before deductionCHF 136.10
Deduction− CHF 4.75
Monthly premium after deductionCHF 131.35
SanaTel (Telemedizin)TEL_DIG
Without accident coverage
Premium before deductionCHF 127.30
Deduction− CHF 4.75
Monthly premium after deductionCHF 122.55
With accident coverage
Premium before deductionCHF 136.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 132.15
OptiMed (Ärztenetz)PRAXIS
Without accident coverage
Premium before deductionCHF 128.00
Deduction− CHF 4.75
Monthly premium after deductionCHF 123.25
With accident coverage
Premium before deductionCHF 137.70
Deduction− CHF 4.75
Monthly premium after deductionCHF 132.95
PrimaCare (Hausarzt)PRAXIS
Without accident coverage
Premium before deductionCHF 131.60
Deduction− CHF 4.75
Monthly premium after deductionCHF 126.85
With accident coverage
Premium before deductionCHF 141.50
Deduction− CHF 4.75
Monthly premium after deductionCHF 136.75
BASEBASE
Without accident coverage
Premium before deductionCHF 142.20
Deduction− CHF 4.75
Monthly premium after deductionCHF 137.45
With accident coverage
Premium before deductionCHF 152.90
Deduction− CHF 4.75
Monthly premium after deductionCHF 148.15
The displayed premiums reflect the existing CHF 4.75 deduction used by the shared calculation system. Please verify the applicable deduction for 2027.
What affects Philos Krankenversicherung AG premiums in Heiden?
Age and deductible for Philos Krankenversicherung AG in Heiden
The Philos Krankenversicherung AG premium in Heiden depends on the age category and deductible selected. A higher deductible may reduce the monthly premium but increases your potential out-of-pocket costs.
Philos Krankenversicherung AG insurance models in Heiden
The tariff data for Philos Krankenversicherung AG in Heiden includes these model categories: Family Doctor, Telemedicine / Digital, Flex, Standard. Availability may differ by age group and deductible.
Compare all insurers in Heiden
The tables below show the available Philos Krankenversicherung AG tariffs in Heiden. Choose an age group, then expand a deductible to see the insurance models and monthly premiums.
Frequently asked questions about Philos Krankenversicherung AG in Heiden
What is the lowest Philos Krankenversicherung AG adult premium in Heiden (AR)?
The lowest displayed adult monthly premium without accident cover for Philos Krankenversicherung AG in Heiden is CHF 413.95. The amount depends on the deductible and insurance model.
Which Philos Krankenversicherung AG insurance models are listed for Heiden?
The available tariff data for Philos Krankenversicherung AG in Heiden lists: Family Doctor, Telemedicine / Digital, Flex, Standard. Check the tariff tables for specific deductible and age-group availability.
Which premium region applies to Philos Krankenversicherung AG in Heiden?
Heiden belongs to premium region 0 in Canton Appenzell A.Rh.. The premium region is used to determine the applicable local tariffs.
Can residents of Heiden remove accident cover from Philos Krankenversicherung AG basic insurance?
If you work at least eight hours a week for the same employer and are covered for non-occupational accidents through that employer, you can generally remove accident cover from basic health insurance, including Philos Krankenversicherung AG.
Are the Philos Krankenversicherung AG premiums shown for Heiden a binding quote?
No. The figures are a tariff overview for Heiden. Your applicable premium must be checked against your personal details and the insurer's current tariff conditions.