Premium region and municipality
The municipality you live in determines which premium region applies. Our directory currently contains 26 place names for canton Appenzell AR. Select your town above to check locally applicable premiums.
Premium overview 2027
Health insurance premiums 2027 in canton Appenzell AR
Explore basic health insurance premiums for canton Appenzell AR in 2027. This page lists 26 place names from our directory. Select your place of residence to compare premiums for your own premium region, age, deductible and insurance model.
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Find premiums by municipality
Our directory contains 26 place names for canton Appenzell AR. On this page you can find Wienacht-Tobel, Wolfhalden and more. Choose your municipality to continue to its local premium overview.
Premium overview for canton Appenzell AR
The following amounts show the lowest values found in the available premium data for the listed example profiles. They are not personalised quotes. Your municipality and individual details may change the result.
| Age group | Accident cover | Insurance model | Premium | Deduction | Amount after deduction |
|---|---|---|---|---|---|
| AdultsAdults: from age 26. | Included | Telemedicine / Digital | CHF 322.40 | CHF 4.75 | CHF 317.65 |
| AdultsAdults: from age 26. | Excluded | Telemedicine / Digital | CHF 306.30 | CHF 4.75 | CHF 301.55 |
| Young adultsYoung adults: ages 19–25. | Included | Telemedicine / Digital | CHF 205.40 | CHF 4.75 | CHF 200.65 |
| Young adultsYoung adults: ages 19–25. | Excluded | Family doctor | CHF 195.00 | CHF 4.75 | CHF 190.25 |
| ChildrenChildren: ages 0–18. | Included | Telemedicine / Digital | CHF 65.00 | CHF 4.75 | CHF 60.25 |
| ChildrenChildren: ages 0–18. | Excluded | Telemedicine / Digital | CHF 61.80 | CHF 4.75 | CHF 57.05 |
Example deductibles: CHF 2,500 for adults and young adults, CHF 600 for children. Displayed amounts are monthly. A CHF 4.75 deduction is included in the net values shown, based on the existing calculator data.
Calculate your personal premium
Enter your postcode and personal details to compare the premiums that apply to your situation.
What affects health insurance premiums in Appenzell AR?
Deductible and age
For canton Appenzell AR, the overview compares example profiles for adults, young adults and children using different deductibles and accident cover. Your personal premium can differ from these examples.
Insurance model and accident cover
Depending on the insurer, basic insurance may be offered as Standard (BASE), Family Doctor (PRAXIS), Flex (FLEX), Telemedicine / Digital (TEL_DIG) or Pharmacy (PHARM). The model can affect your monthly premium. Accident coverage depends on your employment situation.
Questions about premiums in canton Appenzell AR
Why do premiums vary within canton Appenzell AR?
Within canton Appenzell AR, the relevant premium region can vary by municipality. Insurers also differentiate by age, deductible, model and accident coverage. Therefore, a canton-wide example price is not a binding quote.
How can I find my personal premium?
Choose your municipality in canton Appenzell AR from the list above and use the calculator with your age, deductible, model and accident cover.
Which insurance models can I compare in canton Appenzell AR?
Depending on the insurer and availability, models may include Standard (BASE), Family Doctor (PRAXIS), Flex (FLEX), Telemedicine / Digital (TEL_DIG) and Pharmacy (PHARM). Not every insurer offers every model.
What do the example premiums for canton Appenzell AR represent?
The amounts in the table are the lowest matching values found in the available canton data for the stated age, deductible and accident-cover profiles. They are not personal offers. Check the municipality-level comparison for your own situation.